Pay ALL your debt off by Xmas 2014!

1DayAAT

#107 here just saying hi and keep going guys, you're all doing well, don't lose faith or motivation, even 1p at debt is 1p the right way!

I won't have much of an update until July (urgh) but that is only because I'm planning to throw a £3500 lump sum back to my parents then to fully pay off the money they lent me and it will be sooo good at that point to only have my Sainsburys loan left wooO! Keep on keeeping on! This is fun

GunWharf

#174 Reporting for Sunday duty

Another £35 paid off Credit Card Number 2.

Signature Updated

minicooper272

redbooties wrote: »

Paid off £534.12 bringing my total debt down to £1427.77

Hi redbooties, can you please let me know what you've paid off instead of balance remaining? This is how the spreadsheet is set up, and I am afraid I can't work this out on behalf of people.

GunWharf wrote: »

#174 Good afternoon all from the South Coast!
Hope you are all ok.

£25 Over payment to Credit card 3 today
Balance below in Signature.

Hi Gunwharf, can you let me know your cumulative amounts rather than individual payments - I don't add this up on behalf of people, as it's easy for me to miss something or make a mistake somewhere.

Determined_diva wrote: »

Hi all,

Unfortuantely my cc debt has gone up due to a HUMONGOUS dental bill that I have mentioned since last October on here.

Going to use the 2nd job money to chip away at it and keep my main job money chucked towards the debt. I use the 2nd job money for life things, so it means it will be a lot of not spending going on now. Once thats been paid off, the 2nd job money will be used to build up an emergency fund.

So £35 paid off today =
£1,935.70/£9,888.44 (16.4%)

DD - sorry, I'm a bit confused here, just want to make sure I have it right. On my spreadsheet your target is £10,843.05 by Christmas, do you want to change this to £9,888.44? I don't get 16.4% if I use either total, so can't figure it out...

GaLa15

Hello - I was GwenGeth15 #46 but I have changed my username/details - could you please change it to GaLa15.

I'm back on track this month!

minicooper272

brightpurple wrote: »

My goal for this month is to contact Payplan who I have a Debt Management Plan with and get full and final settlement figures for the 3 remaining debts that they are dealing with. I should be able to clear these debts when I am paid at the end of April. This would then only leave one remaining debt which is from the Bank of Mum and if I keep up the current momentum should be able to pay off everything that I owe her by the end of the year. It is amazing to think that by 2015 I could actually be completely debt free. That will be time for a real celebration although I am planning a mini one once by DMP is completed!

Absolutely have a mini celebration when you pay of the DMP - it's a massive milestone!

GunWharf

Hello minicooper272 . I dont understand. It is stated in my Signature below.
DEBT AT START £27890
DEBT TODAY = £22839

What other information is it that your require?

amr547

GunWharf wrote: »

Hello minicooper272 . I dont understand. It is stated in my Signature below.
DEBT AT START £27890
DEBT TODAY = £22839

What other information is it that your require?

Minicooper just needs to know

(amount you have paid off to date) / (total amount of starting debt)

so yours would be

£5,051 / £27,890

minicooper272

GunWharf wrote: »

Hello minicooper272 . I dont understand. It is stated in my Signature below.
DEBT AT START £27890
DEBT TODAY = £22839

What other information is it that your require?

Hi Gunwharf - I need to know how much you've paid (i.e. 27,890-22,839=?) It sounds simple, but if I have to work this out for everyone, it would take me forever!

GunWharf

I see! No probs, sorry I am still new to this

Many thanks :beer:

Determined_diva

Sorry Minicooper it appears I just like to make your life harder!! only joking..sorry it seems my marathon training has taken over and now I am making mistakes through tiredness!

£1935.80/ £10,843.05 please! = 17.9%

WOW im hard work today!!

DDx