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When's your Debt Free Date?
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25th March 2015. So close, I can almost taste the takeaway i'll be able to afford for the first time in 2.5 years! 2 creditors paid off last month, another in November and one more in December then the final 2 to the finish.SPC8 #444 Target £2000
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December 2016 for us if we keep working hard at it! :jTotal Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Do we still get a badge when we post on the debt free roll of honour? I've been a member of this site/forum since 2007, although not a regular poster and have always wanted the debt free badge but never quite made it!![FONT="][FONT="][FONT="][FONT="][FONT="][FONT="]D[FONT="]ebt free since May 2015[/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][/FONT][FONT="][FONT="][/FONT][/FONT]0
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Mine is December 2015.
At one point it was April 2015, then December 2014, then I had a backslide.... I'd like it to be sooner than Dec 2015 though, so maybe I'll get to update that at some point!
Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
Honeymoon and post-job savings: £50/£1100,
DFD target: December 2015
Saving for Xmas 15 #35: - £4/£365
NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.0 -
April 2017. Will be the best day of my life!LBM: September 2014
DMP Start: 1 December 2014 / 13 Creditors
Debt: £39,464.86
Current Debt: £0 - well ok I have a mortgage
DFD: 7th May 20190 -
Ok I am going to say it! I have avoided setting a date as I have been here so many times before but this time seems different somehow!
Anyway - will be under 15k by the end of Dec 2014, then will have 5 months to clear andother 4k (to get it paid whilst 0% intrest) then keep going at that rate with the CC that would be left for 5 months leaving me with just the loan - that ends August 2016 but aim to pay it off by Dec 2015 - so aiming for
DEC 2015!!!
Now if i manage to get a PPI claim to come through it might be sooner! Fingers and toes crossed!0 -
Snowball says July 2016 but aiming for dec 2015!Debt as at 5 June 2023 - £15,600.89
Current debt - £5,935.00
Total paid off - £9,665.89 (61% paid off)0 -
According to snowball should be October 2018.
However hoping it will be much sooner as we are selling up and starting fresh, so that should wipe some slates clean on the way!Any help is always gratefully received.0 -
Was supposed to be Dec 2014, but made a couple of bad decisions this year, so now hoping to be by my birthday Sept 2015, my greatest birthday present to my self!Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Finally I've grown up enough to want to make myself balance sheet solvent. Current ETA is July 2015.0
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