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Pay Off Before Lay Off!

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  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Alchemilla wrote: »
    Great news on the chess and loving your woodburner/fireplace style!

    :wave:

    Ta Alchemila - noticed your comment on your own thread relating to playing chess in the last week too, made me laugh in the context of our non-TV based entertainments, our special little ways and the fact my professional affinity was always with the special kids ... I think you may have just diagnosed us! :rotfl:
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Oops, chickens are very good at that!

    Where do you buy your mealworms? I pay 99p for 100g in Home Bargains :T

    MWCx

    :wave:

    Hi MWC, we don't have a HB near us and the local pet shop or chicks supply places sell them for about double what you pay, either £4 for 200g or about £8 for 400g tub (or £1 - £2 less if you bring the empty tub back for refilling). All horribly expensive.

    So, I get mine off an Ebay seller (hence needing my bods to pay me so I have cash in PP to make the payment) - I get about 3kg (3 x 1kg bags) for around £12' with free postage, which works out much cheaper in theory. However having the large quantity makes me more generous to all the local feathered folk, so it's probably not such a money saver after all! 1kg lasts us about a month but I've saved some smaller tubs from hummus and things this time around and will decant the bags out so that we ration it to a small tub each week, make it last a bit longer!

    Hope your girls are good x
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Lois_E wrote: »
    Yes thanks. As others have said, once you walk through the door, you just slot back into it again. :)

    Must get cracking on the housework this evening, though. I started unloading the DW when I got in this afternoon, and got interrupted, so I must finish it so I can put in the pile of "stuff to get dishwashed once there's space to put it in"! :o

    Nice to start getting to know you anyway. :wave:
    Do drop in on my diary some time. :)

    :wave:

    Funny you should say that Lois, I found you yesterday morning!

    Madness prevails if I get interrupted in the middle of something, I just deal with the interruption and start on something else!

    Waiting for phone call at the mo before I start work properly purely because I don't want it to interrupt a project! Perhaps I should deal with the dishes instead ... phone's bound to ring once I'm up to my elbows in bubbles! X
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Watty1
    Watty1 Posts: 6,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Inspired by you Habibiboo I think I shoud start a daily declutter tally on my diary. I've been working on one item a day and its going well but the tally might just help me keep motivated as I have noted a slight drop in my enthusiasm for jettisoning the junk just lately :rotfl:
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    Watty1 wrote: »
    Inspired by you Habibiboo I think I shoud start a daily declutter tally on my diary. I've been working on one item a day and its going well but the tally might just help me keep motivated as I have noted a slight drop in my enthusiasm for jettisoning the junk just lately :rotfl:

    :wave:

    I know what you mean Watty, I find keeping a tally makes me accountable and also helps to reassure me that things are going in the right direction - if I don't keep track of a little here and there, it feels like I'm not getting anywhere, but if I can shift the equivalent of an item a day for a whole year, then that will really feel like something!

    I think we need more of this sunshine too, it's a great motivator for clearing!
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    I wasn't really around yesterday as I had a mean old migraine so only stayed on computer long enough to meet deadlines then called it quits and rested my poor noggin.

    ;)Today's MFW action: mortgage statement is through, looking good - interest is down by another £30 this month (not really sure how, or why) and final proof of pudding will be in end of month totalling on Friday.

    * ~ * Is it really sad that I'm looking forward to working out my last MOP of the month and getting my grand total? * ~ *

    :(Today's grey cloud: None at all, except maybe slightly cloudy head still!

    :)Today's silver lining: Finished stripping little bedroom this evening (all part of Great Student MOP plan). Maybe start painting tomorrow evening!

    :pDaily Declutter: As part of the stripping process (of little room, not self) I cleared the detritus my last boy left behind him from the top of the fitted wardrobe in the room: old pair of boxing gloves; battered old ted; video camera bag. Ted and bag into washing machine, dried out in the sun then whole lot into charity bag which OH will drop off on his way home tomorrow or Friday. Total = 44 / 365.

    :DToday's simple pleasures: stripping wall paper is so bally satisfying! And when the wall's dry, I'm going to write our names and date on, just like in days of yore, before re-papering! Anyone else do that? My OH thinks it's a local thing, because he's never heard of it, but my family has always done it!

    Hope everyone's OK! X
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Hello,

    Oh and I played chess by the pool on our holidays. Is it a MSe thing? I am with you on the declutter. I am still clearing one thing every day. It is all either charity shop or bin though as we have bayed everything worth selling!

    Keep going! It feels great to be decluttered.

    Squirrel x
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • Evening Habibiboo, can you come here and help me declutter?

    I want to tackle the bookcases again but haven't had much luck on Gre£n Met and z@pper. I love books and am more comfortable reading a book than a kindle/iPad, but on the other hand books take up so much space :eek:

    Hope your head has settled down.

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Habibiboo wrote: »

    :pDaily Declutter: As part of the stripping process (of little room, not self) I cleared the detritus my last boy left behind him from the top of the fitted wardrobe in the room: old pair of boxing gloves; battered old ted; video camera bag. Ted and bag into washing machine, dried out in the sun then whole lot into charity bag which OH will drop off on his way home tomorrow or Friday. Total = 44 / 365.

    Please tell me battered old ted is not going to a charity shop. :(
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    We had a kids halloween party and graffitied the walls before relining them.

    God knows what the people of the future will think!
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