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2014 mfw

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15758606263131

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  • ElusiveLucy
    ElusiveLucy Posts: 686 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    #150 here with my bog standard OP for April of £500.

    I was thinking about OPing a bit more as savings rates were so pants, but with the NISAs and increased limits coming in later in the year I think I will keep my savings for that.
    What goes around comes around.....I hope!
  • ElusiveLucy
    ElusiveLucy Posts: 686 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Wow, just looked at my mortgage spreadsheet that I set up after reading a post on here over 5 years ago, and since my tracker rate dropped to 1.25% 5 years ago I have managed to pay off £62000 on my mortgage, of which a smidgen under £30,000 was OPs. It is amazing how quickly the OPs build up and how quickly the mortgage comes down. Stick with it everyone!

    I am on target to pay off my mortgage in just under 2 years now and that will be 10 years earlier than my original 25 year term. Not sure how much interest I will have saved, but it must be significant.
    What goes around comes around.....I hope!
  • #23 reporting in with a MOP of £5,700 for April

    Thanks JCL

    MWCx
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Ruthy1604
    Ruthy1604 Posts: 543 Forumite
    Part of the Furniture 500 Posts
    Number 143 reporting an April payment of £779.28:j

    Unfortunately we have a large amount of fencing to pay for this month, so we may have to skip Mays overpayment. :( Hopefully we will catch up later in the year.

    Thanks JCL
    10lb to lose & keep off in 20204.5lb/10lb:rotfl:
  • MFW No.148 reporting in with an OP of £260 for the month of April.

    I wasn’t expecting this month’s OP to be quite so high now that I am back to paying my monthly Council Tax. By paying this I have now achieved half of my yearly target in 4 months which is great progress.
  • MFW no 57.

    Have managed another op of £1,000 this month. Still not had my year end statement so will chase this week.
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    Supadupa wrote: »
    Can I join in please?

    Of course. :) Welcome aboard Supadupa - your MFW number is 131. Please include that anytime you post with an overpayment.

    This week's spreadsheet update has been done.
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • suse*
    suse* Posts: 303 Forumite
    Sixth Anniversary Combo Breaker
    HI, Number 65 with an April payment of £220.
    [STRIKE]Original Mortgage 07/07 £160000 LTV 100% [/STRIKE]Remortgaged 10/13 £118000 LTV 84%
    Outstanding 02/12/14 £107652.40
    LTV 76%
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lomcevak wrote: »
    £350 OP to start off April - i'm a bit predictable at the moment :)

    And another £250 today, so £600 for the month in total - that's everything for April done now :D

    Well done all, great OPs being made here :beer:
  • Hi
    Number 71 - Retire at 50 here. Here are my updates:
    January - £502
    Feb - £7.36
    March - £503
    April - £503

    Thank you
    Mortgage
    Dec 2011 - £115,000 (252 months left)
    August 2012 - £112,558.31 (244 months left)
    December 2013 - £91,700 (132 months left)
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