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Jump into January NSD Challenge
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nsd #3 2 in a row yayyyyBecame debt free December 2022
#49 2024 penny saving challenge - £270.55/£671.61 - 41%
January - £150.55
February - £120
#20 52 envelope challenge1 - £1015/£1378 - 73%
January - £295
February- £335
March - £385
£1285.55/£5671.95 22% saved0 -
Hi all,
I've had a couple of expensive days (school shoes) but I'm back on the wagon now, first attempt at new grocery shopping rules tomorrow so wish me luck!
But for now I'm declaring NSD 2 :j 16 more to hit my target
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Been a busy day today but can confirm after trying the. MSE mantra of walking round the supermarket repeating the one thing you need to buy, I came out with just milk, so NSD #3 clocked up here. Nearly slipped up with the sun+ trial offer to get a gift card, but will sleep on that one and think whether I really need it .
Can't believe it's Sunday tomorrow already :eek: still, at least it's stopped raining here ATM.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi
Managed my 2nd NSD, the other half has used a voucher for Presso that was sent to me after complaining. Early days but getting the bug to correct all my mistakes and get towards the debt free path.... Did I say it was a long long way to go???LBM DEC 13, MBNA CC £5300 (£8k),Barclays CC £7800 (£8k), Barclays Loan £0 (£5k), Virgin CC £7400 (£10k)
Overdraft £3800 (£4650) Slow but steady, need to ramp up the payments in 2015! NSD [STRIKE]Jan 16/12[/STRIKE]! Feb 5/10 bad month :mad: Mar 1/10:T0 -
NSD #2 today
I managed to resist the lure of buying new recipe books at my weekly Fat Club so am feeling very virtuous0 -
NDS #1/15 for me pleaseDMP Nov 09 £25,851.93 DMP June14 £0 100% paid:D
[STRIKE]Target DFD 31st Dec 2014[/STRIKE] DFD 7th June 2014:j
VSP no 118 £153.25 Weekly Savings Challenge #12 £276/£1378 PAYD by Xmas 2014 #095 8,500/8,500 = 100% paid #22 £365 in 365 days 168/3650 -
and another one for me today! So now up to 4 (and well ... 4 in a row :rotfl:)Must use my stash up!0
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YOU WILL NEVER GUESS WHAT I,er,WE DID!!!
NSD#4 :j:j
I have been motivated to start menu planning again (haven't done that for a few years),so have spent ALL AFTERNOON/EVENING seeing what I have in my food cupboards,fridge and freezer, planning for the week,vowing to get a wider repertoire of meals,and cooking :T
I need to go shopping tomorrow-we have no fruit in the house,and no cheese,and no stuff for school lunches,etc.So,when I have finished here,I need to finish my menu plan,get a (smallish) shopping list together.
Blimey,fancy 4 days.I am shocked at that.Life is so different when the kids are on school holidays:no petrol being used,kids busy with Christmas presents,so not demanding to go here there and everywhere that costs money,lots of eating "scratch" meals .......(am I the only one that uses that term?).
Thank you,NSD-ers(ooh-spell-checker didn't like that)-this thread really has been so inspiring
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Popping over to log NSD #1Total debt at LBM... £16,815.02 :eek:0
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I now have a quartet
as this little chap
turned up to jam yesterday.
Weather was wet at times but we appear to have been extremely lucky--my sympathies to those less fortunate--thus far, but the only thing I'm counting are nsds (4)
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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