Two Amex?

ElkyElky

I currently have the Platinum charge card and pretty much put all of my spending on to it for the reward points.

Do they allow you to have a second card?

I'd like to apply for one of their credit cards to take advantage of the 5% cash back offer. I'm going to make a largish purchase soon and £125 cash back on my purchase is too good to resist, I can then repay it immediately using cash.

Listerbelle

Yep.

I know someone in the US who has dozens of Amex cards. None with a balance, all for jiggling about with rewards.

reclusive46

Yes, you can have up to 2 charge cards and 2 credit cards with them.

[Deleted User]

...and as many gift cards as you want

ElkyElky

Excellent. Many thanks for the replies. I shall go take advantage of that cashback!

planteria

"dozens" is good going. as per above, 2 Charge and 2 Credit is the max, from my understanding.

the Platinum Cashback Credit Card is great for me. and you can be 'referred' by an existing cardholder and receive £25 each:dance:

thesaver79

planteria wrote: »

"dozens" is good going. as per above, 2 Charge and 2 Credit is the max, from my understanding.

For a couple of months I held 3 credit cards and 1 charge card. They definitely make exceptions to the "rule".

planteria

ok, good. i find their CS to be excellent. have never had a charge card, but held the old Amex Blue and then have had my Platinum Cashback card for several years. they really do make the effort to look after you.

joe134

planteria wrote: »

ok, good. i find their CS to be excellent. have never had a charge card, but held the old Amex Blue and then have had my Platinum Cashback card for several years. they really do make the effort to look after you.

I have 2 plats, just used them for Shopsmall on saturday, unusual , but, they are not refunding my £5 cashbacks very prompt.only 2 out of 6 so far, this time, and not in pending, but had all e-mails. phone them tomorrow if not on .
Regarding the cashback on Plats;;They have just written to me, and NO cashback is paid below £25 now, so,if you earn £24.99, you lose it.
I don,t pay the annual charge,because I ,use my mbna as my default card. If I don,t use it once a year, I,m fined, so tend to just keep it for benefits, such as shopsmall.

eskbanker

ElkyElky wrote: »

Excellent. Many thanks for the replies. I shall go take advantage of that cashback!

That's a pretty impressive array of 13 credit cards you already have according to your signature - even if they all have negligible balances and/or were taken out primarily for the peripheral benefits, there might presumably come a point where CC providers would baulk at allowing access to yet more credit?

joe134

eskbanker wrote: »

That's a pretty impressive array of 13 credit cards you already have according to your signature - even if they all have negligible balances and/or were taken out primarily for the peripheral benefits, there might presumably come a point where CC providers would baulk at allowing access to yet more credit?

Having just bailed my Daughter out, with £26k of CC debt, on 16 cards,all maxed out the companies are still issuing them left, right, and centre.They don,t care who they give them too.It,s a race to the bottom.