We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2014 mfw

1…6364666869…131

Comments

  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No 3 - £200 OP made for April :D

    Thanks JCL
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    our first payment for may is £708.44 for no 7 please. we are not making any big overpayments for the next couple of months as needing to splash out a bit and also get some savings in place.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • lighthousescotland
    lighthousescotland Posts: 107 Forumite
    :)May OP £175 thank you jcl mfw 11.
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • ajmoney
    ajmoney Posts: 6,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP of £100 for May. Thanks JCL
    MFW 2025 No. 7 £2731.07/£2700
    MFiT-T7 No. 6 £5515.91/£30,000
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Number 107 reporting an overpayment of £430.01. Takes my total overpayments to the year of £2,000 exactly and, by my calculations, has saved me £4,598.11 in interest and reduced the term by 12 months!
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Gingerfell
    Gingerfell Posts: 37 Forumite
    Hi JCL,

    Gingerfell no 36 checking in for May. We’ve made a smalladjustment to the OP for the time being and will a) try to get used to nurseryfees being the same as the mortgage payment b) comprehend £300+ monthlytravelcard cost (especially with a tube strike on) c) also save some money for holidays.

    So NEW target for the year will be £3436.00 and with a MayOP of….. (drumroll please) £303.00

    This will knock an extra year of the mortgage and oncethings have settled down will see about increasing again.

    Thanks!
    Mortgage Jan 2013 £116677
    Jan 2014 £102k
    Target Jan 2015 £95k
    2013 MFW no149 £10601/£10601 target reached
    2014 MFW no36 £2880.37/£3436 ahead of schedule
  • icontinuetodream
    icontinuetodream Posts: 992 Forumite
    I've been Money Tipped!
    First payment of May for No.92 - £650 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    No. 64

    April OP £125

    Thanks.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • edinburgher
    edinburgher Posts: 14,265 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In a rare move, can I ask to come off the list, please?

    I'm heading in a different direction :)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    I went AWOL for April now back on track though I hope.

    April was just my DD overpayment of £642.54 - glad this goes out if nothing else.

    Today my May DD has gone out too so £642.54 and just called to make an overpayment including £13.07 TT for March and April (didn't keep it up through April so rounded account down today too) and £14.68 increase in salary for March and £30.21 for April. So current May total is £700.50

    After today's regular and over payments my balance is now £152454.97 and our end of mortgage date is 22 months closer than it was originally :)

    So Number 24 Yorkielass please update the following JCL:

    April: £642.54
    May £700.50

    Thanks and good to catch up and see how well everyone is doing.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture