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Debt free by 40 -- 19 Months and counting

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Comments

  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have you texted/phoned the people at the spa to ask if there is anything coming up, they might just have forgotten about you ?
    Sealed pot challenge 822

    Jan - £176.66 :j
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Hi Steph, the cleaning job isn't for ever and this time too will pass. It hasn't come to this it just is a short time of annoyance that will soon be over.

    I agree about reminding the spa, just text them if you don't want to speak.

    How is the veg growing?
  • Oh steph, I'm sorry to hear about the nightmare ebay buyer! I've had a few of those. I haven't sold on there in well over a year now. I use gumtree or FB selling pages. I hate ebay and their new system seems like you do it all for nothing! I hope the box has come back ok to you and you get a better price this time round.

    My ynab is always different to my bank account :o i'm unsure what I do wrong but even if it's a few pennies out it bugs me and it's never ever the same as my bank account :wall: I always need to reconcile!

    Hope you're ok xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    Part of the Furniture Combo Breaker
    Hi Diary


    I managed to get lots of gardening done over the weekend and it made me feel much better. Annoyed that its heavy rain today and tomorrow because I don't want to lose steam and not finish the job I have started.


    Life is plodding on as it usually does, money is short, bills are high, the children's school are driving me mad as I feel I am in there on a weekly basis handing over a cheque for one thing or another. All great fun things for the children but when money is super tight I could really do without it.


    My Ynab tells me that since January items that have gone under school costs total £640 :eek:.


    This includes the crazy £200 that I volunteers for the sportswear, fancy dress items, school trips, swimming fees etc etc etc.


    Not a lot extra to report, sooo pleased this is the last week before half term, will be nice to have a break. I did hope on affording a camping trip if the weather was good but think we will have to save it up for the summer holidays as money is just too tight.


    Speak soon xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's a lot of money for school stuff isn't it.......my daughters just came home with a letter requesting £440 for a trip to Italy it's never ending isn't it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi Steph,


    Sorry life has been a bit poo.. and expensive recently for you... Shame about the spa, as others have suggested maybe pop in or give them a ring.


    Well done for persisting with Eb*y, I did very well selling on it over the years but just can't abide the petty buyers and I would rather stand in a cold, wet field with my boot open to get rid of my treasures...!!


    Hope the Xbox makes its way back to you safely.


    Shame about half term, but knowing the great british weather maybe your better waiting until the summer is really here...!


    Take care and keep smiling..


    Puzz. xx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • dawnybabes
    dawnybabes Posts: 3,508 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    How you doing Steph ?
    Sealed pot challenge 822

    Jan - £176.66 :j
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope you're ok Steph xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope all is ok Steph...we miss you :(
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • Golightly72
    Golightly72 Posts: 129 Forumite
    Part of the Furniture 100 Posts
    Morning Steph, have read your thread and subscribed - you are doing so well, I am really willing you on, good luck!
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