Aspirations of Frugality and Fun on the Road to Mortgage Freedom

DedicatedDFW

Alchemilla wrote: »

Excited about the adventures.

Me too Al!

Cheery_Daff wrote: »

So glad to hear you sounding cheery DDFW :j :j Amazing what a bit of primping can do to the way you feel sometimes And YAY for adventures You're doing a grand job. I am definitely up for some virtual running chum-ness Struggling with my own motivation a bit at the minute although I did knock a whole FOUR SECONDS off my 5k pb this week :rotfl: :rotfl:

Ooh well done Cheery :T i will probably not break any records speed wise but also had a PB today on my run - considering i was shattered, hungry and running into the wind or hot sun (way out, way back) i was pretty chuffed with meself I have to keep up with my program otherwise i won't be race ready Plus i need to trim down somewhat so am hoping my little plodding along will help - When are you running next and how far?

in_need_of_direction wrote: »

Good luck with the job app. Shout if you need a second or third opinion on your submission.

Thanks INOD i really do appreciate your support

DedicatedDFW

Hello All,

I only have time for a quick post as the evening has got away from me - why do jobs always take longer than you think?

I have been ill again But the source of illness has been tracked down and dispensed with :T back at the docs tomorrow but all should be good i hope

So with struggling on working i have not been up to much else and am hoping to get back into the swing of things now - i've already got a few niggling jobs out of the way tonight and feel tons better for it

Hope everyone is well and i will pop round diaries starting tomorrow.

xx

in_need_of_direction

glad you've gotten to the bottom of what was wrong. take care

Watty1

Thank goodness you have got to bottom of illness....hope it can now be dismissed pronto.

DedicatedDFW

Thanks guys - yes thanks i'm much better now - although i had not 1 but 2 visits to the docs today - nowt to worry about i'm sure. First 1 i'd booked and then doc told me to book for routine tests - got back in the same day - did mean some idling about town after completing my other errands and spent some money in the charity shop on a couple of books - but will be a good read i hope and cheaper than elsewhere and for a good cause. And then it was back to the docs - felt like i was losing my day to the waiting room but all done now and thats reminded me to pop a reminder down to call back for results - although i expect it'll be the usual 'all fine' its best just to call for that confirmation

DedicatedDFW

1, 10 newly listed items on / prepped for bay of e
7 achieved


2, House declutter :-
week 1 = Bedroom:- bedside cabinet decluttered,
underbed storage decluttered,
chest of drawers decluttered
hat boxes decluttered
utility room decluttered - looks fab
3 kitchen cupboards decluttered

3, Spending diary Purple = could have saved
1st June: - £2 at carbooty
2nd June: - 59p jam from food budget so NSD
3rd - £7.52 from food budget
DID NOT KEEP UP WITH THIS

4, Shopping list: - aim £50 a week and analyse spends on here:
DID NOT KEEP UP WITH THIS


5, Keep up with weekly running program will be at 7 miles by end of month
DONE ! :j

6, Keep checking for cashback Tuesdays
DID NOT KEEP UP WITH THIS

7, Apply for MA
7th june & 8th june
DID NOT KEEP UP WITH THIS

8, 30 minutes a day following my dream
DID NOT KEEP UP WITH THIS

9, Use up beauty products
DID NOT KEEP UP WITH THIS

10, NSD Tally: ll
DID NOT KEEP UP WITH THIS

11, On-line course stuff - get on with it!
DID NOT KEEP UP WITH THIS

12, Search and apply at least 1 job a week
10th June

13, Garden - sort out / clear up started
8th june dig up 2 plants which did not recover after winter
DID NOT KEEP UP WITH THIS

14, tax return
7th june
DID NOT KEEP UP WITH THIS

15, weight loss program - 2 litres of water a day, weigh-in Fridays
daily and friday weekly
DONE! :j

16, Book room
8th june
DONE! :j

17, Book hairdressers
10th june
DONE! :j

18, research trip
1, 4th june

DedicatedDFW

1, List 3 items selected for bay of e

2, House declutter
[STRIKE]Declutter wardrobe = bedroom complete[/STRIKE] Done, 1 dress will be going to bay of e - i'm awaiting a 2nd opinion as to which one And another dress joins the selling pile :T
Declutter entire spare room 2 shelves completed,
Declutter bathroom
Declutter landing
[STRIKE]Declutter bookcase in lounge = room complete[/STRIKE] Done!:T
Declutter under stairs
Declutter 1 remaining cupboard in kitchen = kitchen complete
Declutter outside storage

3, Spending diary Purple = could have saved
1st July: - £10.32 fruit & veg at cheaper shop and needed
1st July: - £2.58 2 books charity shop
1st July: - £5 removal of nail polish - has to be done a certain way so no means of saving this
2nd July - £52 *faints* new underwear, much needed and avoided purchasing for at least 2 years

4, Shopping list: - aim £50 a week and analyse spends on here:
Week 1 1st-8th:- £10.32 fruit & veg at cheaper shop and needed - the key here is its NEEDED i would be going very hungry without it. I have already prepped it all and frozen some bits in little bags as these can stretch a bit further

5, Keep up with weekly running program will be at 10 miles by end of month


6, Keep checking for cashback Tuesdays

7, Apply for MA


8, 30 minutes a day following my dream

9, Use up beauty products

10, NSD Tally:

11, On-line course stuff - get on with it!


12, Search and apply at least 1 job a week


13, Garden - sort out / clear up continued


14, tax return


15, weight loss program - weigh-in Fridays


16, What do i want?
List all the things i want to achieve Done! :T Will add to as needed but a decent start has been made and now to be prettily added into my book
Use each item listed as a page header e.g mortgage freedom
What are the things i can do to help me get there? e.g Make overpayments, find a better paid job, sell stuff, get a better deal as soon as i can, eek out all things that can be stretched further, spend wisely, consider purchases. whats the timeframe? Break down the target into amounts. How will i achieve the amounts? What can i do to help me achieve these targets?
What else acts as a motivating factor for me? Use it.
Along with this why do i want to achieve this? Be clear and assess if this is realistic e.g. i want to be mortgage free to have a feeling of financial security and give both of us more choices with how we spend our working life. Unrealistic would be: Being mortgage free would make me happy. - of course i'd be happy with that aspect of my life (homeowner) but it would not make me happy with everything else in my life
So: i have a target, a timeframe, a reason, ANYTHING I'VE MISSED?


17, research trip
1, 4th june done on 4th of june rest needs doing...

18, Carboot

19, BOOK ON COURSES

20, MINIMUM 1 daily MSE task:
01/07 immediate prepping of veg - MSE as otherwise it'd likely go to waste :cool:
01/07 Meal for 2 eeked out to 3 portions :T
01/07 Decluttered wardrobe = 1 dress destined for bay of e - its a choice between 2, both are lovely but aren't needed (was needed at the time but the venue changed for races)
01/07 food shopping done at cheaper supermarket and i checked prices too - didn't buy anything thats cheaper elsewhere
01/07 free exercise (is this tenuous now? :rotfl:) i used to pay for a cheap gym membership so running is definitely more wallet friendly

02/07 walk to station = no petrol usage
02/07 packed lunch - no food spends all day
02/07 free exercise - running
02/07 own manicure

DedicatedDFW

Hi All,

So june was a bit of a wash out target wise for various reasons but i've already made a start on Julys targets and feel the better for it

Hope all are well

DedicatedDFW

Hi All,

Assessment of today is small steps and not too much achieved but some days are just like that i guess :cool:

Good points were no food spends, full packed lunch taken so this meant no food going to waste that needs to be used up.

Up early enough to walk to station - saving petrol.

Sorted out returns of stuff thats been hanging around.

Cleared the 'decluttered' stuff out of the house - makes house tidier and overall feels better and lighter

Eeked out a meal to 2 meals instead of the 1 - still a bit peckish now mind :rotfl:

Hope everyone is good - gotta dash now x

in_need_of_direction

Lots and lots of small steps. I'm impressed.