Pay ALL your debt off by Xmas 2014!

nolongerindenial

We'll today is the dreaded mortgage day

Good news is we have had an amazing day so if there's any money left tomorrow then I may pay off a small debt

BritAbroad

108 here.

Haven't been online for a few days as my computer was broken. Still been making payments though. Now I'm at £6000/£10,000. Feels good to make a breakthrough!

blubella

A minimum payment of £40 made today, bringing the total to:

#101 £1542.85/2500

minicooper272

:eek: I downloaded good budget after hearing good reviews. It tracks spends in and out of your bank accounts, and shows you pie charts and graphs of what area of your life you spend the most in (food, lifestyle, transport). It's not very good at tracking money movement between accounts though, and seems to double count things. So when I transfer £100 to another account, it thinks that is an income and a spend, not just a transfer.

In all, because of my confusing money movements, it says I earned treble my actual income last month, and tells me I spent £3800 on lifestyle and going out!!! Oh wouldn't that be lovely... Try closer to £100 though.... :rotfl:

mossy

minicooper our bank account shows a pie chart but I also transfer money to different accounts so that throws it out a bit!

Well Quidco have very kindly sent me some more money so another £23 paid off the cc. :T

#191 £2275.67/£5426.67 41.93%

Mat_Lock

I use Money Lover app on my android. It is a good quick app for keeping track of money all the time.

You can set recurring transactions for direct debits etc.

I input all my outgoings over a month on the first day of my payday then I add all my spend every day, it makes me see what I actually have left every day.

It's very useful and it's still improving all the time.

Duke_848

Been an expensive month so not paid off as much as I would have liked. May's total:

#187 £2,272/£10,000 (22.72%)

amr547

OH and I had a chat about finances last night, we seem to be having a bad couple of months but once I've paid this final OUSBA payment, paid off the catalogue and the sofas, then that will give us back a good chunk of money. I just had to live on the bare minimum this month as can't afford anything else - don't want to go into the red otherwise... you know, it !!!!!!s you up for next month!:rotfl:

nolongerindenial

its so easy for one bad month to knock into another and start aa spiral of debts.

Our april was disasterous for us, and we have struggled since but are just about getting on top again now, hopefully should be back in control by July!

Paid the mortgage today whilst not part of my DFW figure here its part of my MFW figure, with this months overpayments it means my mortgage arrears are now less than 2 months in arrears

amr547

nolongerindenial wrote: »

its so easy for one bad month to knock into another and start aa spiral of debts.

Our april was disasterous for us, and we have struggled since but are just about getting on top again now, hopefully should be back in control by July!

Paid the mortgage today whilst not part of my DFW figure here its part of my MFW figure, with this months overpayments it means my mortgage arrears are now less than 2 months in arrears

yes same here, well we've not exactly been doing well since we moved but urg :rotfl:nearly there now. next month will be a lot better if i can stay in the green this month!

congrats must be a fantastic feeling :j