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Debt free by 40 -- 19 Months and counting

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Comments

  • :j :j :j well done on getting rid of the Barclaycard! YAY!!! :j :j :j
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    pickle_me wrote: »
    Well done on killing the Barclaycard! That must feel amazing. We're six payments off putting ours to bed permanently and I cannot wait :D


    Thanks Pickle me, Wow wish I only had six debt payments left. Those 6 months will fly by xxx
    Wow, well done StressedSteph! :beer:

    I am new but have been reading through your diary, it struck a chord as I turn 40 next year and would love to be debt free or at least well on the way to being debt free by then.

    You are doing great, its good inspiration! :T


    Hi Disco Dolly


    Thanks for the kind words. We are in a similar situation. Both turning 40 next year and in a similar amount of debt.


    Do you have a diary??
    :j :j :j well done on getting rid of the Barclaycard! YAY!!! :j :j :j


    Thank you hun xxx
  • Disco_Dolly
    Disco_Dolly Posts: 196 Forumite
    Debt-free and Proud!
    Hi Disco Dolly


    Thanks for the kind words. We are in a similar situation. Both turning 40 next year and in a similar amount of debt.


    Do you have a diary??


    Yes, have just started a diary, I can't post a link as I'm a newbie but its in this forum called "Disco Dolly V's Debt"
    LBM Jan 2014: €21,746.34
    Total Dec 2017: €0.00
    (Debt Free 29th Dec 2017)
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    2014-04-07092032_zps128bdbd5.jpg
    2014-04-07092115_zpseebaf968.jpg
    2014-04-07092127_zpsade8fd18.jpg
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That's brilliant news, now the snowballing really starts to take effect :-)

    Well done you xx
    Sealed pot challenge 822

    Jan - £176.66 :j
  • maddiemay
    maddiemay Posts: 5,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fantastic.:j:A
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    :Twell done steph, you are doing so well...:T


    Loving the purse items...


    Puzz. xxx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • misstara
    misstara Posts: 4,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well done Steph - that's fantastic! Also loving the purse items :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.08/£50
    Mortgage overpayments so far - £800.96
  • elfy1807
    elfy1807 Posts: 150 Forumite
    You are doing amazingly!
    Keep up the good work.

    Congrats on clearing up Barclaycard.
    Next - you better watch out because Steph is coming to get you!!!
    Debts (as of 28/10/15)
    Mum: Start £3426.00 Now £2655.00 22.5% Car (on finance): Start 13823.60 Now £8728.59 36.85%
    Current Debt Free Day: 12/1/2019

    Goals:
    £2000 emergency fund £800/£2000 40%
    £5000 House Deposit £62.09/£5000 1.24%
    Car Finance Settlement Fee As of 28/10/15 £0.00/£7152.18 0%
  • Disco_Dolly
    Disco_Dolly Posts: 196 Forumite
    Debt-free and Proud!
    Oooooh, loving the purse items StressedSteph, they are great ideas, must do similar, I could do with reminders in my purse!
    LBM Jan 2014: €21,746.34
    Total Dec 2017: €0.00
    (Debt Free 29th Dec 2017)
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