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Pay ALL your debt off by Xmas 2014!

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  • marliepanda
    marliepanda Posts: 7,186 Forumite
    Hi everyone, finally my overdraft is paid off and a small last payment today on one credit card, just one more credit card to go :):) i have had the o/d for over 10 years so it looks a bit weird looking at the statement and seeing 0.00, but i am going to close the account now as it is a joint one and that chapter of my life is over, very bitter as exH ran the debts up then had an affair and left (together 30 years) and i was left to repay everything, sorry got a bit emotional there, onwards and upwards eh :D


    #013 £1700.54/£2724

    Its nice to finally get rid of that last tie. I was in a similar situation (5 years though... and not married!) and paying off that last tax credit overpayment was like the final tie we had and getting rid was so awesome! No more jointly addressed letters :)

    Well done, I am working on my CC before my OD, but I cannot wait to get rid and close the account, just to see the £0.00!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I'm not working on anything in particular at the moment, once I have paid off my OU fees I'll be eyeing up the sofas though! Not a whole lot left to pay on those and I would like to pay it off before it is due to end in March 2015...
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A small payment of £82 for me this morning

    Total so far #87 £1944.05/£9827.73 or 19.8%

    Very close to both £2000 paid off and 20%

    I am getting there I suppose
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • bilko89
    bilko89 Posts: 194 Forumite
    Part of the Furniture 100 Posts Name Dropper
    OD - £25
    PDL1 - £26.24
    PDL2 - £7.50
    PDL3 - £20
    CC1 - £35
    Phone 1 - £40
    Phone 2 - £52.36

    And so it begins :D never felt so relieved paying money out! :T


    #176: £267.28/£4767.50
  • GaLa15
    GaLa15 Posts: 198 Forumite
    £65 paid off today please :)

    £885.57 / £10,000
    LBM April 2014: Every Single Penny Counts

    Overdraft: £[STRIKE]1000[/STRIKE] £580
    School Fees: £5500
    Barclaycard: £6709.05
    Halifax: £5280.56
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    *rant alert*

    I am so :mad: :mad::mad:

    I have been trying to sort out my promotion for 8 months now. I submitted the first part on 1st Nov, but the person who was supposed to sign it off didn't get round to it until February. OK, it's a busy time, I wasn't happy about waiting so long, but accepted it. Once the first bit was submitted in February, I submitted the application for promotion, which takes 2 weeks, so should have been sorted by March. At the end of march, I was told it had all been approved, and I'll get a letter confirming my pay rise by April. Today they told me it's still not approved! And I doubt the pay rise will be back paid either... I am seriously ready to just hand my notice in and walk away :mad:

    I can't help but be p*seed at how much I've bent over backwards to accommodate this job, and this is not the kind of recognition I deserve! I'm so glad I'm already job hunting! I just wish there were jobs in my industry just now!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    *rant alert*

    I am so :mad: :mad::mad:

    I have been trying to sort out my promotion for 8 months now. I submitted the first part on 1st Nov, but the person who was supposed to sign it off didn't get round to it until February. OK, it's a busy time, I wasn't happy about waiting so long, but accepted it. Once the first bit was submitted in February, I submitted the application for promotion, which takes 2 weeks, so should have been sorted by March. At the end of march, I was told it had all been approved, and I'll get a letter confirming my pay rise by April. Today they told me it's still not approved! And I doubt the pay rise will be back paid either... I am seriously ready to just hand my notice in and walk away :mad:

    I can't help but be p*seed at how much I've bent over backwards to accommodate this job, and this is not the kind of recognition I deserve! I'm so glad I'm already job hunting! I just wish there were jobs in my industry just now!

    i completely understand why youre mad, what a ****take! they should be ashamed and im sure theyll be sorry once youe found a better job that treats you as you deserve!
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Buffy! You need to write is as £*amount paid off*/£* starting debt*

    So yours would be £340/£4600 (If my maths is correct!) just makes it easier for minicooper to do her spreadsheet as that is how she updates it :)

    Thanks Marlie :)
    amr547 wrote: »
    i completely understand why youre mad, what a ****take! they should be ashamed and im sure theyll be sorry once youe found a better job that treats you as you deserve!

    I'm still fairly annoyed. I was looking to move on for some wider experience, before I get type-cast into my current line of work. It wasn't anything personal against the company, so I don't want to leave with a sour taste in my mouth.

    freespirit my multi-quote didn't work right. Well done on paying off your overdraft :beer: What a horrible exOH, I don't get people like that! I'm glad you're free of that legacy now, and can put it behind you.
  • freespirit66
    freespirit66 Posts: 3,226 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Its nice to finally get rid of that last tie. I was in a similar situation (5 years though... and not married!) and paying off that last tax credit overpayment was like the final tie we had and getting rid was so awesome! No more jointly addressed letters :)
    Well done, I am working on my CC before my OD, but I cannot wait to get rid and close the account, just to see the £0.00!

    Oh thankyou MARLIEPANDA it is so nice to see the back of things knowing you dont have to deal with it anymore, everrrrr :) i cleared the o/d also as it had the bigger interest charges
    Thanks Marlie :)

    I'm still fairly annoyed. I was looking to move on for some wider experience, before I get type-cast into my current line of work. It wasn't anything personal against the company, so I don't want to leave with a sour taste in my mouth.

    freespirit my multi-quote didn't work right. Well done on paying off your overdraft :beer: What a horrible exOH, I don't get people like that! I'm glad you're free of that legacy now, and can put it behind you.

    Oh thankyou MINICOOPER , so sorry about your workplace not doing what they were supposed to do, its so frustrating isnt it when you put yourself out for them too, i hope it all gets sorted for you :)
    #103 1p Saving Challenge Back to Front 293.94/665.95Currently Reading: Christmas at Cedarwood Lodge - Rebecca Raisin Debt Free thanks to MSE
  • Hi all

    Just paid off £500.00 off the massive debt!!! woo hoo
    £2,435.70/£11,854.14 = 20.5%
    ** my debt went up due to dentist so above is the correct paid off/ debt **
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
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