I want it now.....2014 debt busting/money saving the year away!

freebiz14

Go Mariagti, smart shopper.... I really need to take a page out of your book!

wendz86

Well done on the tesco shop Maria! Definitely need to get more tips from you.

I have listed a few things on ebay tonight. I wanted to sell a couple of things on music magpie but it says i already have an account but i am having trouble getting into it.

hannerrbabes

Hi everyone, I'd love to join this thread and challenge. Although I have no debts, I would love to save/make lots of money to fund a new laptop ASAP (this ones slowly dying), pass my driving test and buy a car in time for uni this September (so soon! eek!).
So far this year to save money I have:

• ordered a voucher from Valued Opinions which will go on ebay
• sold a bed base which came with my mattress but I hated
• Paid £1.43 for my groceries after using my nectar points
• Sold some unwanted money-off coupons on ebay
• done as much overtime as possible in the hopes of a lovely payday

Looking forward to reading all your progress!

wendz86

Hi Hannerrbabes , sounds like you are doing well so far and have some good goals.

I have one thing with a bid on ebay and 2 with watchers so hopefully will sell at least 3 things.

Still haven't sorted music magpie, will try that again later.

wendz86

How are we all doing?

I had my tesco shopping delivered today and not the most MSE but did manage to use around £5 worth of vouchers with it so not bad.

We got our water bill today and i had put aside a bit more than needed so a little bit extra that can come off the credit card.

Rhi2

Having a bad start to the year! I was so hopeful aswell
On Monday, we lost our dog had to have him put down due to complications from kidney stones. Not only are we completely devastated about the loss of our dog, but it completely wiped us out, we spent all the money we need to pay our debts for the month and then some!

It is technically our own fault, we allowed our insurance to run out and then took out a new policy with a different company (which hadn't yet come into effect) you just don't think you will be this unlucky
Lesson learnt!

most of our debts are from catalogues and we recently had them freeze the interest and set up new payment plans with them... only into the second month of the new payment plans and we can't meet them

Up the creek without a paddle !

Hope everyone else is having a better start to their debt busting !!

mariagti

Wendz- well done on your food shop :j

Rhi2- Sorry to hear about your dog and trouble with re-payments. I hope your able to sort something out.


Im anoyyed with work as they mucked up my pay leaving me £70 short before christmas and now they have paid me it this week i have had to pay national insurance on it. When normally i wouldnt of! :mad: I pay voluntary national insurance which i have a bill of £72 to pay end of this month. So im not happy as its there fault mucking up my wages and now nt only have i had to wait 3 weeks for the money they missed offf my pay but i now am short.

On a better note ive ordred a £10 voucher from shopandscan i will add this to my sig.

wendz86

That is not on Maria. Not surprised you are mad.

Things going ok here. 3 of my items on ebay have bids and don't end till sunday.

mariagti

hope your items are/have done well on ebay wendz. I must try get back into ebay for the items i cant seem to shift on fb.

Im relaxing watching 'take me out' then i will get onto nectar adpoints as havent done them all week! i must get into a habit of doing them.

i had a spend of £3.50 on milk and tea bags this morning that i need to add into sig. I need to do a small shop tomorrow after work for a few bits but luckly my freezer is still full up so shouldnt have to spend much.

starshinning

Well new years resolution is going well cut spending so far cut Gas and electric by £6 a month (£72 year) pet insurance by £8.75 a month (£105 a year) my mobile contact by £10.50 a month (£126 a year) and got £30 cashback for making the change. So saving £333 a year so far Next need to change the car.....

oh and sold £8 of swim nappies