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Third Time's a Charm...

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Welcome to the new and buffed thread for 2014.

2014 will doubtless have its challenges, boring otherwise, but it will be the year when the focus will be on the good, worthy and true.

Being a huge fan of business-speak, a strangely esoteric language first recorded by anthropologists in the densely populated cubicles of Lower Loadsofdoshandnaeethics and Upper Showmethemoney, I'd like to propose a few BHAGs (Big Hairy Audacious Goals) to get us off and running.

1) Balance the amount of time spend in medical establishments with getting outside and having a decent walk.

2) Enjoy what we have and ensure that we share what we can.

3) Find some structure to the day so that we're making use of time not watching it run through our fingers.

4) Learn to prioritise and don't sweat the small stuff.

It looks like I'll be working far less this year, no idea what the pattern looks like yet so instead of panicking about money I need to accept this as a given and work with what we've got. I do have savings so this isn't a disaster, just a blip on the road to being a better, stronger person.

Having seen the strength of many on here I will try in my way to keep faith and keep going. My life is very blessed and that will be the focus. I'm also going to go for Greying's 3 Good things a day and keep Thread Two here as a virtual sealed pot of good things that have happened. That'll be quite a list as I get through the year. Forgive me in advance, but many will be shallow.

Everyone is welcome on this journey...those with biscuits are doubly so.
:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
«13456746

Comments

  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    edited 12 January 2014 at 9:45PM
    1) First time in a year I've had enough hair to cut so went and had it done.
    2) Complete refund for large stationery order made before Christmas. They put their hands up and said we've messed up, keep what we've sent you and lets wipe the slate clean so you do business with us again. Common sense and I will use them again.
    3) Kittens have been visiting the neighbours and putting on their Disney Babies routine. They have been rewarded with lots of treats of chicken and a fan base. Very happy to know they're loved and safe outside the house.
    4) Husky being a bundle of unconditional love and affection.
    5) Unexpected visit from a friend...no hassle, no drama just a lot of laughs.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Ay up kissjen - a new diary :j

    Looking forward to keeping you company along the way :D

    Hurriedly adds *biscuits* to the shopping list.......

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • Shortbread any good?:D


    Happy shiny new diary ..... and yay to the haircut!:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Someone say shortbread??

    I'll do some brownies tomorrow.

    Lovely new diary and happy new haircut!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Shortbread and Brownies??!! S0d the diet, I'm in!! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambles in with some biscuits :grin:
    Happy new hair cut :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wanders in and offers anyone a "nice" gluten free biscuit ,,,,,,
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    As Im now officially a grown up, Christmas presents yielded many tins of shortbread, biscuits and oatcakes ... Count me in there !
    Its just a bad day, Not a bad life .. :cool:
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dark choc digestives any good ? :D xx
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nobody's offered hob nobs yet have they? Home made, of course!

    Happy New Diary KJ! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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