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Debt free by 40 -- 19 Months and counting
Comments
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:wave: Bye-Bye N3xt :j
Fab going Steph! I hope the spa calls soon, nothing worse than your imagination running away with you (I should know have done this too many times) I reckon you will have rid of L1ttlewoods this year too at the rate you are going :T
Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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Well done on getting rid of next xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks so much everyone, just doing a quick check in now as I am not sure I will have time tomorrow.
I have pre-booked Ds and his mate into Go Ape and have also booked us into a local Prezzo for dinner on the way back home. I found a 30% off voucher so should keep it under control. All coming out of the Birthdays Savings pot, so should'nt affect my budget any.
I have decided that i have been drinking far too much coffee lately and I think that is contributing towards me feeling abit paranoid and highly strung.
Ages ago I bought a juicing machine and the Jason Vale Detox juice book, so going to try Detoxing next week with a 3-5 day juice diet.
hoping this will get me off my coffee dependency, as its not doing me any good.
Going to make the sponge cake for Ds's birthday cake tomorrow morning and the 35 cup cakes. Hope it all works out..
Enjoy your Saturday night all xxx0 -
Loving that 80%:j
MM
xxThe best thing about the future is that it comes one day at a time. (Abraham Lincoln)0 -
I have been watching from a far. Your progress and commitment is staggering. No reason now not to go away in Oct!MFW April 2014 £86,169 end date July 2032:mad: Interest only!
April 2014 £86,125.040 -
Evening all,
Well solved a few problems since we last spoke.
Had a lovely if a little expensive day yesterday. Took Ds & Dd to Go- Ape as planned. they had a fab time and treated them to a £5 party bag each.
Afterwards we went to Prezzo, Ds's friend who came, his mum is a good friend so she came as well (She was the friend that donated the Hot Air Balloon Ride). So when it came to paying for the meal, I really couldn't expect her to pay for her own meal, even though she offered. Even with a 30% discount voucher the bill was £73 :eek:.
Oh well, will have to do some YNAB juggling, haven't braved the bank account today as been really busy, but will get it sorted somehow tomorrow.
Spent the whole day today making Ds's birthday cake, then in 30 seconds they had eaten bits off it and ruined it. Phew....felt a little pointless but Ds was happy and I have photo's to prove that I did actually make one.
I had a phone call this morning and have gotten a booking for an Indian Head Massage. The woman who hubby was working with the other week who had an IHM from me, recommended me to a friend, and that was who called this morning. :T. So I have that to do tomorrow morning.
So I FINALLY plucked up the courage to text the Spa and ask if all was ok. Just as you all said, he text back with "just been abit quiet last week but have some new people coming in and will be in touch". Then got a text later giving me a booking Wednesday morning :j:j:j:j:j:j. Thank god for that!!!!.
I am starting a Juice Detox tomorrow morning. I bought a juicer and a recipe book years ago and have decided to detox coffee out of my system.
It is three days of fresh fruit & veg juices and after that I will just have a juice for breakfast and lunch and a normal home cooked evening meal.
Been a busy bee. Hope you are all doing well. Hopefully tomorrow afternoon I will have time to check over your diaries again.
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Just been paid the £60 owed to me from the Spa and paid it against Littlewoods.
Now owe £891.
Got a £25 treatment tomorrow and a £30 Treatment Wednesday.
That will be another £55 off the total.0 -
That's good news about the spa just being quiet and now you can stop your imagination running away with you xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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See worrying for nowt !!
Cake looks fab, not sure what to do with mine .....Sealed pot challenge 822
Jan - £176.66 :j0 -
Yay so glad the treatments are still rolling in and that you had a good time at g0 ape! Unfortunately dinner out is expensive these days isn't it?! We paid £80 for DD's birthday meal in F&B's and we weren't over the top on the ordering either! We went out to sloppy joes a couple of weeks ago just dh, me and 2 smallest kids for lunch, we ended up spending £28 on just lunch and that was with a 25% military discount! I think I must be tight as I can't seem to justify in my head spending that much on food especially when I can cook it just as well at home for a fraction of the price
seems you pay over the odds for the washing up to me :rotfl: xx
p.s glad the cake turned out well!Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200EF- £642.41/500
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
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