Nice People Thread Number 10 -the official residence of Nice People

lemonjelly

michaels wrote: »

I just renewed, ran the quote through a couple of comparison websites and direct with the cheapest company they showed (for cashback reasons) and the same quote for the same company even done directly with the company varied by 50 quid (18%) over a 4 day period....

Sorry, for clarity I meant that I'd have to pay £8.20 in addition to what I've paid this year for my cover.

So for a £500 car, to a £15000 car, the insurance is an extra £16.40 a year?

PasturesNew

lostinrates wrote: »

Oh yuck.

Cannot we talk about the stuff on the last page instead?

No, I'm genuinely still horror struck at the images, I am getting flashbacks.

tomterm8

lemonjelly wrote: »

Sorry, for clarity I meant that I'd have to pay £8.20 in addition to what I've paid this year for my cover.

So for a £500 car, to a £15000 car, the insurance is an extra £16.40 a year?

I think it makes more sense than you think. People with a 15k car are less likely to crash it, and the bloke with the £500 car might end up crashing it into a £35k car.

The car is a relatively small part of any insurance premium anyway. You're really insuring yourself against a £1 million pound personal injury claim most of the time...

michaels

lemonjelly wrote: »

Sorry, for clarity I meant that I'd have to pay £8.20 in addition to what I've paid this year for my cover.

So for a £500 car, to a £15000 car, the insurance is an extra £16.40 a year?

Sorry I was just doing another anecdote on the craziness that is car insurance pricing. Probably your new car is actually 11.80 cheaper for the rest of the year and the 8.20 you have to pay includes a £20 change fee....

Masomnia

Just to update you all, I've bought some Alberto Balsam shampoo for £1 from Morrisons. I'll let you know how it goes.

vivatifosi

tomterm8 wrote: »

I think it makes more sense than you think. People with a 15k car are less likely to crash it, and the bloke with the £500 car might end up crashing it into a £35k car.

The car is a relatively small part of any insurance premium anyway. You're really insuring yourself against a £1 million pound personal injury claim most of the time...

I was wondering that too. Plus I guess a £500 car may be less likely to have an immobiliser and be easier to steal. Who was it posted the article about car insurance costs? That was fascinating

vivatifosi

PasturesNew wrote: »

RM Detroit fix http://www.rightmove.co.uk/overseas-property-for-sale/Detroit.html

The devil's in the detail. 3 beds, US$5k

http://www.rightmove.co.uk/overseas-property/property-28627551.html
GUARANTEED INCOME with our free 'RENT PROTECT' Policy
After all refurbishment, management, tax and insurance costs, we estimate a projected yield of 25%+ on this property.
***Please note the internal images are NOT of this property, but of an already and recently refurbished property to show an example of the finished quality of work***

You'd need to have your head tested to invest in a market with the characteristics of Detroit and do it from the UK. Having said that, there's clearly money to be made by someone who knows the area. Even somewhere as screwed as Detroit will have good and bad bits. It's just a crying shame that there are some stunning houses that fate has left in areas that now mean that they are only good for crack dens or drive by shootings.

CKhalvashi

tomterm8 wrote: »

I think it makes more sense than you think. People with a 15k car are less likely to crash it, and the bloke with the £500 car might end up crashing it into a £35k car.

The car is a relatively small part of any insurance premium anyway. You're really insuring yourself against a £1 million pound personal injury claim most of the time...

£5m in my case; legal minimum for work :eek:

I'd have thought the average policy was £1m cover, I do wonder however what the minimum is.

CK

neverdespairgirl

Two 48-hour tube strikes coming up in London - both Tuesday to Thursday, which does a good job of !!!!ing up the tube for the entire working week each time.....

vivatifosi

lostinrates wrote: »

Well, I have responded to his plea to go out there.....and found that while I am enjoying my topic and debating I really don't miss some aspects of that sort of thing.

And possibly not the obvious one.

Edit: re men in kilts , generally a thumbs up I think.

I have enjoyed reading your thread, has made for interesting reading, though being lir, it is patently obvious when you are banging your head against a brick wall.

Sometimes when people have a snipe, I think cba and don't bother to respond. I think if people are snippy and rude, or call people names without debating, that says more about them as a person than it does you or me. It's always the same old suspects though, which is a shame because when they do try debating rather than mudslinging, theirs are often valid points. They remind me of those kids who sulk and take their balls home if the game doesn't go their way.

I am happy to be proven wrong, it's part of the learning process. I just don't feel a great need to be called a jetlag the same time.


ETA that should read jerk at, not jetlag. I love auto correct, it is so random...