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Nice People Thread Number 10 -the official residence of Nice People

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Comments

  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    Apropos of nothing, in Australia (NSW?) the means test for benefits is set at 2 different levels about $600, 000 (say £300, 000) apart depending on whether or not you own a house.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    A whole hour longer than yesterday.


    This did however include watching four horses turn my back garden from green grass to mud.

    Not my brightest idea. :(
  • tomterm8
    tomterm8 Posts: 5,892 Forumite
    Part of the Furniture Combo Breaker
    zagubov wrote: »
    I'm not fully au fait with the Windows world to known if you're talking about renting or buying software or hardware. but it beats me why there isn't a system for renting computers cheaply so upgrading is less wasteful.

    With macs they keep their function for longer so they're over-represented in the computer world because they're used for years longer than PCs.

    I'm unclear why modern machines and even more so, modern software) are regarded as better than older ones. I doubt I've seen a better Word than 5.1.

    The ancient Nisus word processor has 10 clipboards and a "fuzzy-find" search function and fits on half a megabyte floppy.

    I really do wonder what's so great about the new stuff. (Obviously I don't play computer games ).

    The reason that there isn't a system for renting computers cheaply is that computers are disposable items now. When they cost a couple of grand you could rent them, now the overheads of the rental agency are too high, it is uneconomical.


    You can run word 5.1 on a modern machine if you want to.

    Ten years ago there was a real difference between how long a mac and a pc would work, these days I can't say there is much of a difference... I still have an old vista box that was very cheap five years ago and does everything I need.

    I think the computer wars are dead: which operating system you use is a matter of taste. OS are old technology and they are all about as good as each other.
    “The ideas of debtor and creditor as to what constitutes a good time never coincide.”
    ― P.G. Wodehouse, Love Among the Chickens
  • silvercar
    silvercar Posts: 49,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    As long as your dad only owns one property he will have three years to sell it before any taxable gain starts to accrue.

    http://www.hmrc.gov.uk/cgt/property/sell-own-home.htm#2
    Michaels is right on the changes to PRR - https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/264601/13._Capital_gains_tax_private_residence_relief_final_period_relief.pdf

    I hadn't heard of this and it is only recently announced - to come into force this April. It says there is an exemption for those moving into care but the situation Lydia described probably doesn't meet the HMRC's definition of what care is.

    Any gain is calculated straight line (ie if you own for 10 years but move out after 8, with an 18 month 'grace' period 1/20th of the total gain would be subject to CGT - annual CGT allowance would apply in the year of sale though).

    You also get a CGT allowance, if not used elsewhere, that is currently just over 10k.

    Also, if it was let for a year then you can access letting relief as well. Complicated calculation that can net another 40k allowance. If you don't need to use this I don't know whether it is worth the hassle (and possible investigation) of now declaring that it was let for a year in the seventies.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    I did the posh test and am 37%.

    Do you take your shoes off? The question could well be how Oriental are you?

    Can you ride a horse? How 'John Wayne' are you.

    Do you eat your main evening meal at the dinner table? Are you civilised or some sort of bloody zoo exhibit?

    Ah, now I see...
  • tomterm8
    tomterm8 Posts: 5,892 Forumite
    Part of the Furniture Combo Breaker
    This measure makes the tax system fairer by reducing the incentive for those with more than
    one property to exploit the rules

    I love how the objective for changes like this is always to make things fairer - by charging people more money, obviously:D

    **** Tories and their high tax high spend socialism. They'll be turning us into serfs any day :)
    “The ideas of debtor and creditor as to what constitutes a good time never coincide.”
    ― P.G. Wodehouse, Love Among the Chickens
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    I am quite enjoying the winter games coverage. Winter games are more alien to me than lots of the summer ones, I don't ski or anything (I have a feeling I would excel at après ski, and would be up for that, the ski ing bit leves me , well, cold) I have a sledge and could ice skate a bit, build snow men, like snow and making angels. But its all fun to watch,


    But, I don't really get curling. It looks like sweeping the yard in winter round feed bowls.


    I like the leaping of hill ones best and find them quite interesting despite having no interest in trying them. I find it weird I have enjoyed watching them when I had NO interest in watching athletics, yet haven't we all done at least some of those events at school at the least? And I enjoyed DOING lots of them, but watching them terminal.

    I just don't really have the thing that makes watching sports that enjoyable generally.
  • tomterm8
    tomterm8 Posts: 5,892 Forumite
    Part of the Furniture Combo Breaker
    edited 19 February 2014 at 12:16PM
    I find it weird I have enjoyed watching them when I had NO interest in watching athletics, yet haven't we all done at least some of those events at school at the least? .

    I hated doing them at school. And, lots of athletics is boring. You've seen one person running round a track you've seen everyone you need to running around a track.
    But, I don't really get curling. It looks like sweeping the yard in winter round feed bowls.

    Britain invented curling because we never got any medals in the winter Olympics. We wanted to invent a sport that all the other nations in the world found so ridiculous they never took part. It's the only way we could get at least one medal at the games.
    “The ideas of debtor and creditor as to what constitutes a good time never coincide.”
    ― P.G. Wodehouse, Love Among the Chickens
  • vivatifosi
    vivatifosi Posts: 18,746 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! PPI Party Pooper
    I am quite enjoying the winter games coverage. Winter games are more alien to me than lots of the summer ones, I don't ski or anything (I have a feeling I would excel at après ski, and would be up for that, the ski ing bit leves me , well, cold) I have a sledge and could ice skate a bit, build snow men, like snow and making angels. But its all fun to watch,


    But, I don't really get curling. It looks like sweeping the yard in winter round feed bowls.


    I like the leaping of hill ones best and find them quite interesting despite having no interest in trying them. I find it weird I have enjoyed watching them when I had NO interest in watching athletics, yet haven't we all done at least some of those events at school at the least? And I enjoyed DOING lots of them, but watching them terminal.

    I just don't really have the thing that makes watching sports that enjoyable generally.

    Me too! I think a very big part of it is that thought - how the heck do you find out you can do that without killing yourself? For example:

    Sliding down a bloody great slope on skis and then launching into the air before landing on another slope

    Sliding down a slope on a tea tray head first at over 60mph

    Launching yourself from a halfpipe into the air at a height of over 10m from the ground, but without the consolation that you are a diver and there is "soft" water beneath you.

    I think they are all bonkers.

    I really like the commentary of the guys who do the more funky ski and snowboarding events, my favourites include:

    That was perfect, he didn't so much land that as the ground came up to meet him.

    (About the white Swedish guy with dreadlocks who was absolutely amazing, didn't win but was the only one to do the whole track backwards) the octopus under his helmet must have got concussion from that trick.

    He was in the air for so long he had time to hand out the in flight meal.
    Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    vivatifosi wrote: »
    Me too! I think a very big part of it is that thought - how the heck do you find out you can do that without killing yourself? For example:

    Sliding down a bloody great slope on skis and then launching into the air before landing on another slope

    Sliding down a slope on a tea tray head first at over 60mph

    Launching yourself from a halfpipe into the air at a height of over 10m from the ground, but without the consolation that you are a diver and there is "soft" water beneath you.

    I think they are all bonkers.

    I really like the commentary of the guys who do the more funky ski and snowboarding events, my favourites include:

    That was perfect, he didn't so much land that as the ground came up to meet him.

    (About the white Swedish guy with dreadlocks who was absolutely amazing, didn't win but was the only one to do the whole track backwards) the octopus under his helmet must have got concussion from that trick.

    He was in the air for so long he had time to hand out the in flight meal.


    Some of the commentaries have been bonkers,


    I have been in stitches over an unintentional'its a slippery slope' and uphill stuggle' and some things like that. :o


    I don't really like going down hills :o. So going down slippery ones is not my idea of fun.

    I do miss running though, And jumping. :j:j:j. Inside Ijump:j
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