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The 'extra payment every week' thread 2014

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  • Hope78
    Hope78 Posts: 755 Forumite
    Can't believe it's been so long since I've posted, shamed to admit my overpayments have taken a bit of a dive. It's great to see how well some people are doing and for those who've had challenging financial or family related you're in my thoughts. Since my last post so much has happened think that's why time has flown by so quickly!

    I passed my Masters degree and graduate in 6 weeks! Been in my new job a whole term and had both HMIE (Scottish OFSTED) and the Care Inspectorate in for inspections so not exactly had a settling in time! My new local authority also agreed to let me to the headship course I got on so already been hitting the books again! On the downside the emergency tax has meant my wage has been less than in my old job but hopefully that'll be sorted next pay day! Anyone know if I'll get this make as a lump sum or as extra in my wages for the next few month?
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • Hope78
    Hope78 Posts: 755 Forumite
    Normal weekly overpayments will resume on Friday but a quick £20 extra to Next today to get me back into the swing of things
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • Congratulations on passing the degree and the new job Hope :T. I hope you've had word on your tax by now, but the one time that happened to me, I got it back in one lump.

    £5 duly paid today to the CC. Only 10 more Fridays left this year after today!! Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Aphidgirl
    Aphidgirl Posts: 431 Forumite
    Sixth Anniversary Combo Breaker Debt-free and Proud!
    Missed my extra payment last week but have tried to pay a little extra this week. So this week it's: £5.00
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
  • Hope78
    Hope78 Posts: 755 Forumite
    I hope you've had word on your tax by now, but the one time that happened to me, I got it back in one lump.

    Thanks for that, last time I moved jobs it was internally so there was no emergency tax think I'll give them a call tomorrow. Fingers crossed for it as a lump sum because it's made things pretty tight the last two months.
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • Hope78
    Hope78 Posts: 755 Forumite
    £20.88 for me today taking my weekly total to £40.88
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • kbl
    kbl Posts: 340 Forumite
    haven't posted on here in a good while, as it's been pretty hectic here, and I haven't made any payments, let alone overpayments. have decided to finish the cc on Monday with the money we've scraped together for mortgage arrears, so to that end, will be changing my sig as from Monday, will have to focus on mortgage arrears. This probably seems stupid, but in my head it makes sense, and I'll have to focus on clearing mortgage arrears before xmas, so from Monday on I'll have to try and make €90 overpayments per week _pale_ Will be tough, especially in run up to xmas, but will be so worth it if achieved!
    Credit card €7892.36/€ 0
    Catalogues €767.52/€ 0
    hospital costs €550
    wtshtf fund 0/ €2000
    #13 1% challenge - 0
  • Well done everyone for continuing the overpayments! It always seems harder somehow at this time of year with Christmas looming! Kbl, good luck with focussing on the mortgage!

    £10 extra for me today Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Hope78
    Hope78 Posts: 755 Forumite
    £10 over paid to Next this week - keeping that as the focus for this challenge.
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • An extra £1.00 this week to the credit card.

    Payday next week :j
    Starting 2016 debt-free :D
    Emergency Fund: £350/£1000
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