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2014 mfw

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  • froddington
    froddington Posts: 6,697 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No 3 - £200 OP made for April :D

    Thanks JCL
    "There's only one way of life and that's your own" - Levellers

    "I'm feeling like a Monday but someday I'll be Saturday night" - Bon Jovi
  • kirstypark
    kirstypark Posts: 771 Forumite
    Part of the Furniture Combo Breaker
    our first payment for may is £708.44 for no 7 please. we are not making any big overpayments for the next couple of months as needing to splash out a bit and also get some savings in place.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • :)May OP £175 thank you jcl mfw 11.
    MFW - number 11 :)

    OP Target for 2014 £1500 Mortgage now £43745
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP of £100 for May. Thanks JCL
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
    1,000 Posts Combo Breaker
    Number 107 reporting an overpayment of £430.01. Takes my total overpayments to the year of £2,000 exactly and, by my calculations, has saved me £4,598.11 in interest and reduced the term by 12 months!
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • Gingerfell
    Gingerfell Posts: 37 Forumite
    Hi JCL,

    Gingerfell no 36 checking in for May. We’ve made a smalladjustment to the OP for the time being and will a) try to get used to nurseryfees being the same as the mortgage payment b) comprehend £300+ monthlytravelcard cost (especially with a tube strike on) c) also save some money for holidays.

    So NEW target for the year will be £3436.00 and with a MayOP of….. (drumroll please) £303.00

    This will knock an extra year of the mortgage and oncethings have settled down will see about increasing again.

    Thanks!
    Mortgage Jan 2013 £116677
    Jan 2014 £102k
    Target Jan 2015 £95k
    2013 MFW no149 £10601/£10601 target reached
    2014 MFW no36 £2880.37/£3436 ahead of schedule
  • First payment of May for No.92 - £650 :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    No. 64

    April OP £125

    Thanks.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • edinburgher
    edinburgher Posts: 13,884 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In a rare move, can I ask to come off the list, please?

    I'm heading in a different direction :)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    I went AWOL for April now back on track though I hope.

    April was just my DD overpayment of £642.54 - glad this goes out if nothing else.

    Today my May DD has gone out too so £642.54 and just called to make an overpayment including £13.07 TT for March and April (didn't keep it up through April so rounded account down today too) and £14.68 increase in salary for March and £30.21 for April. So current May total is £700.50

    After today's regular and over payments my balance is now £152454.97 and our end of mortgage date is 22 months closer than it was originally :)

    So Number 24 Yorkielass please update the following JCL:

    April: £642.54
    May £700.50


    Thanks and good to catch up and see how well everyone is doing.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
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