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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi everyone,

    I really wanted to record a NSD today but i have bought some xmas presents so that has scuppered that pretty much :rotfl::rotfl::rotfl: But i am very pleased with my bargains :D

    I was ready to do some listings but my camera battery ran out and now its charged the lights no good - i will do these tomorrow now though ;) And i have written the descriptions ready :A

    Very pleased i did my run today

    And that i did the new recipe - even though i don't like it as much as my Mr (think its because my mum makes this much better than me :o)

    Stuck to meal plan despite the moans from my Mr about tomorrows menu plan - easily resolved when i suggested he makes somthing instead then :rotfl::rotfl::rotfl:

    Happy i transferred money to various pots though i want this to happen much faster too!

    And that i finally took the plunge on a new MS as this is to fund the savings account ;)

    And pleased with all the absolute bargain gifts i've picked up for xmas / bithdays :T

    Hope everyones having a good day :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on the running. Brilliant.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Just a little note to say I loooove baileys in coffee (or hot chocolate) :D:o:D

    mmm :D I hadn't even thought of hot chocolate but guess it wouldn't be very MS as i have no hot chocolate in :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Alchemilla wrote: »
    Well done on the running. Brilliant.

    Thanks Alchemilla - i must admit i ache a little today though :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Morning all :)

    I had a lie-in today after a late night.

    Lots to achieve today - i've already photo'd 2 items ready for listing :D

    A couple of things are on my mind at the moment - silly things really so i don't know why i'm worrying about them?
    I've written it out now a couple of times and deleted it because it just sounds so silly and petty so i really need to just put it out of my mind - other peoples behaviours that i can't change but am clearly struggling with how to respond which is why its on my mind :(

    I should have said yesterday - one of the things i was pleased with myself about was that when buying xmas gifts i didn't put any in my basket for my Mr's family - or i did and then took them out :T We have the same number of people to buy for on each side of our family so my Mr buys his side and i buy mine. I normally, though, buy really good bargains just to round the gifts out a bit. I don't get the full money back from my Mr for this. I am also earning the least out of all the people we buy for and am the only one without savings. Having got my gift from one of the families this year i realised other people do not worry about gifts like i do and this has helped too. Hopefully i will keep this up all year :)

    Today i will try on last weeks purchases - or at least most of them :o and sort out the returns :)
    I am hoping to get the gift receipt in order to change the item i got at xmas - the last day is tomorrow for this so i really need this today :eek:

    I am trying a bit of a new routine this week so will see how that goes too.

    So, back to the money - todays MS activities will be:
    - keeping on top of any surveys received
    - sorting out returns = money back :D
    - listing on the bay of e - generating income :)
    - preparing packed lunch for tomorrow
    - looking for a new job
    - looking for MS

    Hope everyone has a good day :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Tell us your worries.
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 5 January 2014 at 2:10PM
    Aw thanks Alchemilla - although you might think why are you letting something like that bother you? :o :rotfl::rotfl::rotfl:

    Just deleted it all again - it really does seem silly - i think i should just focus on me, the things i want to achieve for me and maybe be a bit less sharing with my plans
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • pavlovs_dog
    pavlovs_dog Posts: 10,219 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aw thanks Alchemilla - although you might think why are you letting something like that bother you? :o :rotfl::rotfl::rotfl:

    s'ok we like being [STRIKE]nosey [/STRIKE]sympathetic and a problem shared is a problem halved :beer: :D
    know thyself
    Nid wy'n gofyn bywyd moethus...

  • Just deleted it all again - it really does seem silly - i think i should just focus on me, the things i want to achieve for me and maybe be a bit less sharing with my plans

    It wasn't silly and you're obviously very stylish :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yeay for running! I plan on starting the couch to 5k programme this year - my sister did it last year. I want to start it when my DH has a job, though, 'cos I don't want him criticising/ encouraging me - which he will! In the meantime I plan on using the cross trainer - I starte dout on this last year really well and then had a chest infection for about 4 months (resulting in xrays and stuff) and dropped it because of that and never picked it back up again


    Brilliant re bargainacious gifts! :) I used to try really hard for the 'perfect' gift for everyone - now I only do that for those who put in a similar effort! ;)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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