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Aspirations of Frugality and Fun on the Road to Mortgage Freedom

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Comments

  • Alchemilla wrote: »
    You have TWO underwear drawers?
    How very posh!

    :rotfl::rotfl::rotfl: Not really - especially when none of it matches :o

    Drawer 1 = underwear, perfume, skinny belts, thermal vests and long johns :D

    Drawer 2 = pjs, socks - and i have lots of v thick socks (i don't like having cold feet :D) And many, many pairs of tights - worn both under pants / leggings to keep me warm and also lots of gorgeous patterned ones - bought for £1 instead of £10 :T :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I've gone through the receipts:- £18.25 'extra' spend :eek::eek: This was 3 big multi packs of my some of my favourite crisps - 3 as in 1 from each type £1 each, headache tablets - just handy to have in if needed 25p, 2 x tom paste - love the stuff 35p each - much cheaper than my usual supermarket, £2 - diced steak reduced from £8, veg both YS and on offer so made sense to buy fresh and use £4, crumpets, pies for tea as we really didn't want what we'd defrosted - then didn't have the pies either £2.75 and other bits of things too. It will all be used but it is alot of money :(

    I've decluttered the top of the drawers. Nothing to part with. This is a jewellery box and stand, 2 ornaments (sentimental) and mirror. Jewellry box and stand just have all costume jewellery in - and it is all worn or i can't part with it as sentimental - bits of plastic jewellery not taking up much room but not worn and would seem really wrong to throw away. Hmm.. Some of the necklaces are not worn very often but as i snaffled them up at £1 instead of £20 :T and do wear on occasion much better to keep for when needed rather than having to potentially spend alot to replace :cool:

    I am a little frustrated at not finding anything to sell but i have decluttered so many times now and must be getting to the point where what i have is what i really need to keep. I am telling myself as well that its pointless getting rid of an item just for the sake of gettig rid of something but then needing to spend more to replace it.

    I also did some study :)

    Washing into dryer.

    Dryer doing its thing

    2nd load of washing on

    Next:-

    next bit of study
    drawer 1 to be emptied and sorted
    write out budget - i have 1 item in the wrong section and it nearly got overlooked this last month :eek:

    Next
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Next bit of study completed., washer actually on now - seemed to have missed that bit last time :o Dryer emptied and stuff ready to be moved :cool:

    drawer 1 done and 3 items thrown away - 1 perfume to the carboot - i'm not risking bay of e with it after getting stung before :mad:

    monthly accounts written out - each item in correct area now so easier to be on top of it :)

    Old insurance documents removed :)

    Next: - next bit of assignment / study
    2nd drawer
    file insurance documents for this year
    clear dumping ground :)

    *** check battery item
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Not checked battery item, not decluttered drawer. Rest of mini list was done. Had a bit of a wave of illness, drank lots of water, went outside to get my temperature to drop and have decided on a very plain tea of jacket potatoes :D Tea is in the oven and i am feeling a little bit better now :) Sorry its dull hearing me witter on about being ill all the time - i pop it down mostly so i have a bit of a record to track back over :cool: As i say feeling a little better now but not 100%

    I have started the 2nd drawer declutter - 5 items binned - beyond salvaging. I've put my plain tights in one place - these i mostly wear under other things for warmth and to protect against see-through leggings :eek: Other tights i have a huge pile growing - not quite sure on the number of pairs but i'm not about to start selling my worn tights :eek: i have a few pairs that were recently purchased and are not worn but as i said £1 is a bargain price for them - reduced from £10 - £12 :T

    So i need to make sure i check the battery item so that its either working and ready to go or thrown away. Drawer needs finishing off otherwise i won't be able to get into bed later ;) At least that is another whole area completely decluttered and finished off :)

    If i am up to it i will start the make-up re-visit again - no great branded items but even a £1 or £2 for things will help with the car bill :cool:

    Meant to say part of this weeks shopping overspend was on 2 of my favourite plants / flowers only 70p each - a 6 pack would have been cheaper but a bigger spend too - next week i need to get these planted out - weather permitting :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Alchemilla
    Alchemilla Posts: 6,276 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You might make more than you think on used tights.
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:
    Just delurking to say hi and I hope you soon feel better.

    You're doing so well as you plod along, getting what needs to be done achieved, despite the hiccups on the way, it's really inspirational.
    PS: I also have more than one underwear drawer ~ rough rule of thumb is that the number of drawers you need will depend on the size of the drawers involved! :rotfl:

    *retreats to lurkdom once more!*
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Alchemilla wrote: »
    You might make more than you think on used tights.

    :rotfl::rotfl::rotfl: I had nearly put 'used tights won't sell' then thought yes they will :o :rotfl::rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Habibiboo wrote: »
    :wave:
    Just delurking to say hi and I hope you soon feel better.

    You're doing so well as you plod along, getting what needs to be done achieved, despite the hiccups on the way, it's really inspirational.
    PS: I also have more than one underwear drawer ~ rough rule of thumb is that the number of drawers you need will depend on the size of the drawers involved! :rotfl:

    *retreats to lurkdom once more!*

    Hi Habibiboo thanks for stopping by - no need to stay in lurkdom :)

    Actually its more the socks ad tights that take up all the room - i know i am very glamorous :rotfl::rotfl::rotfl:

    Drawer slowly being completed - split fingernail stopped play - i'll be back to it soon :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well that was an interesting hour - after posting i figured i'd just check my bank account - i am expecting nothing in or out of it but figured i'd check anyway. Just spent the last hour sorting out a potentially fraudulent transaction on my account :( Glad i checked it though :cool: And it distracted me from my tummy :) and whilst on hold i carried on with the drawer and grabbed the phone when the horrid music stopped :cool:

    I now need to monitor my account so wil be a bit of time before all sorted out fully. Bank offered plenty of re-assurance but still leaves me a tad anxious as i am the kind of person who likes the peace of mind to know something has been fully resolved. They can't do more at the moment though so as i ay i am happy with this service so far.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Trying to refocus :cool:

    Tea is nearly ready so i will eat that and hope it helps my tum to settle further ;)

    Assignment
    battery mirror
    tights / finish drawer
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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