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MSE Newborn to 1 year (& beyond!) baby club 3
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I'll have to respectfully disagree Beckyy, I'm pretty good with money (I bought my first house aged 21) but I would have spent a gifted lump sump on very different things at different milestone ages - ie age 16 would be different to age 18 which in turn would be different to age 21 which would be different to 25/30 etc etc etc.0
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Point respectfully taken
. I think it's something really individual?
I moved out to relocate with OH at 16, and we managed to buy our first little home when I was 18. Granted it wasn't the norm for our age but if I had savings which were in trust til I was 25+ they wouldn't have been any help, especially if I needed to learn to drive/buy a car for a job, or we were on the edge of a better LTV mortgage wise. I guess what I meant to say was that age isn't necessary a good judge for maturity if you're putting money into trust just for when they're X age. Different if you're saving yourself for when that special moment comes along though iyswim.0 -
Me and oh decided when we started saving that the account was in our name, then we can decide just how mature lo is with money and when he receives it. If I had been handed a lump sum at 16/18/21 I would have wasted it on fake tan, make up and wild nights out. But then I've always been bad with spare money lolNewly Married, not a 2b anymore!! Mum to two wonderful boys!0
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As said above, it's just in an account in my name - when (if) he gets it is at my whim0
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Thanks for all the advice, sorry I'm only just getting back on to reply.
Re. Child care, I'm going to have to go with a childminder as nurseries aren't open early or late enough for us. Unfortunately none of our local hospitals have nurseries anymore as that would have been ideal. I've spoke to a few childminders who can be flexible but unfortunately all say they can't guarantee they can always provide care on the days I'll need so I'm going to have another discussion with work and see what they can do.
Re. 9 month old babies, I'm pleased to hear we should have a better structure to our day by then and lo should be more predictable, it would make life so much easier.
A few more questions from me, has anyone got a severely slobbery baby? Lo has been drooling since 3 months and it's just getting worse, he's nearly 5 months but is like a waterfall! We go through several outfits a day, bibs aren't much use as he sucks them and also moves them out the way to suck his clothes. It feels like his drooling is excessive as I never see other baby's look like this. He is teething but I can't see any signs of teeth breaking through.
Also has anyone found that clothes sizes last for a shorter amount of time as baby grows? Newborn and 0-3 both lasted for 2 months each but he seems to have outgrown 3-6 in a matter of weeks and he's not yet 6 months! He fills them length wise rather than width wise so the next size up seem sooo baggy.
Regarding savings, we have an account for lo for birthday money etc but we don't save money on a regular basis, we can't afford it but maybe that will change in the future.0 -
turtlemoose wrote: »As said above, it's just in an account in my name - when (if) he gets it is at my whim
I'm agreeing wholeheartedlyNewly Married, not a 2b anymore!! Mum to two wonderful boys!0 -
Walking - some babies are just dribblers! Have you got bamboo fabric dribble bibs? Bamboo is really absorbent so may last a bit longer if you haven't. Not that it will help much if he's going to eat them I guess!
Babies go through growth spurts at different times and if he's getting longer at the moment you will find clothes not fitting. I have a short toddler and we have the opposite problem in that she moves up really slowly through sizes and we still have to roll sleeves and trousers up. She was 2 in January but she's in 12-18 month clothes. She just seems to have inherited her daddy's petite build!
We'll be making the call on when the kids can have their savings too. I won't mind it going towards university at 18 but will want to ensure it isn't wasted and the older they are the better. Maybe about 35?!:heartpuls Daughter born January 2012 :heartpuls Son born February 2014 :heartpuls
Slimming World ~ trying to get back on the wagon...0 -
WOAD T was very dribbly, when it was just me and him in the day I just tended to have a muslin in one hand all day and kept wiping him. Bibs for out and about, but also soaking in minutes as he would chew them. Just had to go with it. He doesn't do it now. I ended up missing out 9-12 months sizes alot of the 6-9 tops and vests are ok and he's skipped into 12-18 trousers.
We've not done a child ISA. The savings we can get to whenever, it's just a better interest rate than we get, if he looks like he's going to be a d**k with it, we'll withdraw it and put it somewhere out of the way.
L.xxx0 -
..........Newly Married, not a 2b anymore!! Mum to two wonderful boys!0
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WalkingOnADream wrote: »
Re. Child care, I'm going to have to go with a childminder as nurseries aren't open early or late enough for us.
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A few more questions from me, has anyone got a severely slobbery baby? Lo has been drooling since 3 months and it's just getting worse, he's nearly 5 months but is like a waterfall!
Have you looked into getting a nanny or au pair? A friend of mine starts work really early in the morning and went for a nanny after ruling out nurseries as well as childminders.
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We had several months of excessive drooling, and Funky Giraffe bandana bibs worked wonders for us. We had days when they needed to be changed every 15 minutes - the radiators would be full of them! For us it got better at around 10-11 months when we started to have teeth coming through.0
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