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The 'Save 12k in 2014' Thread!

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  • Great milestones for me this month!

    I've just paid of my mortgage from my "Save a pound a day" tin, and hit my annual saving target a month early.

    Out tonight to celebrate my mortgage-free status with a posh meal and a bottle of champers. It's been a long while coming, so tonight is not the night for saving! :j :beer: :j

    PS Sorry for all the dizzying emoticons, but today is one of those days when they are deserved! (:D )

    :T:T:T Huge Congratulations :T:T:T.

    Well done. I hope you really enjoyed your celebration meal.
  • tara747
    tara747 Posts: 10,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    girlatplay wrote: »
    Tara that is a brilliant amount to save! When did you start saving the £83k? I have a very long way to go before getting a deposit together (I do own my flat but shared equity so I'm kind of doing it backwards - got the flat, now saving the deposit!) I like hearing the inspiring stories of others, they just spur me on even more! :)

    I started saving around the time I joined MSE, almost 8 years ago. I should have started sooner (when I started working), but I had 3-4 years of spending frivolously - it was a novelty to have money after graduating! So I won't be too hard on myself.

    You're right, it's so inspiring to hear other people's stories!
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • End of November update. I managed to save £701.70. This was due to less spending on myself - £187.43, however that included £75 on the car.

    Spreadsheet updated. December il be lucky to save anything due to holiday and Xmas presents.
    Saving for that dream holiday
  • freezspirit
    freezspirit Posts: 994 Forumite
    Part of the Furniture Combo Breaker
    edited 28 November 2014 at 11:39AM
    Ok sorry if this sounds like a stupid question but can you include money that's in a current account? If so its money from just one of my current account that I want to include and therefore I would reach my target.

    Last year I only counted money that I put into my savings accounts towards my target.
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If it is money you have saved between 1st January and 31st December 2014 it can be counted :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Everyone is going great guns!! Well done gang, impressive totals!!
    So, it's finally time for a payday update!!
    Managed to squirrel away £800 this month, largely thanks to a nice chunk of overtime from work and being very strict/sensible with the dreaded Christmas budget!!

    So, this brings my total to £8,500 so far...
    £1500 is going to be a big ask next month, although I have requested monetary gifts from close family this year, as there's really nothing I 'need'... That plus a bit of overtime... I might just get there by the skin of my teeth!!! Positive vibes!!

    Congrats to all on the updates, especially wentthedaywell? On becoming mortgage-free!! Brilliant!!

    Love to all,

    Shoot x
    :T DEBT FREE AS OF APRIL 2013! :T
    "I am the master of my fate. I am the captain of my soul"
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Only £100 added this month for me. Nothing to sneer about though :)
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • #209 reporting in.

    I've just submitted my spreadsheet update for Novembers savings.

    It's been a good month, we saved £2,766 from our regular schedule and had an unexpectded work bonus which has gone straight into the savings fund.

    We are currently at £10,291 for the year and have updated our target to 12.5k by end of December.

    So in the big scheme of things we are £10,291 in to our long term target of £45k by March 2016. Only £34,709 to go ...

    Great news on breaking the Million mark and already Slowly Fading has them queing for the new 2015 challenge ... well done everyone !!!!

    Mc_Marty
    Savings Challenge: £27k in 2015 (#184):.............£33,094
    Total 'House Move Savings' Pot: .........................£63,530
  • Got a surprise PPI cheque in last week for £2574.00 from MBNA :)


    They rejected my claim in 2012 and I never thought any more about it, received letter followed by a cheque last week with the great news..


    I've now smashed my target in 1 month with this + my year end dividends, happy days. :D
    Save 12k in 2014 member 056
    £0.00/£7000
  • £359.09 saved this month, we had a holiday that's why it's so low! £300 went to the joint house savings and £59.09 went to my own personal savings!
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