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When's your Debt Free Date?
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Mine is 63 months from now.....December 2021
I will revise if I manage to shave a few months off
Keep plugging away. It probably feels like it's a lifetime away but it will come round sooner than you thinkAugust 2011 - Total Debts - £47,352.12
November 2018 - Total Debts - £0:beer:0 -
My 0% runs out April 19 but I'm hoping I can slash that to Dec 18 at the very latest although potentially before that if I can live with cutting back on a couple of areas.
Quick edit, have done a snowball calculator today which says Oct 18 so that is my new target DFD.Change the way you see things and the things you see will change0 -
2054 at my current repayment rate (bearing in mind I'm 53 now)
If I win my benefit appeal and go back to my previous repayment rate, 2029
If certain companies keep messing me around and suddenly applying charges or interest, who knows if it will ever get paid off before I die. It's become a standard yearly event for me to have to write to the Ombudsman about one of them. Always gets sorted in the end, but always causes me no end of extra stress and letters.
The bulk of my mortgage is paid off in 7 years, which will give us a lot more money towards our debts.The way things are going, soon we are all going to be victims of something or other.
Who will we blame then?0 -
Aiming for 1st Jan 2023
62 months!32 year old woman with a husband and 3 cats...
November 2017: -£264230 -
Come hell or high water February 2018.
4 months and 123 more sleeps
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
My Debt Free Date is July 1st 2018.
In theory, anyway, as we hope to sell and move house in that time frame too :eek:0 -
Ours is 1 February 2018.
Then we can start saving for a house:beer:
Dxxx0 -
Christmas 2018! Although I'm hoping for a little bit before that if I tighten the belt up a little bit more! I'm on track according to my spreadsheet!!0
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Well it was May 2019 but its now looking likely that it'll be earlier than that! Not sure when.Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
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I'm aiming for July 2019 for everything to be paid off but hoping it will be soonerJune 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/20460
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