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Debt free by 40 -- 19 Months and counting

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Comments

  • lhead123 wrote: »
    Hi steph!

    Just getting caught up with your diary, you're doing brilliantly! :)

    We had to put a new rear brake calliper on our car as well (along with filters a tyre a service and an mot! Oh and it will need a clutch soon too :o ) luckily OH's brother is a mechanic and does all the work for free so we just have to pay for parts :) however he lives in Sussex so me and the kids 'had' to go on a mini holiday :) we stayed with the grandparents and ate their food and I had saved up for it with boot fair profits :) also a friend of mine works for €uro car parts and can buy bit at cost+vat so got them cheap for us :D

    Good work with the debt busting and well done with all the spa work, seems that course was the best thing to do after all :)

    It's good that your son has got over the school worries, I thought kids would grow out of stalling bedtimes but obviously not!
    J starts school on Tuesday! Her first ever day! She's going to look so cute in her oversized uniform lol :)

    L xx


    Hi Lhead


    Good to hear from you. I hate having to repair things on the car because they are so expensive. Although hubby is NO mechanic, he does try his best to sort out the simpler stuff. He is outside changing the break calliper as we speak. Its the labour that often costs so much so I'm really grateful to him for having a go at these things.


    Fingers crossed that will be all the issues with my car sorted now for a while.


    Thanks for the kind words about my treatments, doing the course was definitely the right things to do. So excited about my earning potential and the speed I may now be able to pay off the debts.


    Hope you little one has a good week in school. They are so cute in their uniform at that age.
  • Brill news on all the treatments AND the fact you've been paid too! Fingers crossed you can cross off the N3xt account THIS month :T :T
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Afternoon all,


    Phew had a busy morning. I had treatment booked in for 930 Monday morning and the Spa text me at 8pm last night to change it to Sunday morning :eek:.


    Hi DFW, I am beginning to believe that I might just be able to pay off NEXT this month. How amazing would that be!. Don't want to count my chickens before they have hatched though, so will try to pace myself.


    So I was off out at 9am this morning to do the treatment. Before I left I put a Turkey left over from last year in the oven.


    Thought that would do a nice Sunday Roast and also quite a few days of leftovers.


    Hubby is having abit of a nightmare bleeding the brakes, he is on the phone to his mechanic friend. Just hope he can solve it without having to send it to the garage. Don't like it when I see the ABS warning light coming on :eek:.


    Fingers crossed he gets it sorted. We have just under £200 in our emergency & Vehicles fund. Really hope we don't end up having to spend that.


    Think positive thoughts.
  • Sending positive thoughts about the car!!


    XXX
    Nevertheless she persisted.
  • Thanks Buffy, all sorted and I now have brakes that don't make a horrendous metal-on-metal grinding noise :o. My mother always told me to marry rich, and i did'nt manage that, but I don't think i did all that bad. Hubby can seem to turn his hand to anything, to which i am sooo grateful. If we had to pay for every little job that cropped up, we would never get out of this mess.

    Got another treatment booked in for tomorrow :j. I really must stop boring you all with every single time I get a treatment to do, I just can't get over my excitement about how quickly these £30 treatments add up to amazing debt extra payments :T.

    Not much else to report. Going to attempt to make ds's birthday cake end of next week. I am borrowing a friends 12" cake tin, and will try to do a grassy cake, with a muddy track running through it, with a boy on a quad bike :eek:. Heaven help me!!!.

    Hope you are all enjoying your Sunday evening, I just have to go wash dd's hair and then nearly all my jobs done. xxx
  • Good luck with the cake, could you buy a little quad bike toy and put it on the cake, then the toy could be kept.
  • maddiemay
    maddiemay Posts: 5,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great news about hubby fixing the car brakes and another spa treatment too, so looking forward to you posting that the dreaded Next account is clear and closed?

    The cake sounds fun, bet it will look great.

    All jam and chutney making done, have run out of jars, OH has been nagging me about the cupboard full of them for ages, now that I have filled over 30 of them he has caught on:rotfl:
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Dont stop updating us about the treatments..every time you get another one we are all on the other end of a laptop cheering and smiling like lunatics...my husband thinks I have lost the plot :)
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • So agree with wantabetterlife about the cheering from our laptops, I feel ridiculously excited for you Steph when I hear about another spa treatment. Even the extra per month from swapping electricity providers found myself thinking "Mmm that could go into a savings pot couldn't it..." Not meant to be stalkerish in the slightest! Happy days!:)
  • dawnybabes
    dawnybabes Posts: 3,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Totally agree, love hearing you've got some more work.

    My sons party is in 2 weeks and he wants a scrapyard cake .... Still pondering in it !
    Sealed pot challenge 822

    Jan - £176.66 :j
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