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How to cancel transaction as buyer

Hi does anyone know how i go about cancelling a transaction as a buyer please? Had my paypal account limited for good as it says i am linked to a banned account which i can only think is a relative who stayed with me for a few months so cant make payment trying solve it with paypal with no luck as we have the same last name, was same address and same IP. They have asked for proof of ID and address which i have provided but no luck. Asked the seller if will accept cheque postal order or bank transfer and send when payment received and cleared sadly they wont. any help is grateful thank you xx
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  • theonlywayisup
    theonlywayisup Posts: 16,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi does anyone know how i go about cancelling a transaction as a buyer please? Had my paypal account limited for good as it says i am linked to a banned account which i can only think is a relative who stayed with me for a few months so cant make payment trying solve it with paypal with no luck as we have the same last name, was same address and same IP. They have asked for proof of ID and address which i have provided but no luck. Asked the seller if will accept cheque postal order or bank transfer and send when payment received and cleared sadly they wont. any help is grateful thank you xx

    A buyer can't cancel.

    A seller must raise a mutual or a non paying bidder dispute.

    Ask the seller to cancel, but be prepared for them to refuse and open a dispute against you.

    One strike won't hurt your account, your Paypal limitation is perhaps your downfall and more to worry about.
  • Josef_k
    Josef_k Posts: 21 Forumite
    Eighth Anniversary Combo Breaker
    You've tried to pay, intent is very important in the law. Now if a dispute occurs, Ebay will demand you pay, Paypal (Ebay) won't let you pay, the farce begins. Most likely they will try and persuade the seller to take an alternative form of payment or cancel the transaction. They can't really do much to you.
  • theonlywayisup
    theonlywayisup Posts: 16,032 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Josef_k wrote: »
    You've tried to pay, intent is very important in the law. Now if a dispute occurs, Ebay will demand you pay, Paypal (Ebay) won't let you pay, the farce begins. Most likely they will try and persuade the seller to take an alternative form of payment or cancel the transaction. They can't really do much to you.

    In ebay land it doesn't matter that you 'tried' to pay.

    If the buyer wants to open a dispute he can, the only way to stop a strike is to show you have paid, the OP cannot.

    However a strike it nothing, the OP will probably not be able to use eBay for much longer.
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Josef_k wrote: »
    You've tried to pay, intent is very important in the law. Now if a dispute occurs, Ebay will demand you pay, Paypal (Ebay) won't let you pay, the farce begins. Most likely they will try and persuade the seller to take an alternative form of payment or cancel the transaction. They can't really do much to you.

    You have misunderstood how ebay and paypal work.

    The onlywayisup is correct, , OP will get a strike which is unlikely to do much harm in the circumstances.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • Your ebay account is toast, in time it will get shut down to.. do not try to link it to a new paypal or a friends paypal, as any new accounts will be suspended to.
  • Buzby
    Buzby Posts: 8,275 Forumite
    If PP believe you to be one and the same, I'd check your credit file as they now report dealings directly. This has nothing to do with your original query, but an issue that may stem from it.
  • Josef_k
    Josef_k Posts: 21 Forumite
    Eighth Anniversary Combo Breaker
    edited 15 January 2014 at 12:00PM
    soolin wrote: »
    You have misunderstood how ebay and paypal work.

    The onlywayisup is correct, , OP will get a strike which is unlikely to do much harm in the circumstances.

    You misunderstand how the law works, terms and conditions of private companies policies have no bearing on it. They don't have a leg to stand on, he has shown intent to pay, he has documented evidence of this, documented evidence of a refusal on the sellers part, Paypal/Ebay have stopped him paying and no court would find in their favour.

    The only action they can take is an internal slap on the wrist by closing his account, which is irrelevant.
  • Josef_k
    Josef_k Posts: 21 Forumite
    Eighth Anniversary Combo Breaker
    However a strike it nothing, the OP will probably not be able to use eBay for much longer.

    Strikes mean nothing, any buyer can simply open another account.
  • bxboards
    bxboards Posts: 1,711 Forumite
    Buzby wrote: »
    If PP believe you to be one and the same, I'd check your credit file as they now report dealings directly. This has nothing to do with your original query.

    I don't think that is true, as you have no credit agreement with Paypal.

    What is the source for this please?
  • soolin
    soolin Posts: 74,408 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Josef_k wrote: »
    You misunderstand how the law works, terms and conditions of private companies policies have no bearing on it. They don't have a leg to stand on, he has shown intent to pay, he has documented evidence of this, documented evidence of a refusal on the sellers part, Paypal/Ebay have stopped him paying and no court would find in their favour.

    The only action they can take is an internal slap on the wrist by closing his account, which is irrelevant.

    I still think you are confused- why would a buyer be going to court to get a strike removed? You say yourself that it is of no real consequence.

    There is nothing else that ebay can do to force a buyer to pay, all the rest is irrelevant. There is no need to over complicate matters. Buyer cannot pay, seller can open an NPB to recover his fees, buyer gets a strike- end of story.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
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