Breaking Through, Travelling On

Karmacat

Hello ed!

Thats a pain, that you'd decided to move and not got round to it, grrr. I like the sound of investment grade corporate bonds - I'll google that tomorrow (I really had better stop now).

As for being a wee bit younger than me :rotfl::rotfl::rotfl: well, you're .... erm, yes you are (sorry, I'm giggling) ... but yes, certainly, in your time frame, inflation is more of a factor than stock market collapses.

Oh, and I *did* contact Cheshire (and all this was done with saynoto0870) and the rate there is only 1%, so I'll transfer it, if I can, to Newcastle if that rate's good for transfers, or the Post Office, as I *know* that rate's good for transfers.

Crazy amount of money I let slip through my fingers, by not doing this. Still, I'm doing it now - and lets face it, with all the struggles people have on these boards, its a nice problem to have.

Karmacat

I'm very lurgified this morning but at least I still managed to have my shower - always feels nicer ... I'm just doing my rounds online right now, and then I'm going to fester in front of the tv for the rest of the morning. Still got 2 clients coming round this afternoon, and then I'm just going to *will* myself to get better.

edinburgher

Hope you're feeling better soon, Mrs E also has the lurgy (cue snot noises) :rotfl:

Karmacat

Snot noises :rotfl:

Not many of those, I'm afraid, just puffing and panting if I walk up the stairs too quickly

Festering in front of the tv was great :j How To Marry A Millionaire - Betty Grable was still a big star, Lauren Bacall could make an onscreen in-joke about Humphrey Bogart, and Marilyn Monroe had just broken through.

Not a huge amount today, because of general lurginess. Some tidying. I'll walk to the town centre in a mo and pick up some frozen veg, put my client money in the bank. If I still feel okay after that, I'll see if I can make the hedgetrimmer work before my sister picks it up this afternoon.

I'm *so* glad I decided not to go to Spain with her for her half term holiday sad for both of us, but glad for my health - I'm lurgified and anyway not really up for an international journey of any description, and she's completely lost her voice. Other friends are going to Sedona next week ... thats what retirement means! I can't wait ... my health will miraculously improve, and I'll be bounding about all over the planet :j:j:j

Karmacat

Tidying worked my sister will bring the hedgetrimmer back after she uses it, I'm pretty sure its just that I don't have the knack, or I'm not pressing the right button or something, grrr.

Rant alert
Blooming Iceland. Thats the 2nd visit when a member of staff has been completely self centred and sneered at the concept of actually having a member of the public turn up and, you know, put their stuff on the conveyor belt and pay for it - totally engrossed in their own stuff.

Plus today, there were a couple of pensioners in front of me, and there was an assistant manager doing their packing, and using that to try to get them involved in some scheme where you pay more than your bill; I don't know if that will come off your shopping, or it acts as a savings account, but I smelt a rat, and luckily so did the gentleman they were trying to sell it to. He kept saying he didn't understand, and when there was a scheme like that, it usually meant he came off worst; so I leaned forward and said he was right, it was an expensive way of pretending to save. Loud enough for the staff to hear me. They just looked at me, stopped yammering, finished the packing, and the manager-type walked off. Ha! Me and the pensioners scored! But how many are taken in?

Karmacat

Oh bleep! I've just found it in their T&C: https://www.iceland.co.uk/bonus-card/terms-and-conditions/
no interest added, but once £25 is reached, they "give" you £1. Hmph. I'm peeved now, on the pensioners' behalf - they were doing their ordinary shopping there, as opposed to me just spending a fiver on frozen and fresh veg: they could have got to £25 quite easily in short order. Grr.

[Deleted User]

Don't worry about it, Karmacat, you were only trying to help:beer:.

From your earlier post it was obvious that the gentleman being 'sold to' wasn't keen anyway even if you hadn't been there.
It sounds as if the salesman wasn't explaining it very well either:eek:

Maybe the elderly gent will have the opportunity to find out more and maybe discuss it with friends/family who have already had experience of it. If he really wants it and shops there regularly he'll have other chances to get it.

Goldiegirl

I'm always wary if people start trying to sell me things.

I always say no, even if I like the idea of it.

I prefer to read and research, and then buy or apply if I like the sound of it.

I certainly wouldn't have been responsive if I was doing my weekly shopping!

ZTD

Karmacat wrote: »

Oh bleep! I've just found it in their T&C: https://www.iceland.co.uk/bonus-card/terms-and-conditions/
no interest added, but once £25 is reached, they "give" you £1. Hmph. I'm peeved now, on the pensioners' behalf - they were doing their ordinary shopping there, as opposed to me just spending a fiver on frozen and fresh veg: they could have got to £25 quite easily in short order. Grr.

The £1 in £25 is a maximum of 4% interest/discount. But a number of interesting things about the T&C's

Members of the Savings Scheme will receive a £1 Iceland bonus each time an aggregate of £25 of Savings is added to your Savings balance (in one or a series of transactions). Once a Savings milestone is met, the milestone will be reset and a further total of £25 of Savings must be added to your Savings balance (in one or a series of transactions) to receive your next £1 bonus. Bonus or other promotional amounts added by Iceland do not count towards a £25 milestone. Each £1 bonus will be automatically added to your Savings balance within 48 hours of meeting a £25 milestone.

So if you spend £50 in 1 transaction, you'll get a £1 bonus (an effective rate of 2%) and you'll have to spend another £25 to get a further £1

All Savings added to the Savings Scheme are ring fenced in an Iceland Bonus Card savings trust bank account which is separate to all other Iceland bank accounts.

Farepak? Or Icelandic savings accounts?

Karmacat

Thank you folks! You're very kind - and you make really good points.

This is *another* day of taking things slowly - I was looking for a health DVD I remembered I had, and ended up sorting them out everything was so mixed up I didn't know what I had. And I managed to chuck away a few of the giveaway type about specs for insulation, for instance, that were 6 years old - pretty sure there'll be different ranges and specs available now

I'm decluttering a few books too - the odd autobiography I loved at the time, but is now unreadable, that sort of thing. Excellent :j