Horsey money saving hints? (merged)

breezerockz

loving the pics,

this is my pony, taken earlier this year,
haven't clipped her for the winter this time, although she prefers to be clipped. not doing enough with her with her injury. so she is starting to look like a giant fluffy shetland pony.:rotfl:(and has got very podgy, as have let her have free run of field for last couple of weeks, to get last of the nice grass)

breezerockz

first pic is a portrait i drew of my friends tb.
next two my pony:D
and i shall bore you no more with my pony pics.
she looks beautiful when done up, but of course i'd say that:o

Rummer

Oh I am so envious! I have been wanting a new horse for years! I had a lovely strawberry roan gelding when I was wee who was a very talented and excitable boy. Then in my teens and early twenties I had a TB mare who was too much for me to handle yet still fabulous. Now I am clearing debts and starting to save up for a laid back family horse. Waiting until my DD is a bit older so that we can enjoy our new pony/horse together. I would really like a Friesian as they are so stunning and loyal, however as long as it is safe and suitable for a family I will be happy. Keep the pictures coming, it is making me more determined to save!

Prudent

Thanks everyone for some lovely pics. I used to have horses many years ago and bred shetland ponies. I have been a single mum for seven years and all my money has gone on bringing uo my daughter and providing a home for us. Earlier this year I finally accepted that I would not have a horse again and gave away all my tack (including a lovely used twice saddle). It went to a great charity called Teen Ranch and I am glad it will be well used

I still love horses and get great pleasure out of any contact with them.

Rummer

I still have a bridle and a number of horsey things in my loft just waiting for my new horse. Maybe I will win the lottery!

orlao

olias wrote: »

Hi, can anyone give any reccommendations for a cheap and reliable insurer. It will be for a 2.5 year old piebald cob (gelding) who at the moment has not been handled much and so will be being schooled - unlikely to be ridden for the first 6 months at least, valued at about £1000.
cheapest I can find so far is £22 pm with SEIB. Thanks.

Olias

I don't think there is such a thing as a cheap AND reliable insurer....I can only go on my own experience though.
At the moment I can recommend PetPlan equine, I have a claim going through with them at the moment and despite it being a relatively new policy, they have paid up without question:beer:
I used NFU for years but tbh the things I'm hearing about their CS would make me wary now - and they're not cheap!

E&L are the cheapest....but at your own peril - just google them.

If you just want to cover vets fees and public liability, try reducing the horses value when looking for quotes (I know they are priceless to us) as that will reduce the premium usually.Also, if the horse is new to you and you have a vetting certificate you can also get preferential prices. SEIB are brokers AFAIK so that is probably a reasonable price....

trudij

Im with SEIB again with Red - they were fab with my first horse, and the "youngster" never had a problem (till they asked me to insure him elsewhere please - he was too expensive and accident prone !! lol

I went for a multi-pet, vets staff policy (discount for multi pet, and another 20% for being staff in a petplan vets) and it was STILL more expensive for me to insure the horse (for £250 value!) and the two dogs than I pay at the moment.... so we have moved. Good insurance - though all of them have their moments of being dreadful!! but way too expensive (imo)

Katie-Kat-Kins

Yay a horse thread!

I don't have my own though....... yet! :-)

Would love to have my own, but have never quite been in the right place time finances and so on always conspiring to keep me horseless!!!! I have shared a couple of times though.

I'm still pondering getting one, would love to but with DH's work situation unpredictable at present it seems a bit silly. Though with him freelancing at home we could do DIY livery...........

How does everyone keep theirs? Livery?

rachiee

KatP wrote: »

Yay a horse thread!

I don't have my own though....... yet! :-)

Would love to have my own, but have never quite been in the right place time finances and so on always conspiring to keep me horseless!!!! I have shared a couple of times though.

I'm still pondering getting one, would love to but with DH's work situation unpredictable at present it seems a bit silly. Though with him freelancing at home we could do DIY livery...........

How does everyone keep theirs? Livery?

I have a farm so they are all at my house, I don't think if i had 17 in livery I would be a very skint person! :rotfl:

lostinrates

KatP wrote: »

How does everyone keep theirs? Livery?

Nope: although the one I may sneak in will have to go to livery for while.

We are in a very long process of looking for somewhere to buy. Its tortuous: the land is right and the buildings are wrong, the buildings are right and the land is worng, anything remotely right is in the wrong place. Have seen a few that we feel we would have loved but planning has been the sticking point. Today alone have spoken to two different councils about two different properties: both advised not to submit applications. Its very tough. We have a mare who desperately wants a foal and is getting too old, but we don't want to put her in foal until we have bought. If I could find a nice stud to keep her at (with AI from a different stallion: we know the stallion we'd use but he's too far to send her to stud there) we'd probably go for it though. Its also much harder to move with multiple animals. Have crossed europe moving house with cats and dogs no problem, but moving within UK with lorries full is more difficult!:o