Jump into January NSD Challenge

LeopardPrintsAndTea

Today was a spend day but I grabbed some awesome bargains & paid less.

In B&Que they had a sale on their cushions and brought 2 at £2.50 each which were about £10 each before. And then, because I signed up to the clubcard I got 3 for 2 on them as well, so I had a third one free.

Then I exchanged a pair of small PJ's I received for Christmas for a t-shirt that was £3 and some socks which were 2 for £2 in tesc0s.

Oh and I snagged some free samples of wallpapers from B&Que so I can start doing a collage on my wall - I'm getting bored with pink but wanted to decorate or do something nice cheaply.

addicted2shopping

NSD no.1 for me today!

Parsimonia

Is it too late for me to join in?

I'd like to aim for 10 NSDs, of which I reckon I can manage 1 x three-non-spend-days-in-a-row.

Since yesterday was a NSD, I hit the ground running!!!

MissE001

Hi all :hello:

Well, a lot of us are back on the NSD wagon for January...so far

54
of us joined in the challenge and in the first 2 days we've collected

33 NSDs[FONT=&quot][/FONT]

MissE001

Parsimonia wrote: »

Is it too late for me to join in?

I'd like to aim for 10 NSDs, of which I reckon I can manage 1 x three-non-spend-days-in-a-row.

Since yesterday was a NSD, I hit the ground running!!!

Parsimonia - it's never too late to join us....welcome aboard and well done for getting off the ground right away :T

MissE001

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it can be difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that we can see them easily when we whizz through the posts - red would be best but we don't really mind as long as we can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

bottleofred

Good Evening Folks:),

It is now very windy and wet in NI, although it's going to get a lot worse by tomorrow:eek:. I hope everyone is well and getting over the exertions of having to overdo it on food and wine on New Years Eve;)
I have had a quiet couple of days, so am able to declare NSDs 1&2 for yesterday and today:)

Buffythedebtslayer

hello


I am declaring NSDs 1 and 2 so that is 2/10


I have been ill so that has made it easier! although I have resisted the online shopping


thanks XX

emsikins

Can I join please? Been a few years since I signed up to any challenges but enough is enough now, finances need sorting! So, I'll start off easy... 10 NSD for please.

Knit_Witch

Woo hoo number 2 nabbed and thrown in the Cauldron