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Jump into January NSD Challenge

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  • debtfree_future
    debtfree_future Posts: 143 Forumite
    Ninth Anniversary Combo Breaker
    Hi and a Happy New Year

    Please put me down for 15 NDS this month.

    NSD 1 is today =1/15 NSDs.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Can i join please?

    I'm being ambitious and aiming 20 SFDs with 5 in-a-row.

    SFD #1 Today :)
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    I'd love to join this challenge. Could you put me down for 10 NSD days for January. I'm a bit of a spender so will work into it slowly :)
    Save £12K in 2020 #58 - £454.58/£5,000
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    I think I can declare today as NSD 1

    I have bought a tent for my holiday this ear but the spends came out of the holiday account and the money hasn't gone out of the account yet

    Would that be ok? I think so when all spends come out of budgeted accounts and any non budgeted or frivolous spends are spend days
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • CommitedToChange
    CommitedToChange Posts: 1,325 Forumite
    I'm in again, hopefully I'll be more organised and less stressed this month.

    So please put me down for 10 NSD

    Today is NSD 1     :D
  • LeopardPrintsAndTea
    LeopardPrintsAndTea Posts: 212 Forumite
    #1 NSD

    The weather was awful today and I didn't feel up to going to see my partner (I really didn't feel up to it).
    FebNSD:1/14 (TotalNSDs:12NSDs|SPC#054 £0.52(£6.00 banked)|RR#90Jan£0.07(Total:£0.07)|ES:£1.00/£50.00|£6.00/£359.00SavingsRepayment
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Yay! Off to a good start ..... No 1 today! :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Taranaman
    Taranaman Posts: 101 Forumite
    Part of the Furniture 100 Posts
    Put me down for 12

    None to report yet
    January GC 299/300
    February GC 295/270
    March GC 92/243 then lost the plot and stopped recording for two months and went way over :eek:
    May GC 372/250 still looking for the plot
    June GC 118/250
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    fedupandskint wrote: »
    I think I can declare today as NSD 1

    I have bought a tent for my holiday this ear but the spends came out of the holiday account and the money hasn't gone out of the account yet

    Would that be ok? I think so when all spends come out of budgeted accounts and any non budgeted or frivolous spends are spend days

    Hey fedup, if it's ok by your rules, it's ok by us too :D when's the holiday?
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    edited 1 January 2014 at 10:04PM
    Hi Kerri,

    Planning a few days away in late spring and a week in early summer if the weather is fine. Hope it turns up ok then I'll be really looking forward to it!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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