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Breaking Through, Travelling On

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  • beanielou
    beanielou Posts: 95,386 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on tax return completed,& the refund :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hey KC - all sounding good from you :D well done on the declutter :T

    ZTD - thanks for the info too :)

    I am very tired still so short post but will pop in again tomorrow.

    KC i've set my bay of e challenge for Feb on jwils thread - i've declared a starting price listing of £500 - so i will list items not listed before and the total of the start prices must come to £500 eg 100 x £5 items :eek::eek::eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Cheery_Daff
    Cheery_Daff Posts: 17,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crikey, that's a challenge DDFW!!

    Well done on getting stuff listed on Amazon KC :j I had a giant box of books waiting to go on that I tripped over for ages, until not so long ago I forced myself to start listing them - only to find that I had (get this) already listed them in 2010... :o And not a single blithering one had sold!!

    Needless to say I delisted them all and, er, well, I'd like to say I took them to the charity shop but I actually just took them out of the box and put them in carrier bags and I'm still falling over them :o :rotfl:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Evening all! Thanks beanie!

    Cheery, you *haven't* left them where they were, have you :rotfl:I love that story! Seriously tho, listing isn't a panacea - I have a privately printed screenplay, autographed, by a guy called James Morrison (not from The Doors, an actor :) ) he was in 24, in a starring role, for 2 or 3 years, and its *never* had a sniff :( Another good'un I have is a couple of sheets of stamps of astronomy images, which I bought at Cape Canaveral, never opened - they have an isbn number and everything, too! Can't go on for ever tho, as you say, the CS will get them eventually ...

    DDFW, there's no *way* I have £500 in value to sell, no way! I'll have to think about that ...

    Didn't do the French accounts :o just tidied, sorted papers, that sort of thing :o
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Right - updated info still not available from HMRC, so I called their SA line, and got through to an absolute sweetie, wait another 24 hours, and she even told me how much it would probably be - which was music to my ears.

    The builder I liked from last week has just rung, trying to get hold of his electrician, and we have a potential time for him to come see the work that needs to be done, piffling, but will add value.

    Talking of which - the temporary repair last year to the fence at the front of the house has started to blow over again ... I think I'm on a losing battle there, need a rethink. I hope this new builder is better than the last ...

    Posted a semi-humourous story in the news section of my website ... that section's looking really good now, its got some history to it; so I need to catch up on the veterinary bit, which doesn't have anything at all in yet. And more on the "film" bit, which seems to have become a specialty of mine :D I wonder why :D

    I actually have 3 hours of paid work today! In between those times, I'll be doing the French accounts - if I post that off tomorrow, I can do the CPD and the cat catchup by the end of 31st Jan.

    Thing is, I feel light-headed with relief at getting my tax declaration in - I've had a nice afternoon and evening off, time to get back to work now, no way I can get complacent about the financial state I'm in, and the physical state the house is in.

    Later dudes :cool: :D
    2023: the year I get to buy a car
  • Hi All,

    KC - that is just my personal target - i don't have anything to that value to sell either but its something i used to do when i was clearing the debt. Set a target amount of £ for listing. This would push me to part with stuff. I'm feeling the need for the push again and am enjoying the clearer space from the stuff i have decluttered already :T This time of course it may not work as i have decluttered for years now and am really left with very few things to part with - especially of any value. But i *need* the money and i want to boost my gutters target so needs must :cool: The good thing with the challenge is we all set our own target and report in :)

    Cheery :rotfl::rotfl::rotfl: to the books story - i challenge you to get them all to the CS by the end of Feb - i don't know how many bags you need to carry - i am sure you'll feel good for having the space and also for doing some good :D and your toes will no doubt thank you as well :D

    KC - well done on the tax return - when i was fully s/e it was a real weight gone when i had got it all done so i know that feeling :)

    Hoping its a good builder for you too :) and *boo* to the fence - if the builder is good he may come up with a suggestion for you :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 January 2014 at 11:47AM
    Hi DD!

    Thanks, that makes sense about the target now. My (very) old Delia book is now sitting with the other books to be sold - I doubt I can ever sell it online and break even, let alone a profit, but I'll do the figures and see if its worthwhile. If not, off to the CS it goes. I've already rearranged the bookshelves to take account of it :) there are still a few shelves where the books are double parked, and I dislike that intensely.

    So, today, back to accounts and CPD work, and ta-da! I have a to-do list:
    - French accounts
    - scan French paperwork (which means I can send the originals off to the French accountant, don't need to print them for me).
    - fill in CPD form - which will take about 30 minutes.
    - buy condolence card - a very elderly, very distant relative died last weekend, must do that.
    - check out the weekly email from Martin.
    - check Inland Rev have updated my figures and, erm, pay.
    - tidy! for heaven's sake, tidy up, woman!
    - finish online sales listings. If possible, prepare for weekend listings on ebay - scan items and file descriptions in a word document.

    I'd like to do more, but I'd also like to be able to tick every box by the end of the day. We'll see :rotfl:
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Finished the French accounts! Expenses are less than last year, but then so is the income, ever so slightly, the leaseback scheme kind of tapers ... France is very strict about accounts, these are the ones that finish at December 2013 - and the accountant starting bugging me about them in October!

    Cuppa tea :coffee:

    Anybody else want one? :coffee::coffee::coffee:
    :money:
    2023: the year I get to buy a car
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Mmmmn - thanks for the :coffee: :)

    Good that the accounts are all getting sorted - it'll feel a lot better when that is done. I am working on getting this year's in order so in theory it won't be the scramble next year that it usually is! I want to be able to do the calculations easily in April then have the rest of the year to save up the tax!

    But selling Delia?! How could you? :p
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    mizmir wrote: »
    Mmmmn - thanks for the :coffee: :)
    You're welcome. Cake tomorrow!
    Good that the accounts are all getting sorted - it'll feel a lot better when that is done. I am working on getting this year's in order so in theory it won't be the scramble next year that it usually is! I want to be able to do the calculations easily in April then have the rest of the year to save up the tax!
    I have a spate of doing that just after I've finished the previous year, but forget all about keeping up with it :o my uselessness at maintenance strikes again :rotfl:
    But selling Delia?! How could you? :p
    I know! Blame DDFW :rotfl::D Its a big thick book, its recipes are terribly complicated, and I must have used it 3 times. If the apocalypse comes, I'll be upset I've sold it, because it would easily go in my little cast iron firepit and give me light and heat for an evening :eek::rotfl:

    Scanning is done, but I *am* going to print out the copies for the accountant after all - apparently I've done it the last couple of years, and I don't know what happens to the originals, after all ... better be safe!
    2023: the year I get to buy a car
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