Work Colleague asking to borrow money

charlie-chan

This sounds like my colleague soon after pay day and during the weeks leading up to the next pay day!

Last month, I did lend him £1 to pay towards a pub meal and not chased it up as it was £1; he did ask again last week if he could borrow some money for bread/peanut butter (!) and I said no because I didn't want to end up being that person who he asks for money when he needs it.

He lives at home with his mum and has just spent a small fortune on building a new computer. He phones his mum to ask her to bring in breakfast and lunch which also doesn't help.

There are services out there who can help those who have problems with money such as MSE, Money Advice and maybe CAB if they have debt problems.

pawsies

What a great idea. If you are upset about a colleague being paid more than you, ask to borrow some money and never give it back

haycorns

Be nice to him, but don't lend the money. i would say that you don't lend money to anyone and your haven't got any to spare anyway.

Telll him about your ';friend' who always used to run out of money by the end of the month, but used this sight for advice on making it last longer, then send him to the debt free wannabe forum.

He obviously needs help - whether its overspending or gambling.

A little kindness goes a long way

ValHaller

CKhalvashi wrote: »

I think it depends more what it's for.

I had to ask someone the other week if I could borrow £2 for Stansted airport car park, but it's very rare I'll do this (I keep about £20 in £1 coins in the centre console of my car, and it was only because I had OH's car I needed it).

It was, at the same time, returned when I'd had the chance to see OH (about an hour after I'd got back into the office) and taken it out of my car.

CK

That neatly illustrates the difference between borrowing cash and borrowing money. Personally, I have no great problem with lending cash to people who manage themselves to always have money. But lending money to people who don't have it is a different matter.

The difficulty is deciding which it is.

annie_d

I sometimes get asked to lend work colleagues money. I just say, "I don't bring money to work." which is true.

[Deleted User]

Ask said colleague would they borrow from a payday loan company and then be happy to receive a telephone call to their place of work when they have failed to pay or even make an application in some instances as what they are asking of you is 'embarrassingly' no different, for the amount of people who find themselves in this predicament and would die of shame when they are contacted at work, I'm baffled as to how they can walk up to someone in the workplace and make these requests! Yes I think they need to be told about payday lending :rotfl:and what other folk have to do

Savvy_Sue

CKhalvashi wrote: »

I think it depends more what it's for.

I had to ask someone the other week if I could borrow £2 for Stansted airport car park, but it's very rare I'll do this (I keep about £20 in £1 coins in the centre console of my car, and it was only because I had OH's car I needed it).

It was, at the same time, returned when I'd had the chance to see OH (about an hour after I'd got back into the office) and taken it out of my car.

ValHaller wrote: »

That neatly illustrates the difference between borrowing cash and borrowing money. Personally, I have no great problem with lending cash to people who manage themselves to always have money. But lending money to people who don't have it is a different matter.

The difficulty is deciding which it is.

I find that a useful distinction - and thinking back to that workplace where it was explicitly stated that we couldn't do it, I remember a manager asking to borrow £5 from me as she'd accidentally left her purse at home and we were going out for lunch! We both joked about it being a disciplinary offence, and she did repay me the next day.

Helpfulone

maninthestreet wrote: »

i used to work with someone who regularly borrowed money, and was very reluctant to pay it back. He owed me £10, and wanted to borrow even more money off me, stating if i lent him £20 he could pay back the £10 he owed me!

:d:d:d:d:d

pmsl

Dipak

I think from your post there is lending money and just taking the pi**. Occasionally I understand if someone has forgotten their wallet then I have lent money in this situation. However for people that badly manage their finances its really an awkward position to be in and by the sounds of it they really are taking the pi**!

I would pull this person aside and have a conversation in private and explain that you cant afford to lend him any money and please don't ask in future. This way you have respected him by having a conversation in private. Warn him if he continues then you wont hesitate to say NO in-front of other colleagues.

Hope that helps!!

Cheers,
D