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Breaking Through, Travelling On

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Right, update time:

    - charge up my borrowed hedge trimmer, see if I can get to use it any time soon.
    It's charging :j

    - arrange redelivery of a parcel - you can do that online these days.
    Pah! Can only do it online if you scan the QR code or call an 03 number that costs money. Will collect tomorrow :)

    - need to collate a listing of potential therapists for a client.
    18 pages printing as we speak :eek: I'm doing it two-sided.

    - post the bleeping cat blog post. Need to keep the cat blog alive so I have a back story when I get round to doing cat card designs. Stop prevaricating! I know why I am, its a mishmash. Suck it up. Cats don't care about that stuff. I am a cat :D
    Not yet, but at least this is the only thing that's not touched. Will do it while I'm waiting for the Sainsbo delivery after 6pm,

    Love the idea of you using the characteristics of a cat as motivation :D
    I thought that might be quite appropriate :rotfl::rotfl::rotfl:
    Just don't take my cat as a role model:eek:. His days (and nights) are pretty much fully filled with being fussed over, eating, sleeping, and killing anything that moves. Washing and grooming himself are very perfunctory and don't always get squeezed into his very full timetable although he'll make all the time he can to be brushed by me. We don't want to see your personal hygiene standards slip;)
    Yikes :eek: fear not CBC :) I'm as fragrant as ever.

    I'll finish the printing, though it won't quite be ready to send, check out the forum, and then have a walk. I [STRIKE]do[/STRIKE] did that even when I'm working, I'm not missing out today :rotfl:

    Hope everyone's enjoying themselves - and check out MvM's youtube video!
    Save
    2023: the year I get to buy a car
  • ZTD
    ZTD Posts: 24,327 Forumite
    Karmacat wrote: »
    Thats a new word for me! Though the concept isn't - I guess they just trawl through an automatic list of numbers?

    Often they start from a base one, and just keep adding one. So they dial:
    • 0898 696900
    • 0898 696901
    • 0898 696902
    • 0898 696903
    • etc

    Since they don't get charged for a dead number, it's fairly risk free.
    Karmacat wrote: »
    You collect this stuff, don't you :rotfl::rotfl::rotfl:

    I only collect the stupider ones.

    50414-warning-thread-may-contain-traces-peanuts-_nuts.jpg

    The "Caution: Contents may become hot on heating" came from a packet of instant oats. I read it as "Caution: Contents may be subject to the laws of thermodynamics. Just like everything else in the universe."

    :doh:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD
    ZTD Posts: 24,327 Forumite
    Just don't take my cat as a role model:eek:. His days (and nights) are pretty much fully filled with being fussed over, eating, sleeping, and killing anything that moves.

    Just like a teenage computer gamer.
    Washing and grooming himself are very perfunctory and don't always get squeezed into his very full timetable

    Very much like a teenage computer gamer...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • ZTD wrote: »
    Just like a teenage computer gamer.



    Very much like a teenage computer gamer...

    :rotfl::rotfl::rotfl::rotfl::rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ZTD wrote: »
    Just like a teenage computer gamer.


    Very much like a teenage computer gamer...

    :rotfl::rotfl::rotfl: Brilliant!
    2023: the year I get to buy a car
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Happy non work day! Sounds like you were busy being witty :) Hope you have enjoyed the last few days I have been thinking about you lots and it has really encouraged me to save every penny.
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm not being as witty as Z, earthgirl :)

    Glad you're using my example to save every penny - I think the difference it makes is astonishing. If I'd been earning exactly the same all my life, but got into moneysaving ways soon after I began to make a good wage, I'd have retired at least a year earlier.

    Starting to think about a serious level of planning right now ... I've only got just over a week before I go away, I want things sorted in my head before then, so I can get straight into it when I'm back. The DFW challenge that SHS and greent are in is a great idea.
    2023: the year I get to buy a car
  • I am going away too, so will wish you a brilliant break in advance. Xx
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Z is Z :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 31 August 2016 at 3:08PM
    Yes he is :j

    Right, I'm using the Ninja Saving Turtles DFW thread and picking out the issues on here that are most relevant to me.

    3) Christmas Presents My sister has done the hard work for me already – she informed everyone that they won't be getting the previous level of presents, as she's retired now. Me too, is all I need to say, but I do want to buy presents for close family, and one or two friends. Need to check on current supplies.

    4) Time – make time for yourself this month.Not a problem, given my new circumstances :) and I've always gone for a short walk during the day anyway.

    5) Empty – pick a drawer or cupboard to empty and sort through.
    This is huge for me! The whole house is in uproar, so the problem will be choosing which particular tornado to tame, though I think it has to be getting the ex-counselling room ready for my own use.

    6) Meet – meet up with a friend/family member who you have not seen for ages.
    Already scheduled, though not by me. Seeing Norfolk rellies, meeting up with my brother, and going back to my mum's house – I've not been well enough to do that journey for nearly two years.

    7) Bed– either start bedding down the garden for winter or you will start making the bedroom suitable for the cooler weather.

    Bedding the garden down for winter is an excellent idea. In spite of the fact that I've tried as hard as I can, the brambles have nearly got away from me, and I need a Man That Can to cut back the laurels. Bedroom currently not too bad, the dust had got so awful that I already had a clean underneath the bed.

    8) Exercise – do as much exercise as possible, aim for every 2 days as a minimum.
    Gardening is good, walking is good, even house work can help.

    9) Reading – the first public lending library opened on 6th September 1852.
    I've been a member of the library since the age of 6 or so :) not going to change now. My current local library started to lend ebooks, which was a lifesaver, as the walk there was too much for me last year. I'm currently reading a Stella Rimington thriller.


    10) Budget your income for the month and remember to pay your debts first.

    Now I'm living entirely from savings, a budget has meaning for me again, so I've set one up. No debts (except for French mortage, for which I send over £2-3k a year) so the most important bill is the Council Tax, sadly.

    11) To celebrate Michaelmas Day I would like you all to donate to a food bank or to host a share meal with friends/family.

    Energy levels extremely tricky right now, so I'm going to count a meal prepared by me in our Norfolk holiday cottage towards this, sorry, I can't go any further out on a limb.

    12) Were you a NST last year?

    I wasn't part of this challenge a year ago, no, I'm just joining for the first time. But a year ago, I was starting to announce to my clients that I was retiring in a year's time, which I've just done! In August, I was finding the work increasingly difficult, I needed to do one day on, one day off. In a year's time, I expect:
    • to be much more well, physically speaking, cos of nutrition, sleep, exercise and disappearing stress.
    • to have got my writing career up and running. As of now, it's just one book, which I haven't properly promoted since it was published.
    • to have started cat sitting – I'm aiming for £1000 a year for doing this.
    • to have had done a few projects at the house: wooden shed dismantled, laurel cut down, brick shed renovated, garden gate renovated, counselling room reclaimed.
    • to have made some links in the local community – walks run by the Forest Rangers, the WI, the Twin Town Association, the Horticultural Society, I don't care, I just need links.
    • to get out and about with my sister – locally and to London. This will not be hard to fulfil :):):)
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    2023: the year I get to buy a car
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