misstara's debt diary 2014

misstara

I haven't posted for a few days as I've just been exhausted and couldn't even be bothered turning on the computer however now on days off so slightly more alive today.

Monday
I spent £4.30 on a bus ticket as I was working from early morning to late at night. I also spent £3.17 on lunch.

Yesterday
It was a NSD (a good way to start the month ) apart from the rent and christmas savings going out. I also went to the gym with my friend so got a good catch up as well as working out.

However, I got a phonecall from my 2nd job cancelling my shift on Friday :mad: To be fair, shifts don't often get cancelled but it's annoying as it was a 10hr one and it means losing half my wage for next week. Hopefully I'll get another one but if not I'll enjoy an extra day off.

Today

I have paid the TV licence (£5.50) and put £25 into the wedding fund (£20 from OH and £5 reward from my bank account). I have also made a £2.50 payment to cc1 and will pay the council tax later on.

I got my payslip through from 2nd job so will get £109.20 on Friday
- £9.20 to cc1
- £30 to wedding/electricity fund
- £20 for food (I know I said I would budget £30 but I will be away for most of next week so it's just for over the weekend and for OH next week)
- £15 for rest of travel tickets home
Leaving £35 for any expenses at home, imagine I won't spend much but just in case.

Plan for today is to go to the gym and do a little cleaning in the flat. It's a nice(ish) day so think me and OH will go out for a walk later on.

misstara

We went a lovely walk yesterday round the coast a bit to a spot that's good for dolphin watching, however, we didn't see any dolphins While out, I spent £4.50 on tea, juice and sweets. I then spent £2.54 on cream (to go with strawberries for pudding last night yum) and breakfast biscuits. I also paid the council tax yesterday.

This morning I have been catching up on surveys (so so boring) and will go to the gym once I've finished my coffee. It looks to be a nice day again here so we plan to go out and do something later on.

Steerpike88

Keep on Going! I can't believe how well you've done the past few months! You've almost cleared your mini targets.

misstara

Steerpike88 wrote: »

Keep on Going! I can't believe how well you've done the past few months! You've almost cleared your mini targets.

Thanks Steerpike. I definitely find setting mini targets and having them written down keeps me motivated. Can't wait for all the debt to be gone

misstara

Today me and OH rented a car for a few hours (I got a car club membership for my birthday) and went out for a drive to a nearby castle. We had a walk and then sat in the sun in the castle gardens. Was such a lovely day out but the budget seems to have gone out the window again. I spent £10.45 on lunch out and £2 on parking.

Unfortunately OH went over on his ankle and it is quite swollen and painful He is limping as well, fingers crossed it's just a sprain and nothing more. Once we got home, OH went on the computer and somehow managed to drop it :mad: the computer thankfully is fine but the dongle that I bought recently is kapoot :mad: so annoyed but he's given me half the money towards a new one and will give me the other half next time he gets paid - doesn't help me tonight though tapping this out on my phone!

Some good news, 2nd job phoned me and offered me a shift for tomorrow, its only a short one but better than no shift . It's also in the evening so I will have the day to myself. I might go to the gym but will see how I feel as after going this morning, my legs feel a bit sore.

misstara

Yesterday we went up to A&E as OH was in a lot of pain and really struggling to walk, however, it is just a bad sprain. I bought him a tubigrip for his ankle which is helping but that was £6.99 which I hadn't budgeted for. Add that to the £5.76 that I spent on (mostly) rubbish on the way home from work yesterday and the dongle that I bought (although OH will give me the money back for this) - my budget for this week has gone totally out the window and its only saturday

Oh well I have only put £10 into the wedding fund instead of £30 and will make up the difference over the next few weeks. Spends for today have been minimal £1.10 for bread.

misstara

No other spends to report today. I caught up with some ironing today and noticed that quite a few of my work tops are looking tatty and some even are beginning to get holes in them. I will need to budget for some new ones fairly soon.

Steerpike88

I usually go to charity shops. Especially for work clothes. You can get some really nice stuff dead cheap. I got two work tops last year for about 10 pound.
Pretty chuffed.
Hope your dongle's not too expensive.

giblet1979

Hi,
Sorry to hear about your OH - hope his ankle is better but it was still naughty of him to drop the laptop (bless).
It's hard when unexpected expenses crop up like this, but I know you'll get right back on track x

misstara

Steerpike88 wrote: »

I usually go to charity shops. Especially for work clothes. You can get some really nice stuff dead cheap. I got two work tops last year for about 10 pound.
Pretty chuffed.
Hope your dongle's not too expensive.

I do love a good rummage round the charity shops so will definitely have a look there. I basically live in jeans and t-shirts for work so even some cheap t-shirts from Pr*mark would do, however, if I can find good quality ones for cheap in the charity shops even better The dongle was £22 and OH is giving me the money back so not quite so bad, still annoying though.

giblet1979 wrote: »

Hi,
Sorry to hear about your OH - hope his ankle is better but it was still naughty of him to drop the laptop (bless).
It's hard when unexpected expenses crop up like this, but I know you'll get right back on track x

He's still hobbling about, although not quite so bad as yesterday. I'm just so glad that it was only the dongle that was broken, a broken laptop would not have been quite so easy to replace. I think I need to try and get a 'unexpected expenses' fund on the go, maybe just £50 or £100 to cover things like this, however, its hard to put any more money aside on top of everything else.