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Breaking Through, Travelling On
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Good news on tax return completed,& the refund :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hey KC - all sounding good from you
well done on the declutter :T
ZTD - thanks for the info too
I am very tired still so short post but will pop in again tomorrow.
KC i've set my bay of e challenge for Feb on jwils thread - i've declared a starting price listing of £500 - so i will list items not listed before and the total of the start prices must come to £500 eg 100 x £5 items :eek::eek::eek:CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Crikey, that's a challenge DDFW!!
Well done on getting stuff listed on Amazon KC :j I had a giant box of books waiting to go on that I tripped over for ages, until not so long ago I forced myself to start listing them - only to find that I had (get this) already listed them in 2010...And not a single blithering one had sold!!
Needless to say I delisted them all and, er, well, I'd like to say I took them to the charity shop but I actually just took them out of the box and put them in carrier bags and I'm still falling over them:rotfl:
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Evening all! Thanks beanie!
Cheery, you *haven't* left them where they were, have you :rotfl:I love that story! Seriously tho, listing isn't a panacea - I have a privately printed screenplay, autographed, by a guy called James Morrison (not from The Doors, an actor) he was in 24, in a starring role, for 2 or 3 years, and its *never* had a sniff
Another good'un I have is a couple of sheets of stamps of astronomy images, which I bought at Cape Canaveral, never opened - they have an isbn number and everything, too! Can't go on for ever tho, as you say, the CS will get them eventually ...
DDFW, there's no *way* I have £500 in value to sell, no way! I'll have to think about that ...
Didn't do the French accountsjust tidied, sorted papers, that sort of thing
2023: the year I get to buy a car0 -
Right - updated info still not available from HMRC, so I called their SA line, and got through to an absolute sweetie, wait another 24 hours, and she even told me how much it would probably be - which was music to my ears.
The builder I liked from last week has just rung, trying to get hold of his electrician, and we have a potential time for him to come see the work that needs to be done, piffling, but will add value.
Talking of which - the temporary repair last year to the fence at the front of the house has started to blow over again ... I think I'm on a losing battle there, need a rethink. I hope this new builder is better than the last ...
Posted a semi-humourous story in the news section of my website ... that section's looking really good now, its got some history to it; so I need to catch up on the veterinary bit, which doesn't have anything at all in yet. And more on the "film" bit, which seems to have become a specialty of mineI wonder why
I actually have 3 hours of paid work today! In between those times, I'll be doing the French accounts - if I post that off tomorrow, I can do the CPD and the cat catchup by the end of 31st Jan.
Thing is, I feel light-headed with relief at getting my tax declaration in - I've had a nice afternoon and evening off, time to get back to work now, no way I can get complacent about the financial state I'm in, and the physical state the house is in.
Later dudes :cool:2023: the year I get to buy a car0 -
Hi All,
KC - that is just my personal target - i don't have anything to that value to sell either but its something i used to do when i was clearing the debt. Set a target amount of £ for listing. This would push me to part with stuff. I'm feeling the need for the push again and am enjoying the clearer space from the stuff i have decluttered already :T This time of course it may not work as i have decluttered for years now and am really left with very few things to part with - especially of any value. But i *need* the money and i want to boost my gutters target so needs must :cool: The good thing with the challenge is we all set our own target and report in
Cheery :rotfl::rotfl::rotfl: to the books story - i challenge you to get them all to the CS by the end of Feb - i don't know how many bags you need to carry - i am sure you'll feel good for having the space and also for doing some goodand your toes will no doubt thank you as well
KC - well done on the tax return - when i was fully s/e it was a real weight gone when i had got it all done so i know that feeling
Hoping its a good builder for you tooand *boo* to the fence - if the builder is good he may come up with a suggestion for you
CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hi DD!
Thanks, that makes sense about the target now. My (very) old Delia book is now sitting with the other books to be sold - I doubt I can ever sell it online and break even, let alone a profit, but I'll do the figures and see if its worthwhile. If not, off to the CS it goes. I've already rearranged the bookshelves to take account of itthere are still a few shelves where the books are double parked, and I dislike that intensely.
So, today, back to accounts and CPD work, and ta-da! I have a to-do list:
- French accounts
- scan French paperwork (which means I can send the originals off to the French accountant, don't need to print them for me).
- fill in CPD form - which will take about 30 minutes.
- buy condolence card - a very elderly, very distant relative died last weekend, must do that.
- check out the weekly email from Martin.
- check Inland Rev have updated my figures and, erm, pay.
- tidy! for heaven's sake, tidy up, woman!
- finish online sales listings. If possible, prepare for weekend listings on ebay - scan items and file descriptions in a word document.
I'd like to do more, but I'd also like to be able to tick every box by the end of the day. We'll see :rotfl:2023: the year I get to buy a car0 -
Finished the French accounts! Expenses are less than last year, but then so is the income, ever so slightly, the leaseback scheme kind of tapers ... France is very strict about accounts, these are the ones that finish at December 2013 - and the accountant starting bugging me about them in October!
Cuppa tea :coffee:
Anybody else want one? :coffee::coffee::coffee:
:money:2023: the year I get to buy a car0 -
Mmmmn - thanks for the :coffee:
Good that the accounts are all getting sorted - it'll feel a lot better when that is done. I am working on getting this year's in order so in theory it won't be the scramble next year that it usually is! I want to be able to do the calculations easily in April then have the rest of the year to save up the tax!
But selling Delia?! How could you?0 -
Mmmmn - thanks for the :coffee:Good that the accounts are all getting sorted - it'll feel a lot better when that is done. I am working on getting this year's in order so in theory it won't be the scramble next year that it usually is! I want to be able to do the calculations easily in April then have the rest of the year to save up the tax!
my uselessness at maintenance strikes again :rotfl:
But selling Delia?! How could you?
Scanning is done, but I *am* going to print out the copies for the accountant after all - apparently I've done it the last couple of years, and I don't know what happens to the originals, after all ... better be safe!2023: the year I get to buy a car0
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