Jump into January NSD Challenge

jojitsui

NSD number 3 :j

kerri_gt

Evening all, can't believe that it's the last weekend before I'm back at work, should feel like it's been a long break but it's flown by and I could happily have another two weeks off.

Anyway, things not quite gone to plan today but that does mean NSD #2 in the bag. Must get onto PC and update sig.

frugalgdubs

Please add me to your list, I will go for 18 NSD in Jan

Today was the first, 17 to go

Happy new year and good luck to everyone.

Buffythedebtslayer

NSD 3

I am seriously surprised and it is has taken me ages to change the sodding font and I can't unbold it grrr !!


hope all is well with everyone

xx

Saver-upper

I DID IT!!!! :j :j :T
3 in a ROW, WOOHOO !!
Sorry,got a tad excited,there,cos this is the first time,I think in years,certainly since having kids(11and-a-half years),since I have had 3 NSD's.
There is usually always something:run out of milk,cheese,or there is a child's club to be paid for......
But,with the help of school holidays,being off work (so not needing travel) and darn awful weather,I have done it!!
Soooo pleased.

BigMummaF

Morning Peeps; trusting we've managed to stay out of the way of the weather ((HUGS)) all around, just to say 'we hear ya'... for whatever reason.

Sorry to hear Maisie's poorly Rising & fingers x it's nothing too serious; maybe she's fed up like the rest of us, with the rain & wot-av-u.

I had thought about wandering down into our little town but there was nothing desperately needed (& the one row of shops isn't anything exciting) so yesterday increased my duet into a trio when No3 called by

Q. Does anyone know of a decent outlet along the south coast, that has the wonderful bargains on things like rice & dried herbs & stuff, that other threads often talk about please? TYIA x

MissE001

Knit_Witch wrote: »

Ended up with an unexpected #3 today, the pub was shut so I didn't get my pub lunch (aka my one day out a week )

So three in a row as well please

Well done Knit Witch - 2 more to go till you get to your target...you can do it :money:

Saver-upper wrote: »

I DID IT!!!! :j :j :T
3 in a ROW, WOOHOO !!
Sorry,got a tad excited,there,cos this is the first time,I think in years,certainly since having kids(11and-a-half years),since I have had 3 NSD's.
There is usually always something:run out of milk,cheese,or there is a child's club to be paid for......
But,with the help of school holidays,being off work (so not needing travel) and darn awful weather,I have done it!!
Soooo pleased.

Ahem, saver-upper - I hope this thread has contributed to your fantastic achievement too :rotfl:. I've updated the front page

MissE001

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it can be difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that we can see them easily when we whizz through the posts - red would be best but we don't really mind as long as we can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

MissE001

Well, managed to get an unexpected NSD # 3 yesterday thanks to DM treating sisters and me to lunch :j

Not one today - need to head into Glasgow to collect my sale jammies from John Lewis

Have a great weekend everyone

wit40iwtwan

Please can I join this year - I do this most of the months without coming on here but I do have my trusty Good Housekeeping diary which I use to track my NSD's! ha ha

As I will be on holiday from 17/1 till 01/2 I will go for 12 NSD's.

I am now 2/12