Debt free by 40 -- 19 Months and counting

maddiemay

Fantastic news Steph, you have done so well. I now need to take a leave (or several) from your book and replenish my savings that have taken quite a hit this year, I need to eat out of stores and freezer, particularly as I had to turn down chance to buy pork from pigs raised by my young nephew. A rare occurrence for me, I actually had a NSD today:j

Have a wonderful no credit Christmas, you have come so far, in so many ways this year.:beer:
MM
xx

abba1772

StressedSteph wrote: »

END OF DECEMBER PROGRESS REPORT


[STRIKE]Argos[/STRIKE][STRIKE] £395 / Barclays £850 / Next £1972[/STRIKE] Littlewoods (£2479) - £363 /
Co-op cc (£1852) - £1261 / OD (£3264) - £1894.00 / Tesco CC (£5336) - £4586
Virgin CC (£4371)-£2543 - :idea: Nov 2013 £20519 - Nov 2014 £10647
Goal - Debt to 10k by Xmas - Pay10k in 2014 - 99% paid - #35-1k Emerg fund £0


So close but so far - 99% of my 10K target paid off.


£10647 left to pay off in 2015. The total may be a little higher than this as I haven't looked at what lovely interest Tesco has charged this month, but its in this region.

I think you have done amazingly well to pay that amount off xx well done Hunni xx

baglady1

Hi Steph, I hope you have a very Merry Christmas & a Happy New Year. You have done so wonderfully well this year with the promise of an even better one re the debt busting in 2015. Relax and enjoy! All the best BL1 xx

sweetpea26

Well done to you Steph .. you have achieved so much. Enjoy your break, try and relax ready to start your final year of debt-busting.

God bless and a Happy Christmas to you and your family,

Puzzcat

You are the star on the top of the tree Steph... I think you have done a fantastic job debt busting this year and wish you and yours a wonderful christmas.


Much Love
Puzz. x

fern44

Well done what you have achieved this year is excellent and I think you will soon achieve you goal. I bet you never get in debt again !
In a years time you will be saving money just think how good that will be ( except you then start to worry that you don't have enough savings LOL !)
Relax have a Happy Christmas and a Happy New Year

FinanciallyUnsavvy

Steph, you have done absolutely AMAZINGLY this year. To pay off almost £10,000 in one year is simply astounding and I have absolutely no doubt whatsoever that come this time next year, you'll be totally and completely debt free. You're truly an inspiration to so many on this site. You should be so proud of yourself and you deserve to celebrate your massive achievements so far! xxx

I hope you and your family have a fantastic Christmas. Take care, RELAX, and enjoy yourself!

xxx

Buffythedebtslayer

Hello Marvellous Lady


Happy Christmas to you and yours XXXXXX

tootallulah

Happy Christmas to the amazing debt busting Steph - what a brilliant year you have had and what a good place you have got to this Christmas. May 2015 be your year!

maddiemay

What a difference a year can make lovely lady, last year you were really struggling and now you have paid off £10k and are inspiring others starting down the path, just as others inspired you at the beginning of the year.:A

Have a wonderful Christmas and give my love to beautiful Dorset.
MM
xxx