We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2014!

18485878990365

Comments

  • Hi Buffythedebtslayer just want to check that you have paid off £200 and not £4400? If you can post total paid off rather than remaining in future, it's just that's the way my spreadsheet is set up!

    Nipped into town to go to the butchers/library, and it was clear that it's been pay day for the majority! Managed to resist wider temptation today, it's not a bargain if I don't need it in the first place!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Hi Buffythedebtslayer just want to check that you have paid off £200 and not £4400? If you can post total paid off rather than remaining in future, it's just that's the way my spreadsheet is set up!

    Nipped into town to go to the butchers/library, and it was clear that it's been pay day for the majority! Managed to resist wider temptation today, it's not a bargain if I don't need it in the first place!

    my OH keeps trying to spend loads of money!!! he is a nightmare :rotfl:please can he follow your motto!
  • 108 here.

    Made another payment this morning - now at £2775.00/£10,000.
  • Hi Everybody,
    to echo somebody from earlier TGIPD!!!
    Have made payments of £757 so could you update me please? I think that's approx 8% is that right?
    I'm eager to try to get it up to 10% asap! :rotfl:
    MST
    :rudolf: DFBXMAS2014 Challenge#57 :snow_laug
    £4381/15000
    :smileyhea
  • katie26
    katie26 Posts: 49 Forumite
    Thanks for the welcome and the number Minicooper!!

    I've been reading through the thread and can't wait to get started in February!! January was a tight month as I moved house and had a few big bills to pay- car tax etc

    BUT I still have about 3/4 of my paycheck left. I've already filled up the car and have enough food in the house to last until early 2015!! Plus all my direct debits except my rent and car insurance have already been taken from my account so I'm hoping to be able to make some big payments this month.

    Good luck for February everyone!! :T
    Credit Card: £2318.71
    Overdraft: £1101.00
    Personal Loan: £4963.41
    Total: £8383.12 :o
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    whoa, just realised we've been in our new house nearly 5 months already!!! can't use the excuse "we just moved" anymore then :D

    not doing too bad so far, i'm just nervous about the big unpredictable expense this month ie the car's mot. we still don't know when its actually due, probably need to have a look......
  • amr547 wrote: »
    whoa, just realised we've been in our new house nearly 5 months already!!! can't use the excuse "we just moved" anymore then :D

    not doing too bad so far, i'm just nervous about the big unpredictable expense this month ie the car's mot. we still don't know when its actually due, probably need to have a look......


    If you go onto the VOSA website you can find out using your V5 number hope that helps :-)

    Well done everyone for the huge progress made I did make another payment in January but have not worked out how much from the actual debt came off yet so I will put it in this months figures I hope thats ok?
    Debt free by xmas 2014 challenge #114 £230.35/£5840 Roadkill rebel Jan 2014 #79 £0.00 Extra payment a week 2014 £30.14 7/52 50p saver 2014 #?? £14.00 20p saver 2014 #41 £6.80 1% challenge #?? debt 1 1% debt 2 0% Make £50 a month Jan £75.00 Xmas fund 2014 £70.99 Loose change pot £15.45
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    If you go onto the VOSA website you can find out using your V5 number hope that helps :-)

    Well done everyone for the huge progress made I did make another payment in January but have not worked out how much from the actual debt came off yet so I will put it in this months figures I hope thats ok?

    ooh thanks, will take a look!
  • IrishRose12
    IrishRose12 Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can I join in this please? I need to clear £1000 off and need to resist the temptation to buy things I don't need. Joining up to these threads may just help me do that and give me the kick up the a** I need!
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • Just another small update

    #035 £572.26/£5035

    I'm so excited at how much everyone paid off in January, i've just been comparing my debt to this time last year and joining MSE was the best thing i ever did :j. It's such a great feeling to see your debt totals going down.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.