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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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  • You're not overwhelmed. You're still achieving. I'm with you on the show. Love live performances.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    You're not overwhelmed. You're still achieving. I'm with you on the show. Love live performances.

    Thanks INOD. Yes i always say i value experiences, events more than 'things' its the making of memories :D and live performances are indeed fab - the problem is of course that i do need to wear something to attend such things so can't just not buy anything ever :cool: Holiday is a case in point - need a few more dressy items than i currently have but fortunately choosing off the bay of e new items at vastly reduced prices and that will double up for weddings, parties and races so not too bad there. Except of course for the things that have come and are not suitable - will sell on as they are not something i can complain about though am sure an item i got is not 'new with tags' as described but i can't prove it either :( Still dress my Mr didn't like at all looks lovely on IMHO and i'll be wearing that next week to the show :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ok, contacted tutor - need to do again tomorrow so will leave on my list. Did 300 words then scrapped them and did 300 again.

    Now going through 1 page seeing what my list of inclusions i didn't include and either scrapping, moving to another bit or popping them in.

    Then it'll be the next 300 words.

    I have to say it has been really tough doing this course, working full time, keeping the house going and clearing debt (end of last year whilst on course) attempting overpayments and all lifes usual things of people to see, holidays to book, christenings and weddings and various significant parties to attend.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,397 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the show tickets! What are you seeing?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • julliff
    julliff Posts: 625 Forumite
    Hi DFW

    Wow, I have just read the last page of your diary, and I am so impressed. I feel a little lacklustre in comparison.

    You must have bags of energy, I was tired just reading it!! hehe
    What a fab job you are doing.

    When I get some more time (ho ho -- we still live in hope, eh?), I will read more. hope you don't mind!
    "Carpe Diem"
    MFW - Starting mortgage April 2010 - 120,000
    MFW - restart Nov 2013 - £70207.88 & £14086.49
    Current balance - £62459.49 & £10380.19

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sorry DDFW haven't been able to catch up but struggling to PM on this phone! Can you PM me your address for rhubarb despatch? I think you wanted some and have dug some roots up which are now in water

    Keep going, as others have said you are always achieving :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hello all and julliff thank you for stopping by.

    I am posting now in an attempt to both wake myself up a bit and regain focus on my assignment :o :eek:

    I have far too many words :eek:

    I also have more words i need to put in :eek::eek::eek:

    And breathe...

    Objective 1 = separate out 2ndry quotes leaving the bones of the assignment.

    Then reduce the assignment by 500 words.

    Then report back - again focus and to keep me awake. Oh yes i have to be 'up' in a few hours for work :eek::eek::eek: - oh dear :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I have far too many words :eek:

    I also have more words i need to put in :eek::eek::eek:

    And breathe...

    Objective 1 = separate out 2ndry quotes leaving the bones of the assignment.

    Then reduce the assignment by 500 words.

    Then report back - again focus and to keep me awake. Oh yes i have to be 'up' in a few hours for work :eek::eek::eek: - oh dear :rotfl::rotfl::rotfl:

    Word limits are the work of the devil, arent they?! :mad: :mad: I hated them at uni: given the size of my mouth, that's hardly a surprise, though, is it?! :rotfl:

    Best of luck with it: strip it back then rebuild if necessary. Chances are it will be just fine in its 'stripped back' version, then you can add a little if the word count allows, but chances are you will just be squeaking in under it.

    Better let you get on with it then! ;) xxx
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks PB :) yep word counts and all the other things going on here - obviously would have been better if i'd got the time off work i needed and also if work hadn't been so stressful that it has affected me being able to work on this :(

    I also think it would have helped if there could be any feedback at all from the tutor following the proposal submission - but seems not.

    Rightio next update
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ok i've cut the 500 words and taken out the 2ndry stuff.

    Next step is primary text by primary text.

    Lift out entire text 1 from assignment to read through altogether.

    Edit - this one needs to lose at least 200 words

    Put quotes in and check them :cool:

    Polish

    I have never ever been so far behind on a piece of work before :eek: work stress and family illness have been on my mind too much.

    Ok back to it

    and if any of you see someone walking around tomorrow looking like they're asleep - its me, give me a nudge to wake me up :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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