Debt free by 40 -- 19 Months and counting

StressedSteph · 13 September 2014 at 8:33AM

wantabetterlife wrote: »

Fantastic news steph!!! I agree with MM..put as much as you can into saving pots and emergency fund and then whats left off the debt. Christmas can be stressful trying to cover everythjng and at least that would give you a bit of breathing space:j

Hi wantabetterlife,

Sorry I missed your post yesterday. I decided to pay this weeks one off against the debt and then next weeks will go to the Emergency fund. The desire to kill off Next was too great

dawnybabes wrote: »

Can you not ring them ? It would be better to know rather than worrying yourself senseless ? I hardly slept last weekend as I'd screwed up big style, I fretted all weekend and dreaded Monday but I'd made it 2000 times worse In my head. no one else was the slightest bothered.

Holiday looks and sounds fantastic, if you all buy booze at duty free that would bring the costs down too.

baglady1 wrote: »

Agree with Dawny above - ring them at the spa & check. Great news with the extra cash & good idea to split it. Your signature's looking so good. Can feel the snowball momentum increase..

Thanks Dawn & Baglady,

Its all abit weird, but if I didn't know the girl that does some paperwork at the Spa, I wouldn't know that there had been that woman complaining. But its just weird that there hasn't been any bookings since.

It might have nothing to do with me I suppose, you would think they would be decent enough to call me and explain if there had been a complaint against me.

They always contact me via txt so maybe I will think of a way to txt them later and see what sort of reply I get.

Will be such a shame if I have lost this job, especially as I always do my best, super polite to clients and always fill the whole hour with what I class as a good treatment

.

Will let you know what I hear. xxx

StressedSteph · 13 September 2014 at 8:38AM

Little update.

Hubby got paid his extra money last night, so I paid off NEXT. ITS GONE!!!!! :beer::j.

With interest it came to £506, and I also paid some off Littlewoods too.

I may be able to pay some more against debt at the end of the month, but just being careful atm.

I want to make sure I have a good chunk to put in the Emergency fund next week.

So great reading my Signature now. Down to 5 debts now.
My Snowball will really start happening now, with payments of a minimum of £304 to Littlewoods October onwards.

Got a busy weekend. Dd has a party to go to today and then tomorrow, I have to bake Ds's birthday cake and take him and a friend to Go Ape as a little birthday celebration.

Then Monday is Ds's birthday, so have to send him in with 35 cupcakes :eek:, and then also have to try to create Ds's birthday cake.

Going to be a busy few days. Hope you all have a lovely weekend planned xx

dawnybabes · 13 September 2014 at 8:47AM

Brilliant, will all father momentum now.

Sounds like a fun weekend, enjoy xx

StressedSteph · 13 September 2014 at 9:27AM

dawnybabes wrote: »

Brilliant, will all father momentum now.

Sounds like a fun weekend, enjoy xx

Thanks Dawn xx

Just logged onto NEXT to see that the balance is now ZERO..

I called them up and asked them to remove my credit facility, so all done. No going back with them unless I have the cash in the bank :T

sweetpea26 · 13 September 2014 at 9:42AM

Great news to log onto Steph.

Well done to you what an achievement. Keep going and try not to worry about anything. God bless

mfmaybe · 13 September 2014 at 9:46AM

Amazing, the sig looks fantastic. :j

Why don't you tell the spa you have been asked to do a couple of things at the school a particular day next week and just wanted to check with them first that they didn't have any bookings for you? But logically I'm sure it is nothing. Do they have anyone else qualified to do it? Maybe it is just quiet after holidays.