Pay ALL your debt off by Xmas 2014!

RaspberryRuffle · 8 February 2014 at 4:58PM

Paid another £130 to my credit card today. I'm transferring all spare cash to it which is leaving me short at times, so I've had to use it once or twice

so as victorious a payment as I'd have liked! Have now paid £1160 /£12486 (9.3% I think)!

I'm so sorry I try to enlarge and highlight figures every time but it's not playing!!

theposhbint · 8 February 2014 at 5:13PM

Just a quick update..

#116 £300 / £2931.07

Raggydoll85 · 8 February 2014 at 5:34PM

RaspberryRuffle wrote: »

Paid another £130 to my credit card today. I'm transferring all spare cash to it which is leaving me short at times, so I've had to use it once or twice so as victorious a payment as I'd have liked! Have now paid £1160 /£12486 (9.3% I think)!

I'm so sorry I try to enlarge and highlight figures every time but it's not playing!!

well done :j

Perhaps you could wait till the end of the month/week to transfer spare cash so you know that it is really spare..

Thats what I have started to do.
Any extra cash I earn from qmee, ebay and surveys i use to pay off extra bits

:T

redbooties · 8 February 2014 at 6:11PM

Paid everything off my next catalogue today £70.99

£1402/£3625.79

Ruthy1604 · 8 February 2014 at 6:39PM

Hi all,

I've not been around to read or post for a few weeks but I'm still debtbusting as best I can... I will try to catch up with everyones news and progress soon.:o
Number 54 £1913.46/14420.00 13.27%

Ruth

recurrent-ostrich · 8 February 2014 at 6:54PM

redbooties wrote: »

Paid everything off my next catalogue today £70.99

£1402/£3625.79

Are you closing it now? I've just emailed to close my account after paying it off. :T

RaspberryRuffle · 8 February 2014 at 7:05PM

Raggydoll85 wrote: »

well done :j

Perhaps you could wait till the end of the month/week to transfer spare cash so you know that it is really spare..
Thats what I have started to do.
Any extra cash I earn from qmee, ebay and surveys i use to pay off extra bits :T

I used to do that but it frittered, I find if theres always just a small amount in my account it makes me more organised. Plus I figure it's better in the CC they're not charging me as much interest and if I need to steal a bit back its better than nothing if that makes sense??

Raggydoll85 · 8 February 2014 at 7:33PM

RaspberryRuffle wrote: »

I used to do that but it frittered, I find if theres always just a small amount in my account it makes me more organised. Plus I figure it's better in the CC they're not charging me as much interest and if I need to steal a bit back its better than nothing if that makes sense??

Haha im the other way around

if i have no cash in the bank i will just use the card and buy buy buy LOL

Have to admit if its in my purse i do the same though... so i have to be very careful not to get cash out unless i have to...