We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt free by 40 -- 19 Months and counting

1251252254256257272

Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Glad hubby got paid promptly today, good work on getting hubby booked out on jobs all week xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • FIL's girlfriend has now arranged for someone to make Dd a bridesmaid dress, out of some highly flammable looking blue satin!. Poor Dd, hope it doesn't turn out as bad as I am imaginingxx[/QUOTE]

    That did make me giggle on the ride home from work. Have visions of something out of Muriel's Wedding or the Wedding Singer ;)
  • misstara
    misstara Posts: 4,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Jamdown1 wrote: »
    That did make me giggle on the ride home from work. Have visions of something out of Muriel's Wedding or the Wedding Singer ;)

    :rotfl: my thoughts exactly! Hope it's not too bad.

    Fab news that hubby has got lots of work booked :)
    Mortgage 26.4.25 - £108,500  1.9.25 - £105,664.31
    Mortgage overpayment savings - £16.08/£50
    Mortgage overpayments so far - £800.96
  • Haha you ladies make me laugh, I remember being made to wear a horrendous peach satin number when I was about twelve for my uncles wedding and I can see Dd having the same experience. I guess that's the price I have to pay for not offering to buy the Monsoon dress she wanted her to have. Thankfully Dd is only 8 so she will probably love the hideous creation as long as it has a twirly skirt :rotfl:.

    Have now managed to get hubby booked out until the 21st September so immediate panic is over.

    Bank account looks ok, I am trying to allocate fund against all the months direct debits first, then I will start putting money into the mortgage pot to cover that and then lastly the debts.

    I have managed to do just a £30 food shop this week so that has helped. I am going to restrict us to a maximum of £60 per week for food s this is a category that often runs away with me. I like to cook fresh food from scratch but some of the recipes I try out tend to sometimes be a little fancy which involves new jars of spices and other random items which bumps up the food bill too much.

    Feeling pretty good now we are all on a routine at home, children are getting in the swing of doing their homework again and all feels good.

    Not a lot else to report. I am trying to think of a cake I can cheaply bake for Ds's birthday. He keeps going on about a birthday cake where skittles pour out from the inside :eek:. Will have to do abit of research.

    xxxx
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    All sounds very positive, Steph

    I am sure you will come up with a fantastic creation for the birthday cake.

    Take care x
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    kelpie35 wrote: »
    All sounds very positive, Steph

    I am sure you will come up with a fantastic creation for the birthday cake.

    Take care x

    Me too! And we'll need a picture!
    Any progress about an alternative birthday present?
    Good luck with it all. You're doing brilliantly, as always.
    Vx
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Peach bridesmaid dress you say... sounds like one I wore when I was 6... along with the floral head dress and big puffy sleeves of course :rotfl: :eek:. Hopefully DD's won't look quite so bad!! xx
    Mummytogirls x

  • Hey Steph,For the skittles cake you bake three layers of cake and cut a hole in the middle of the middle layer. Put the middle layer on the bottom layer and add the skittles into the hole in the middle layer. Place the top layer on the middle layer and then ice the cake and so the skittles are held in place and then when you cut the cake all the skittles come and out and it looks really impressive but is simple to make. Good luck Lovely. X
    Life is like a sandwich, the more you put it in then the tastier it gets.............just go easy on the :spam:
  • Vegan chocolate cakes are very cheap to make and delicious — using oil makes it ultra-moist and it tastes rich without any eggs or butter. There are loads of recipes if you have a google, but the cheapest use water (not soya milk), oil (any will do), apple cider vinegar (you can sub any white vinegar), flour, bicarbonate of soda and a good amount of cocoa.

    I would cover with a chocolate buttercream — use whatever tastes best out of margarine/spread/butter. You can usually get away with margarine because chocolate is a sntrong flavour.

    Btw, when I was a bridesmaid at 11/12, my dress was flowery with puffed sleeves and was a little reminiscent of old people's curtains... I didn't love the dress, but I was thrilled to be a bridesmaid so I didn't care!
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • The skittles cake sounds fantastic but omg the sugar rush! I've seen some pictures of amazing rainbow cakes, I can make a basic one but my artistic abilities are rubbish.

    Glad hubby got paid and he has more work lined up.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.