2014 mfw

Lomcevak

Thanks JCL, #12 it is - the 2013 mfw thread has been a great motivation, so thanks for picking up the challenge in '14

Catslovelycats

Hello
Please include me again this year: target OP £2000
Thank you

Anna_Glypta

Hi JCL - no 67 here, thanks for adding me to the list. Can you please put me down for £6,200 for 2014.

Thanks
AG :-)

VoucherMan

freddykrueger wrote: »

I need some advice as would be keen to remain on the MFW list for 2914 but currently in the process of moving our mortgage to an offset product. In essence I won't be making overpayments but we will be adding each month to our offset savings account.

Would this count?

Personally I hope to have mine paid off before then;) but if 2013 was anything to go by there are several with offset mortgages. Some do what you are suggesting.
As long as you can come up with a figure (target) that you can work to, possibly the amount you want to increase your offset balance by, then call it your op target.

pammyj74

Thanks JCL for the new thread
I would also like to rejoin, havent been on the mortgage threads much the past few months as someone is using it against me but I have decided to carry on regardless. It will be a bit more difficult for me next year with not as much money coming in so will have to set my target as £5k next year.

I have a 10% limit and my mortgage is just short of £30k :j (just made it under for the end of the year ) so after I have used my limit (which ends August and restarts) I will put the rest in savings to do a bulk OP when the limit starts again. I only have £1800 of my limit left til August.

My term is now only 3 years and I have reached my second end goal target of Dec 16 :j :T
I am now hoping to be done in two years :beer:

edinburgher

Please put me down for £1200, we're remortgaging to cut 6 years off our term so it's unlikely to be higher.

Shortie

Thanks for the number JCL - off to add it to my sig

I might not make any overpayments the first two months while I try to get rid of my £2k bank of Mum and Dad loan, but I'll start overpaying after that as I'll start saving at that point too for things we need to do with the house

mummytummy

Can I join please, will be taking out a new mortgage and want to overpay at least £2000 by end of year

Upsy_Staffordshire

Hi everyone, I would like to join in please

During 2013 I made £3,075 worth of overpayments, which is less than I hoped for but having lost my job due to health issues, I'm quite happy with it. I don't know when I will be able to start working again so I will try a target of £3,500 for 2014 please and see how I go. Thanks

black_taxi_2

all the best 2014

take it easy
stressed=desserts