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Life and times of a debt busting mumma

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  • Hi there

    Yes forgot about the cystitis thing :eek: one of mine used to get that. Well they have 24 tins of A$DA special to get through so let's see how long that lasts :)
    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • minkyr
    minkyr Posts: 38 Forumite
    Seventh Anniversary Combo Breaker
    Hi RR
    Just stumbled on your diary and subscribed.
    Similar age, no children but ridiculous number of felines (volunteer foster for a local rescue) also starting on this DFW journey from a LBM at new year.
    Great to find a community who will support when the going gets tough!
    M
    Little steps and great strides both get you there.
  • Rollercoaster_Rach
    Rollercoaster_Rach Posts: 325 Forumite
    edited 12 January 2014 at 9:35PM
    Oh thank you M

    It's a funny old age eh? Well GOOD LUCK!!!! The support is great. I lurked on these boards for while before taking the plunge....can't put into words how much it's helped me. Am addicted! Will check out your diary too

    RR x :T

    PS not sure if you have a diary?
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker

    I made it with 6 mins to go:)

    Moan away RR. I dont have the experience of being a singleton but I understand how frustrating it can be. My OH is into his extreme sports which generally mean solo stuff so sometimes I have certainly felt like a singleton when the children were little especially as I all but gave it up/compromised/sacrificed etc etc.......ooh Sherlock about to start must dash! Have a good week:)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Oh I understand Ig..... my sister says the same (her husband in the forces, lots of sacrifice etc...it can just as difficult but in a different way...and at least I can control the remote and be a total slob whenever I want...haha

    Thanks to you my kids got dinner tonight.....had to set myself a target too (although been on here waaaay too long)

    Got to get some good Karma this week! I can feel it in my bones x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • I would much rather mine had a good relationship with their Dad but I reckon all the initial fighting between him and I ( I was devastated as he had an affair) destroyed hope of that. In saying that he should have considered them worth fighting over. DD wrote him a huge e-mail a couple of years ago about it all and he didn't reply for about 2 weeks. Said to her he was crying whilst replying to her and that his heart was broken. Told her he would see her and talk it all through with her. Well I am glad she didn't hold her breath as she's still waiting. It all just proves to them what type pf person he is and I just pick up the pieces ..............and am glad to do it as they are my life :D and I am the luckiest person ever to have them
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Wise words MIT :A

    I remember reading about that in your diary ( when I had a MIT diary reading binge! :rotfl:)

    I totally agree... to make myself feel better I think 'I get to benefit from being with them through the ups and downs, it's REAL and although I want to tear my hair out sometimes and feel overwhelmed they are my life'

    Just got to clear this debt, move, lose about 2 stone and meet a strapping young man! ;););)

    RR x
    £2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
    LBM FEB 2013 32,000 total.
    May 2014 Mum 1500/3000 MB CC 8,043
    BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
    Overdraft 3000 Total debt Feb 2014
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Found you and subscribed :j

    I'm another similar age, single mum to just one scrummy DS (don't tell him that, he's just 13 :rotfl:)

    DS and ex were close until ex announced he was moving to the other side of the world and wouldn't see him anymore :eek: Difficult times.

    So just me and thee now and maintenance is generally reliable, usually falters every 6 months - that'll be the Feb one that gets missed and will hopefully start again about mid-March. Am lucky to get it compared to many I appreciate, hence busting my debt is crucial in case he stops it totally.

    Our kids will thank us when they're grown up, so I keep telling myself anyway :D

    Onwards and upwards!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Subscribed. Single Mum with son size 10 feet too!!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just wanted to say hello from another single Mum - I have 4! 2 ex husbands - the first keeps his distance and I now don't need to have anything to do with him - but he is still as selfish so and so!!


    The Second ex is not quite so simple - he causes lots of problems with kids - at the moment debating over whether to go to CSA - we had a court agreement as part of our divorce that he pays £50 a week - but that was 7 years ago - he is with someone else has a horse and several St Bernard dogs but can't pay for school shoes or a music lesson!!! I am not sure how much he earns so not sure if it is worth causing drama - but it drives me mad that he can drive a new car and feed his menagerie and not pay for the kids things!!!


    It is certainly a rollercoaster - subscribing!!!
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