This will be the year.....

xJOJOx_2

Managed to sell a fish tank on Facebook pages today. Been sitting in hallway for months and o/h said he was going to take it skip. Got fed up so posted and said offers. Got £50 and the thing was gone in a hour. Really trying to make the place homely now so lots off due cluttering to be done.

Put the money in a pot for decorating etc so can continue without dipping in the money for overpaying loan.

Kitchen sent up some tai green curry (gone in o/h lunch box) and a big helping off Irish stew, which will be lunches for couple off days. already got beef goulash prepped in slow cooker for tea tomorrow.

Bagged £12 in coins and paid in account towards the next £100 overpayment, £36 in there now. Can def pop in £50 from next wages so just need to scrim a bit more to get another £14 in there then I can pay off another £100.

Went dentist today, some fillings done. Need a fair bit off work done, so trying to get in before free dental runs out. Been putting it off for so long but feels good to have finally done it

xJOJOx_2

My to list for house to due clutter (listing makes me want to do it more haha) aiming for a least one a day

# sort drawer by bed
# paint mirror frame black and hang up in bedroom
# paint part off hallway magnolia
# print pictures to create a gallery
# put old mirrors on local selling
# Moses basket on local selling
# fill one bin bag up off rubbish
# sort daughters craft drawers out
# put 3 things on eBay

That will do as a starting point!

xJOJOx_2

Found out yesterday that today was my sisters 19th wedding anniversary. Have very little money this week as I have two meals out planned. Also realised it's her birthday on Saturday. I'm very close to my sister and she does a lot for much including having the kids while I work.

So for her wedding anniversary, I found a really nice poem which I have wrote out with happy anniversary and the date they married on, I've also framed a pop art poster off their first song when they got married. Both are framed and look really good. Quite impressed with myself. Spent no pennies and I think there be received a lot more than a housey gift. Just need to get her something for her birthday, I think a new book and a homemade gift from my children, but not sure yet. I'd also like to get her something else but will have to come up with some ideas.

My phone broke over the weekend, but I was so lucky I ended up getting A phone 5 for only £50 (other half paid £50 too, but the man owed him some favours etc etc so got it really cheap) still need to pull back the money as it's out off this weeks wage. Need food and bill money which I still have but will have to scrim extra hard on the food so I can still go out for my meals.
See what freebies I can get from works kitchen :-)

Don't have money to take girls out this Saturday, so picnic and somewhere free to go is needed. So hoping for nice weather!

Bagged up my tips last night and there's £50 in the pot! Quite surprised! Want to put towards debt overpayment this week as I can't afford anything from my usual wages.

xJOJOx_2

Cb has come through today so it's topped up the money for loan repayments, so I've managed to pay £200 off loan. Which leaves appoix £749.84 (I've estimated interest) whoo hoo it's coming down ;-) x

xJOJOx_2

My sister loved her present, nearly cried :-)

Can't decide what to do with the remainder off my money this week.

# have to get sister birthday present and card
# I have two meals out - one a curry and could walk home
2nd meal at sister pub and get 20% off but would
Taxi home (but maybe I could be cheeky and get a lift from pregnant lady who meal for lol)

Could minimise spending by having coke then no drunkin spending lol

Not really got any food in, could do with bag off meat and some desserts.

I have £42 left, luckily don't need to put in for bills this week as small overpayments have topped it up over time. I do have the £50 tip money still but I want to keep that towards the next overpayment. What to do, what to do!

I'm going to have to do a strict budget and spend as little as! I can equal out any money I overspend from next weeks wage but I really don't want to do that, rather pull the strings tight and try and make do, that way I'm not spending any money which could go towards paying my debt.

xJOJOx_2

Oh on the plus I may have just sold two mirrors on selling page, £20 decorating money :-)

xJOJOx_2

Meal out last night only cost £11 so happy as it hasn't taken me off track off where I need to be.

I think I'm going to go take my £50 tips money to bank today as in fear off spending it as it's too easy to get too lol which will take me half way to the next £100 overpayment, I have appoix 8 payments left to clear loan now, so it be gone between 2-4 months depending on what happens.

Then I can start hitting the c/c, it's currently on 0% but I'm not sure how long for! however if I get it under £1600 and can then transfer on too another card on 0%. I think with the c/c I will just pay every spare penny I have as I get it straight onto the card, can't spend what I don't have! Xx

ellerose

I'm really enjoying this thread JoJo, I'm also trying to let the small things add up and you're proof that it works!x

Debtbuster2014

Loving this thread your doing fab !!!

xJOJOx_2

Thank you ellerose and debt buster xx