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Breaking Through, Travelling On

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Okay, I was stern with myself ... and I can't log in to HMRC, they have an access code thing, and the text hasn't turned up to my mobile :( bleep! I can work on getting the figures for the French money together, and I've sent a message on the "help" thats offered, but this is not good, and I don't want to press the button that says "I don't have access to that phone" in case I em!!!!!! something seriously ...
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    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a palaver KC! Stay strong, you'll get there eventually... I generally find an attitude of "resigned persistence" is necessary when dealing with bureaucracy... Currently enacting this myself trying to get a form signed at work - it's taken well over a year (!) But I think we might finally be reaching the end! Good luck...
  • Watty1
    Watty1 Posts: 6,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    a nightmare trying to deal with hmrc at the best of times - even more so in January
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope that you can get this done Karmcat.
    Positive vibes your way.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What a palaver KC! Stay strong, you'll get there eventually... I generally find an attitude of "resigned persistence" is necessary when dealing with bureaucracy... Currently enacting this myself trying to get a form signed at work - it's taken well over a year (!) But I think we might finally be reaching the end! Good luck...
    Resigned persistence should be a mantra :):):)Cheery, how horrendous that the form you need has taken over a year :eek: you deserve a medal!

    Fair shout to HMRC today though - they sent a fairly generic but relevant email in reply to my bleating, I followed the steps, didn't work, then I phoned the helpline. The live human was swallowing her words and wasn't impressed with my babbling, but I don't need her to be - she poked about in the back office of the website and enabled me to register my landline as well as my mobile. Access code came through as quickly as promised :j:j:j

    UK expenses now submitted, and I think even the French ones might be easier this year, I was experimenting with a yes/no in a particular box :o:o:o and it looks like it's going to be specific enough to be helpful :j
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Watty, beanie, thanks for the sympathy and the vibes - this morning was amazing, as well as the French thing, I have 220-odd shares in Santander, from when they were Abbey National, and every year my heart sinks at the incomprehensibility of their forms and the irrelevance of the information they supply.

    But this morning ... this morning, I read a note I made last year about online registration making the tax declaration process easier, and I followed through. Cue talking to two women in different call centres working for different companies in different parts of the country who were both utterly lovely, very kind and very helpful. And even though I'll have to complete the process when they send me a letter of some description, the second lady offered to give me the information I needed over the phone Right Now.

    Erm, I welled up :o maybe I'm a bit more upset about my mum than I feel day to day...
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    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Of course you are upset. Sending hugs
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Darpett
    Darpett Posts: 71 Forumite
    Part of the Furniture 10 Posts
    Even when unsurprising, the loss of someone you love is still so hearbreakingly shocking. Those waves of grief will still get you now and then but only because you cared so much.

    Take care of yourself and just make time to 'be'.
  • greent
    greent Posts: 10,760 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely time to be extra kind to yourself, Kc x:kisses3::grouphug:
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Sad events have a habit of catching you out unexpectedly. I try to change the thoughts to memories of good times together. Xxxxxxx
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
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