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NYE going out or staying in?

Hi everyone,
How's your festive period going?
I managed to do all my xmas shopping in Primark £35!
I really want to go out on NYE in London Bridge, but I really don't have any money - next pay is 3rd Jan :(

What's everyone else doing?

How much debt do you have to clear. Mine totals just under £12K. :(
Achievements:
9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
Debt free date: 23 July 2021.
Next goals: Save deposit as a first time buyer.
Find ways to increase income
Further reduce budget/ sell old stuff

Goals for October 2018: Eliminate unneccessary spending
«134567

Comments

  • Me and DH have £44, 000 between us. It's a hell of a lot but this time last year (our LBM) our debt stood at £60, 000. Our biggest achievement is paying £15K back and not adding anymore to it (with exception of balance transfer fees for 0% deals).

    We will be staying in this year for the second year in a row. I love New Year but it's going to be a quiet night in with a bottle of wine and a takeaway!

    NYD x
    2019 goal
    0/£15000
  • GwylimT
    GwylimT Posts: 6,530 Forumite
    1,000 Posts Combo Breaker
    We always stay in, just our mortgage which has £4K outstanding, although we wont be able to say the same next year as my wife is now uninsurable, so we'll be paying cost for her medical treatment instead of her co-pay :(
  • I'm definitely staying in. Billy no mates here with none to go out with. Sigh. I divorced my ex in July and I'm happier for it but this time of year has me missing the things we used to do and I have to admit I'm lonely :o
  • Missu wrote: »
    I'm definitely staying in. Billy no mates here with none to go out with. Sigh. I divorced my ex in July and I'm happier for it but this time of year has me missing the things we used to do and I have to admit I'm lonely :o


    Bless you Missu!!!! :grouphug: x
    2019 goal
    0/£15000
  • Aw thank you! Ignore me I'm just feeling sorry for myself :p
  • I'm staying in. I live in a quiet boring town, I've got revision and I've got work on NYD!

    This though will be the last year I still in up to my eye balls in debt, revising and with no plans! Next year my new year will be Big! =)
    I WILL GET THERE.
  • dogcat_2
    dogcat_2 Posts: 21,401 Forumite
    10,000 Posts Combo Breaker
    :cool:Staying in......watching TV...and having some wine and chocs.....feeling too old to go out...I prefer a cosy night in nowadays.:D
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The whole NYE is over rated me thinks, not sure what im doing this year as no 1 has mentioned it.
  • moomin82
    moomin82 Posts: 227 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I think I cleared around £3,000 debt this year but still have a long way to go.

    Sorry Missu to hear you're feeling a bit lonely! I am single too, and I admit half my debt was racked up with mindless shopping sprees..

    NYE seems a bit overrated, if you stay in you feel the rest of the world is partying except you.

    Ever feel you have a lot less friends than you thought, it becomes more apparent for me during the tough times.. Only the good ones stick around :)

    I used this site before to get through my debt, sure I can do it. I am on the lowest income ever and only a temp. Hope I can increase my income asap.

    Makeachange oh dear working NYD! Saying that, I've only had 1 day off this festive period so I know the feeling!

    Anticipating all the debt repayments etc that are coming out in Jan and so I think I won't be going out either.
    Achievements:
    9 Aug 2021: Achieved a perfect credit score on Experian (999/999 points - Excellent)
    Debt free date: 23 July 2021.
    Next goals: Save deposit as a first time buyer.
    Find ways to increase income
    Further reduce budget/ sell old stuff

    Goals for October 2018: Eliminate unneccessary spending
  • Monkeyballs
    Monkeyballs Posts: 1,935 Forumite
    Part of the Furniture Combo Breaker
    I've hurt my back so it's hard enough to go out anyway (it's on the mend) but I haven't been out for the last few NYE's now and I'm glad of it :)

    I know that sounds bad but do I really want to go into town when pubs which are normally cheap and cheerful start charging £30 to get in but offer three free beers? Hmmm... Maybe not!

    Plus the atmosphere has changed a lot in the last five years or so, it's not as pleasant but that could just be me getting old :)

    My debts are in the way down though which is good -fifteen and a half grand and counting wahoo!!!

    Happy new years all :)

    MB
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