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2014 mfw
Comments
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oh and just a minor update. The mortgage is now sub 100k (and won't creep back over with interest - like last month)!Mortgage Jan 2013 £116677
Jan 2014 £102k
Target Jan 2015 £95k
2013 MFW no149 £10601/£10601 target reached
2014 MFW no36 £2880.37/£3436 ahead of schedule0 -
No. 128 with an overpayment of £500 for May. Although this may leave things very tight for rest of month was desperate to keep payments on track and means that I am now in the 130s, albeit just.... Belt is well and truly tightened.0
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reduced mortgage £130 may
off sick,bills
g/l all£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
Has anyone else tried to make a faster payment to HSBC? I tried to make an overpayment today and it said HSBC does not accept faster payments and to use other payment methods like a cheque or BACS.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
No. 127 putting in a desperate £91.29, which was made off pennies moved across and accumulated, and an unexpected mystery shopping payment.
Still not enough to keep my status to "Ahead of Status" text
M0 -
No. 48 reporting in, having not posted at all up until now
. Sorry .
Total overpayments Jan - April total £2,458. If you can put it all against April I promise to do better (OP and posting-wise).
Great overpayments here folk :TA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Peonie I've been using HSBC for 5 years,fast track payments online,goes thru in 2 minutes.
maybe it's the bank end not HSBC£48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
debt/mortgage free 28/11/14
vanguard shares index isa £1000
credit union £400
emergency fund£500
#81 save 2018£42000 -
#150 checking in with my standard £500 OP for May.
Nothing much to report. Seem to be spending money like water at the moment!What goes around comes around.....I hope!0 -
Thanks Black Taxi. I went into HSBC today to ask and she said nothing had changed at their end so I'll try again.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
No.37 May £87.040
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