We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
2014 mfw
Comments
-
#150 here with my bog standard OP for April of £500.
I was thinking about OPing a bit more as savings rates were so pants, but with the NISAs and increased limits coming in later in the year I think I will keep my savings for that.What goes around comes around.....I hope!0 -
Wow, just looked at my mortgage spreadsheet that I set up after reading a post on here over 5 years ago, and since my tracker rate dropped to 1.25% 5 years ago I have managed to pay off £62000 on my mortgage, of which a smidgen under £30,000 was OPs. It is amazing how quickly the OPs build up and how quickly the mortgage comes down. Stick with it everyone!
I am on target to pay off my mortgage in just under 2 years now and that will be 10 years earlier than my original 25 year term. Not sure how much interest I will have saved, but it must be significant.What goes around comes around.....I hope!0 -
#23 reporting in with a MOP of £5,700 for April
Thanks JCL
MWCxMortgage at highest (April 2008): ~£195,000
Mortgage-free: January 2021
Retired: June 2022 (186 months early!)0 -
Number 143 reporting an April payment of £779.28:j
Unfortunately we have a large amount of fencing to pay for this month, so we may have to skip Mays overpayment.
Hopefully we will catch up later in the year.
Thanks JCL10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
MFW No.148 reporting in with an OP of £260 for the month of April.
I wasn’t expecting this month’s OP to be quite so high now that I am back to paying my monthly Council Tax. By paying this I have now achieved half of my yearly target in 4 months which is great progress.0 -
MFW no 57.
Have managed another op of £1,000 this month. Still not had my year end statement so will chase this week.0 -
Can I join in please?
Of course.
Welcome aboard Supadupa - your MFW number is 131. Please include that anytime you post with an overpayment.
This week's spreadsheet update has been done.MFW 2015 #41 = £20,515/£20,515
MFW 2014 #41 = £26,100/£25,000
MFW 2013 #41 = £10,000/£10,000
Original MF date = May 2036 - MF achieved on 15 June 20150 -
HI, Number 65 with an April payment of £220.[STRIKE]Original Mortgage 07/07 £160000 LTV 100% [/STRIKE]Remortgaged 10/13 £118000 LTV 84%
Outstanding 02/12/14 £107652.40 LTV 76%0 -
Hi
Number 71 - Retire at 50 here. Here are my updates:
January - £502
Feb - £7.36
March - £503
April - £503
Thank youMortgage
Dec 2011 - £115,000 (252 months left)
August 2012 - £112,558.31 (244 months left)
December 2013 - £91,700 (132 months left)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards