Jump into January NSD Challenge

kerri_gt

Right, new year, new focus and all that. I somewhat fell off the wagon / took a break in nov and dec last year due to a number of things going on but I need to get organised again and focus.

Not quite sure what jan has planned yet, as usual i will be excluding the following;
- petrol
- milk
- exercise classes
- budgeted bills (which after exercise is mobile and dental care)

Not sure of my stance on presents yet, it's OH bday at the end of the month so I'll need to get him something (actually I think I know what I want to get him, only slight issue is that it hasn't been given a release date yet) and I might try some early Xmas 2014 shopping in the b00ts sale. Since I don't normally count Xmas gift spends, not sure whether to include this or not.

Anyway, sorry for the waffle, please put me down for 12 NSD thanks ETO, and thanks to all who put their time and effort into running this thread and keeping us in check x

Butti

10 NSDs for January please. Today, given I haven't made it out of bed I shall go for my first (the teenager approach to achieving NSDs).NSD 1


I will follow Kerry's guide and exclude;
- petrol
- milk
- exercise classes

Jeezypeeps

I'd like to join in please. I Was a member of MSE a few years ago and paid off all my debts following advice from MSE'rs and taking part in the challenges. I'm pleased to say that I've remained debt free but that's largely due to a change of job, which came with a much improved salary, and not because I'm in control of my spending.

This needs to change this year as I'm now planning my retirement so need to start saving.

So for January I'm going to start with 10 NSDs

JP

frugaldances

Please can I go for 15 NSDs please :T

Today is my NSD 1as I haven't spent any thing and not going out or anything

Kate_fixing_it

Happy New Year everyone!

I'm focused and ready to say goodbye to debt THIS YEAR

I'm changing my own rules hereon out. For me NSDs are about cutting out the incidental and spontaneous spending so I'm no longer going to count extra debt repayments as spends or grocery shopping IF I only buy what is on the list and the total comes in under £60 per week (there are 6 of us and this includes all cleaning products) I think that's more than generous.

As I've set higher targets than I thought I'd manage and hit them in the last two months I'm going for 18 NSDs in January.

Good luck everyone

Kate x

loobylou2

Hi, Can I join in please and go for 12 NSD's in January. I'm absolutely determined that I'm going to do this as I need to reduce my spending and my debt but might occasionally need a bit of a kick!!!!! xxxx

ArthriticOldThing

Hi. Can I join in as well please? As this will be my first attempt at this I won't be too ambitious - just 10 NSD for this month please.


Today will be my first as not been out all day but going to family for tea and won't require any spending.

nikki2002-2008

can I join please 20 nsd and 5 in a row please

flubberyzing

Happy New Year to you all! I hope your NYE celebrations passed in a way you were happy with.
For me, I watched 'Tudor monastery Farm' and a few episodes of 'Friends', and that did me just fine. I did have a bottle of wine chilling in the fridge, but, in the end, I just didn't fancy it. I stayed up just long enough to watch the fireworks on the telly, then went to bed.
That being said, I feel more in the mood for a glass o' vino tonight, and might indulge during 'Sherlock'.


Anyway, I'd like to set 16 as my target again for this month please!
I didn't get one today, as went to Tescos bright and early. I was in there by 10am and have rarely seen it so empty! It was almost solely people either aged over 75, or mums with babies. And me. lol

SarahB1989_2

I think I'm going to give this a try this month - put me down for 10 NSDs please?