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Pay ALL your debt off by Xmas 2014!

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Comments

  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've been adding up the cost of my 1 night stay in London at the weekend. I was invited to an event that cost £30, and thought that sounded fine, but hadn't realised we would need to stay in London afterwards. The final bill is just depressing :(

    I spent £27 in Tesc0 last Thur, but the money only came out today. I got a text to tell me I only have £3.50 to last me til the 30th. I'm not a miracle worker, so I've had to borrow £130 from my savings (minimum I need is £110, but £20 for emergencies)

    I think I just have to call this one a 'lesson learnt'. Can't spend life in a box minding every penny, but I've had the experience once, and don't need to repeat it!
  • GaLa15
    GaLa15 Posts: 198 Forumite
    £400 towards the debt today :)

    updated signature
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Hi everyone just paid £67 off tonight so total now at:


    #013 £1767.54/£2724
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    #101 here checking in with some good and bad news with regards to my debt...


    The bad news is that I have been having so much trouble at work that I have decided to join a union, in my deep unhappiness I have also made a decison to retrain in another field which has set me back a total of £1,314.35
    :o

    The good news is that i've started tackling the debt again and have paid an additional £250.00. I will continue to add these payments to the amount I have paid off (even though i've added to it if you see what I mean!)...I think it's going to take a hell of a lot longer now but I guess I always knew I was in it for the long haul....feeling a bit miserable :(

    £1382.85/2500
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Blubella if it makes you happier in the long run it's worth it sometimes. Keep plodding. You are doing great x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Nearly there!!

    #18 4461/7361
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    blubella sorry work's not going so good for you, hope it gets a little easier soon. It's a short term thing that will pay off in the long run though - you're investing to make yourself happier at work. If you delay in the interests of saving money, you'll ultimately just push yourself into resenting the debts even more, and feel miserable 24/7!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    i agree with MC!

    i got tickets to a gig tomorrow for free, wooo, free stuff!! just as well cos i have no pennies!
  • Evening all, just a small payment today but I was so close to 20% I thought it was worth it!

    098 £1100.99/£5500 20%

    :j:j
    Debt Free by Xmas 2015 :xmastree: 098 - £1840/£1840 100%
    CC £0 Loan £0 Overdraft £0
    Debt Free by Xmas 2014 £4700/£6540 72%
  • IrishRose12
    IrishRose12 Posts: 1,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Payday today so have just paid £63 off my credit card :j

    So my new tally stands at #148 - £380/£1500
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
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