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Jump into January NSD Challenge

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  • nsd #3 2 in a row yayyyy
    Became debt free December 2022

    #49 2024 penny saving challenge - £270.55/£671.61 - 41%
    January - £150.55
    February - £120

    #20 52 envelope challenge1 - £1015/£1378 - 73%
    January - £295
    February- £335
    March - £385

    £1285.55/£5671.95 22% saved
  • Hi all,

    I've had a couple of expensive days (school shoes :() but I'm back on the wagon now, first attempt at new grocery shopping rules tomorrow so wish me luck!

    But for now I'm declaring NSD 2 :j 16 more to hit my target :)

    Kate x
    LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
    paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725

    Current debt to repay £3,503.13 taking one day at a time
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Been a busy day today but can confirm after trying the. MSE mantra of walking round the supermarket repeating the one thing you need to buy, I came out with just milk, so NSD #3 clocked up here. Nearly slipped up with the sun+ trial offer to get a gift card, but will sleep on that one and think whether I really need it .

    Can't believe it's Sunday tomorrow already :eek: still, at least it's stopped raining here ATM.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Hi

    Managed my 2nd NSD, the other half has used a voucher for Presso that was sent to me after complaining. Early days but getting the bug to correct all my mistakes and get towards the debt free path.... Did I say it was a long long way to go???
    LBM DEC 13, MBNA CC £5300 (£8k),Barclays CC £7800 (£8k), Barclays Loan £0 (£5k), Virgin CC £7400 (£10k)
    Overdraft £3800 (£4650) Slow but steady, need to ramp up the payments in 2015! NSD [STRIKE]Jan 16/12[/STRIKE]! Feb 5/10 bad month :mad: Mar 1/10:T
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    NSD #2 today :D:D

    I managed to resist the lure of buying new recipe books at my weekly Fat Club so am feeling very virtuous ;)
  • araminta
    araminta Posts: 218 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    NDS #1/15 for me please
    DMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
    [STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
    VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/365
  • Knit_Witch
    Knit_Witch Posts: 4,436 Forumite
    1,000 Posts Combo Breaker
    and another one for me today! So now up to 4 (and well ... 4 in a row :rotfl:)
    Must use my stash up!
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    YOU WILL NEVER GUESS WHAT I,er,WE DID!!!
    NSD#4 :j:j
    I have been motivated to start menu planning again (haven't done that for a few years),so have spent ALL AFTERNOON/EVENING seeing what I have in my food cupboards,fridge and freezer, planning for the week,vowing to get a wider repertoire of meals,and cooking :T
    I need to go shopping tomorrow-we have no fruit in the house,and no cheese,and no stuff for school lunches,etc.So,when I have finished here,I need to finish my menu plan,get a (smallish) shopping list together.

    Blimey,fancy 4 days.I am shocked at that.Life is so different when the kids are on school holidays:no petrol being used,kids busy with Christmas presents,so not demanding to go here there and everywhere that costs money,lots of eating "scratch" meals .......(am I the only one that uses that term?).

    Thank you,NSD-ers(ooh-spell-checker didn't like that :D)-this thread really has been so inspiring

    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • emsikins
    emsikins Posts: 121 Forumite
    Tenth Anniversary Combo Breaker
    Popping over to log NSD #1
    Total debt at LBM... £16,815.02 :eek:
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    I now have a quartet music-094.gif as this little chap trumpet-027.gif turned up to jam yesterday.

    Weather was wet at times but we appear to have been extremely lucky--my sympathies to those less fortunate :( --thus far, but the only thing I'm counting are nsds (4)
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

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