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Breaking Through, Travelling On

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  • beanielou
    beanielou Posts: 95,464 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What twits.
    Customer service in the main just happen now :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hurray for talking to sage plants :) I have a sage plant from a certain Mrs Pippi :) thats very nice :)

    Beanie - hi! Yes, customer service - between the mad Sainsbo website, and Homebase voucher software, I am *extremely* displeased :p email complaints to both companies are on the list for today, but you know, I'm not doing them at the top of the list, my life is more important than that. So, today:
    - phone call done.
    - email done
    - part of cleaning done.

    I've got 3.5 hours contact time, and I need to:
    - do rest of cleaning.
    - sort post.
    - send Amazon book.
    - send cheque to France.
    - decide on tiles and radiator
    - phone builder.
    - shower :cool: gives a punctuation mark to lunchtime :)
    - possible second email.
    - any number of website shenanigans: website post on King Tut and his cats, half prepared already, personal blog on wrought iron loveliness :D and cat blog on design, also half prepared.

    Those are actually more or less in the order in which I need to do them, so I'm going to cut and paste that list so I can refer to it when I'm running about like a headless chicken - I'd rather be pootling about in the garden, but the stuff above is what actually needs doing.

    And away I go, whoosh :D
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 3 March 2014 at 6:44PM
    Karmacat wrote: »
    [STRIKE]- do rest of cleaning.[/STRIKE]
    [STRIKE]- sort post.[/STRIKE]
    [STRIKE]- send Amazon book.[/STRIKE]
    [STRIKE]- send cheque to France.[/STRIKE]
    - decide on tiles and radiator
    - phone builder.
    - [STRIKE]shower :cool: gives a punctuation mark to lunchtime :) [/STRIKE]
    -[STRIKE] possible second email.[/STRIKE]
    - [STRIKE]and a third email!!!![/STRIKE]
    - any number of website shenanigans: website post on King Tut and his cats, half prepared already, personal blog on wrought iron loveliness :D and cat blog on design, also half prepared.
    Cutting and pasting the list worked :)

    And I've had a wonderful meeting with my business partner; I was working on what my priorities are, specifically, and he offered me a deal to ring him tomorrow about whether I've kept my word to myself. I prefer to text, and he's got a super-duper phone now (more up to date than mine, and he used to be such a dinosaur :rotfl:) so I shall text him. Nothing gets in the way of what I'm trying to do, and I'll be giving it my best shot - put up or shut up, its time. I've found out I'm not Peter Pan.

    So, tactics for achieving my priority:
    - going back to using the alarm on my watch.
    - not take any sessions for the mornings - this can change later, but for now, no more, unless its someone on shift work who can *only* get to me in the morning.
    - anything else I do while I'm waiting has to take no longer than 15 minutes - so, scanning half a dozen photos is okay, drafting a web page is not, I'll get distracted. That sort of thing.

    Finally off to the post office now.
    2023: the year I get to buy a car
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    So good to see lots of strikethroughs on a list on your thread Karma - is a sign all is well with the world! :cool: :)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Miz, hi stressed mum - yes, I loved those strike throughs! My last piece of paid work was at 6pm, so I didn't fancy coming on after that, but I'm really glad I made it to the post office.

    So today, I'm going to finish off that list (tiles ... builder ... I think I find that difficult because I *know* the building chaos thats about to follow. But my house will be watertight once again, and my bathroom will be a pleasant place to be, instead of a living slum :p so I just have to deal :p).

    Only one hour of paid work today, plus working on the initiative that my partner is supporting me with (terrible hanging wotsit there, sorry ;)), then carrying on with getting the kitchen clear - partly for the craft work on the kitchen table, partly because the humongous Sainsbo delivery is arriving just after lunch. And true to what I suspected, the dedicated survey line *said* they'd ring me because I gave them such bad feedback - and they haven't. Hands up if you're surprised (KC resolutely sits on her hands :rotfl:).

    And the garden is calling! There's blue sky out there, and weeds to say goodbye to. The lovely Elantan offered her surplus seeds out to any comers a little while ago, so I have courgettes and kale to plant, as well as bitty things like beetroot and mustard. The chives are happy in their pots :) and they've been joined by the rosemary I rescued from Homebase. That will go right where the old one was, just by the patio. :rotfl: My little garden is on the way to looking good, and it *will* be productive :)
    2023: the year I get to buy a car
  • Enjoy the sunshine garden sounds like you're so Focussed, and you're NOT PETER PAN

    Walks off in denial, la, la, la I can't hear you!

    :D have a good un
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Enjoy the sunshine garden sounds like you're so Focussed
    Yep, not bad at all right now, ta muchly.
    and you're NOT PETER PAN

    Walks off in denial, la, la, la I can't hear you!
    :rotfl::rotfl::rotfl:It sounds like *you're* Peter Pan, Pipster :D
    :D have a good un
    Will do. Phone session is done, yet another weird email sent, my kitchen table is clear for the craft stuff :T , I'm ready for the Sainsbo stuff, going to sit down with a cup of tea and the radiator booklet from the plumber :D
    2023: the year I get to buy a car
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey KC

    You are sounding fantastically productive which is great :D

    I haven't been well this last couple of days so sorry i've not been able to post x

    I will PM you :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 March 2014 at 3:33PM
    Hi DD - sorry you've not been well - of course you don't want to post when you're ill, I certainly don't, looking after yourself is the first priority. I'll watch for your pm - but I *am* going to go out into the garden, so I may take a while :)

    Sainsbo came and went, I think its all okay, frozen stuff is all safely packed away. I've been attending to some family birthdays too, thats all taken care of now.

    Done the feedback for the builder too - its not just the radiator :o its the bath panel and new lighting too - and its really pernickety about model details. Thankfully, he has an email address (or so his card says) so I'll scribble it all out when I come back.


    ETA - you have a pm too :)
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just been having a conversation on here about my French apartment, and this is the last thing, which I just wrote:
    "I'm getting a bit spooked about money, I have to say, so I'll write a couple of sentences about the French apartment. It was the most monumental waste of money. There. At today's rate of exchange for the euro mortgage, I only owe £27,700, but I'm still subsidising it at the rate of thousands of pounds a year, its never broken even, let alone made me money. Terrible, terrible deal. I should never have done it. Well, its on the last strait now, and I need to get my finger out, put it right at the top of my to-do list, and research, very quickly, what to do about marketing for the future, as the people who had it on their books want to know".

    Taking advice from my sig, no use in beating myself up - start from here, and figure out the best way forward. I need to:
    - check with the marketing people - whats the deal they're offering in the future.
    - look at the deal I signed when I bought the thing - when am I allowed to sell without losing the VAT exemption?
    - other people who bought apartments in the same block have already told the marketing peeps that they don't want to continue on. Why? Either they're selling, or they figure they can rent it out better themselves. Or they know better marketers.

    Bleep. Its a big topic! And the marketers want a decision by the 15th of this month.
    2023: the year I get to buy a car
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