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I want it now.....2014 debt busting/money saving the year away!

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Comments

  • burghgirl
    burghgirl Posts: 13 Forumite
    Hi all
    I would like to join in as well please.

    Firstly congratulations both starshinning and lilmissmup, good luck with your babies, very exciting news :)

    As of today I have £1700 left to pay off on my credit card and I have until October 2015 to pay it off at 0% - ideally sooner so I can get rid of it.

    Today I have also joined Adpoints to gain extra nectar points, my thinking towards Christmas 2014. I have also applied to be part of Nielsen Scanner panel that gets points and free gifts which can only be good!!

    I am also hoping to get extra work to earn a few pennies, the more I can earn the more I can pay off!

    burghgirl :)
    :www:Mortgage and Debts to clear:www:
    Start debt = £2184.13
    Paid off so far £484.13
    5/27 Months
    0% CC until October 2015:D
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Hello new ladies and my old familiar friends :D

    Nothing achieved today for me.....:o morning sickness is slightly prohibitive especially when its all day long!

    Oh well!!!

    I am currently doing pinecone surveys again, nectar adpoints (i need to make myself do them!!!) and need to get back into swagbucks too.....
    Now a SAHM trying to earn some spare pennies each month
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope the morning sickness isn't too bad !

    Might have to look into adpoints.

    I do quite a few different survey sites and some of them are quite good but is quite time consuming.
  • burghgirl
    burghgirl Posts: 13 Forumite
    wendz86 wrote: »
    Hope the morning sickness isn't too bad !

    Might have to look into adpoints.

    I do quite a few different survey sites and some of them are quite good but is quite time consuming.

    Adpoints are pretty easy, all you have to do is watch adverts and rate them to gain nectar points. Can earn up to 250 points a week too which is good!

    burghgirl :)
    :www:Mortgage and Debts to clear:www:
    Start debt = £2184.13
    Paid off so far £484.13
    5/27 Months
    0% CC until October 2015:D
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Emma2810 wrote: »
    Ooh yes please!

    Also you MUST tell me how to do a weekly shop on £35!! Lol that would save me a fortune!

    I think I've subscribed. It's all a bit new! The last time I was on a forum was my pregnancy journal with J :-0

    I've just recently started food shopping at farmfoods it's fab! I use £3 off £25 spend coupons in there from leaflets that come with the local paper. Then I go next door to lidl and get the fresh meat or anything I couldn't get in farmfoods.
    I sometimes pop tesco too for things like their value pasta sauce or bits. Tesco is behind my work so I font have to make lots of trips luckily.

    Owen hasn't been in pull ups for a while now which is such a relief as they cost a fortune.

    I regularly use printable coupons for free items or money off items making them pence. ( if I see any good ones I will let you all know but there is a thread in the forum on coupons) ;)
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    burghgirl wrote: »
    Adpoints are pretty easy, all you have to do is watch adverts and rate them to gain nectar points. Can earn up to 250 points a week too which is good!

    burghgirl :)

    I only started the other night. Only annoying thing about it as while the video plays it will have buttons come up you have to click on to make sure your actually watching it. Booooo
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have just signed up :).

    Will have to check out the coupons page too. I have been using the online ones i get with tesco but more will help.
  • Emma2810 wrote: »
    Hi!

    I'm new here too!

    What's the 31 day challenge?? :)


    Hi there, its another thread, its in my signature. You sign up to 20 NSDs, your budget, down branding, exercise, not drinking etc. It's a good thing to focus on in January!
    DFD - 26th March 2014 :j
  • Smarter_and_harder
    Smarter_and_harder Posts: 14 Forumite
    Ninth Anniversary Combo Breaker
    edited 2 January 2014 at 7:41AM
    Hi everyone,

    Loving this thread already! Had a good start to the new year with a NSD yesterday... Although that might be because of the vodka on NYE! Ha! :rotfl:

    And we watched another DVD in our huge collection so now have one more to sell. 19 already! :T

    I also started nectar adpoints yesterday. We managed to get to £117 in nectar points last year without any real determination so keen to get that higher this year. Such a help at Xmas!

    Don't know what Nielsen Scanner and Pinecone surveys are so off to google!

    Taking my lunch to work today and was going to post something to my MIL but as I want a NSD it can wait til we see her next. I would never have thought twice about it before! Hope this is a good start I can keep up.

    Major back to work blues but hopefully that will pass!

    Thanks for the tips already!
    Debt free by Xmas 2014 £7775.64/£13,228.73
    Crazy Clothes Challenge 2014 0/£360
    Make £5 a day in January £285.60/£155 :j
    "If you always do what you've always done, you always get what you've always got." Time to change :T
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Wow smarter_and_harder you got loads from nectar ads! Well done, wish I'd found it sooner now.

    I'm off to work today :( where did the holidays go?!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
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